Enrichment Federal Credit Union

Overview / Commentary
201 South Illinois Avenue
Oak Ridge, TN 37831-0883

Enrichment Federal Credit Union is headquartered in OAK RIDGE and is the 10th largest credit union in the state of Tennessee. It is also the 515th largest credit union in the nation. It was established in 1950 and as of December of 2023, it had grown to 136 employees and 45,571 members at 9 locations. Enrichment Federal Credit Union has an A health rating.

Field of Membership Restrictions

Enrichment Federal Credit Union membership is open to those who live, work, attend school, or worship in the Tennessee counties of Anderson, Blount, Claiborne, Knox, Loudon, Morgan, Roane, Scott, or Union.
See current membership details

Related Posts

Enrichment Fed Credit Union (TN) Has Competitive 9-Month CD Special - 1/30/2024

Enrichment Federal Credit Union (TN) is currently offering a competitive 9-month Share Certificate Special. $500 minimum deposit. Also as an IRA Certificate Special.

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Reviews (3)

Excellent Credit Union

I have been a member at Enrichment Federal Credit Union for the last 35 years and have been extremely satisfied with the service provided. I have used all locations at least once and the service received is the same no matter where I go. I appreciate the consistency. Their mobile app and online banking are one of the best around and most user friendly that I have seen. Thank you Enrichment for the quality service! I can't imagine banking anywhere else.

Excellent Member Service

Posted by: |

The employees of Enrichment have always gone above and beyond any expected service that I may have needed over the years. As a member who now lives out of state, I may have some issues from time to time arise, and they are always ready to help me when I ask, whether it be a need to explain a transaction or something as simple as resetting my online banking. I highly recommend EFCU!

Would Not Recommend. The CEO Is Abusive

Posted by: |

Would not recommend.  The CEO is abusive and uncaring.


Health Grade Components

NCUA #6778
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD15.26%
Annual Interest Income$31.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$827.2MM$780MM
LoansQ4 2023vs Q4 2022$646.4MM$580.1MM
DepositsQ4 2023vs Q4 2022$736.4MM$704.1MM
Equity CapitalQ4 2023vs Q4 2022$87.3MM$73MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.2MM$410K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.9MM$839K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Enrichment Federal Credit Union are currently being reviewed.


Enrichment Federal Credit Union Locations
Branch Office9419 S Northshore DrKnoxville, TN 37922
Branch Office1009 Bradford WayKingston, TN 37763
Branch Office5201 Schubert RdKnoxville, TN 37912
Branch Office9210 Kingston PikeKnoxville, TN 37922-2317
Branch Office1116 N Charles G Seivers BlvdClinton, TN 37716
Branch Office404 S Broad StNew Tazewell, TN 37825
Branch Office7005 Maynardville PikeKnoxville, TN 37918-5737
Branch Office201 S Illinois AveOak Ridge, TN 37830
Branch Office1834 Roane State HwyHarriman, TN 37748-8309

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