Enrichment Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	5-year CD	5 Year Share Certificate 2.35% - Synchrony Bank 60 Month CD
0.30%	1-year CD	1 Year Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Savings Account 1.20% - Goldman Sachs Bank USA Online Savings

View all Enrichment Federal Credit Union rates »

Overview / Commentary

www.enrichmentfcu.org

865-482-0045

201 S Illinois Ave
Oak Ridge, TN 37830

Enrichment Federal Credit Union is headquartered in OAK RIDGE and is the 11^th largest credit union in the state of Tennessee. It is also the 583^rd largest credit union in the nation. It was established in 1950 and as of March of 2017, it had grown to 116 employees and 41,772 members at 9 locations. Enrichment Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Anderson, Knox, Loudon, Blount, Union, Roane, Scott, and Claiborne County communities.
See current membership details

Reviews (2)

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Featured Account Options

Excellent Member Service

Posted by: matthewa | Jan 12, 2016

The employees of Enrichment have always gone above and beyond any expected service that I may have needed over the years. As a member who now lives out of state, I may have some issues from time to time arise, and they are always ready to help me when I ask, whether it be a need to explain a transaction or something as simple as resetting my online banking. I highly recommend EFCU!

Comment

1

Would Not Recommend. The CEO Is Abusive

Posted by: clif | Dec 10, 2012

Would not recommend. The CEO is abusive and uncaring.

2

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	6778
Year Chartered	1950
Employees	116
Primary Regulator

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	3.15%
Annual Interest Income	$3.0MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$451.5MM$426.8MM
Loans	Q1 2017vs Q1 2016	$278.0MM$249.1MM
Deposits	Q1 2017vs Q1 2016	$404.7MM$380.9MM
Equity Capital	Q1 2017vs Q1 2016	$43.9MM$43.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$236.00K$228.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$104.00K$50.00K
Real Estate Owned	Q1 2017vs Q1 2016	$55.00K$183.00K

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Enrichment Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	IRA Variable Account
0.25%	-	-	Roth IRA Variable Account
0.25%	-	-	Educational IRA Variable Account
0.10%	-	-	Savings Account
0.10%	-	-	Pet Pals Account
0.10%	-	-	Mad Money Account
0.10%	-	-	Christmas Club Account
0.10%	-	-	Kirby Kangaroo Account
0.10%	-	-	Vanity Account
0.05%	-	-	Mortgage Account
0.05%	-	-	Auto Escrow Account

Enrichment Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market Savings Account
OTHER TIERS: 0.05% → Up to $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k

Enrichment Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$300	$5k	Exceptional Checking
0.15%^*	$10k^*	-	Platinum Checking Account
OTHER TIERS: 0.05% → $50 - $5k \| 0.10% → $5k - $10k
0.05%	$50	-	Package Club Checking Account
0.05%	$50	-	Everyday Checking Account
0.05%	$50	-	Business Checking Account

Enrichment Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	$100k	-	5 Year Jumbo Share Certificate
1.00%	$1k	-	5 Year Share Certificate
1.00%	$500	-	5 Year Youth Share Certificate
0.95%	$100k	-	4 Year Jumbo Share Certificate
0.90%	$1k	-	4 Year Share Certificate
0.90%	$500	-	4 Year Youth Share Certificate
0.80%	$100k	-	3 Year Jumbo Share Certificate
0.70%	$1k	-	3 Year Share Certificate
0.70%	$500	-	3 Year Youth Share Certificate
0.60%	$100k	-	2 Year Jumbo Share Certificate
0.50%	$1k	-	2 Year Share Certificate
0.50%	$500	-	2 Year Youth Share Certificate
0.35%	$100k	-	1 Year Jumbo Share Certificate
0.30%	$1k	-	1 Year Share Certificate
0.30%	$500	-	1 Year Youth Share Certificate
0.25%	$100k	-	6 Month Jumbo Share Certificate
0.20%	$2,500	-	6 Month Share Certificate
0.20%	$500	-	6 Month Youth Share Certificate
0.20%	$100k	-	3 Month Jumbo Share Certificate
0.15%	$2,500	-	3 Month Share Certificate
0.15%	$500	-	3 Month Youth Share Certificate

Enrichment Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%	$100k	-	5 Year Jumbo IRA
1.00%	$1k	-	5 Year IRA Certificate
0.95%	$100k	-	4 Year Jumbo IRA
0.90%	$1k	-	4 Year IRA Certificate
0.80%	$100k	-	3 Year Jumbo IRA Certificate
0.70%	$1k	-	3 Year IRA Certificate
0.60%	$100k	-	2 Year Jumbo IRA Certificate
0.50%	$1k	-	2 Year IRA Certificate
0.35%	$100k	-	1 Year Jumbo IRA Certificate
0.30%	$1k	-	1 Year IRA Certificate

Locations

Enrichment Federal Credit Union Locations
Branch Office	9419 S NORTHSHORE DR	KNOXVILLE, TN 37922
Branch Office	1009 BRADFORD WAY	KINGSTON, TN 37763
Branch Office	5201 SCHUBERT RD	KNOXVILLE, TN 37912
Branch Office	9210 KINGSTON PIKE	KNOXVILLE, TN 37922-2317
Branch Office	1116 N CHARLES G SEIVERS BLVD	CLINTON, TN 37716
Branch Office	404 S BROAD ST	NEW TAZEWELL, TN 37825
Branch Office	HALLS BRANCH 7202 MAYNARDVILLE PIKE	KNOXVILLE, TN 37918-5740
Branch Office	201 S ILLINOIS AVE	OAK RIDGE, TN 37830
Branch Office	1834 Roane State Hwy	Harriman, TN 37748-8309