2. Enrichment Federal Credit Union

Enrichment Federal Credit Union


Overview / Commentary
www.enrichmentfcu.org
865-482-0045
201 S Illinois Ave
Oak Ridge, TN 37830

Enrichment Federal Credit Union is headquartered in OAK RIDGE and is the 11th largest credit union in the state of Tennessee. It is also the 567th largest credit union in the nation. It was established in 1950 and as of June of 2019, it had grown to 118 employees and 45,025 members at 9 locations. Enrichment Federal Credit Union's CD rates are 18% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Enrichment Federal Credit Union membership is open to those who live, work, attend school, or worship in the Tennessee counties Claiborne, Blount, Knox, Scott, Roane, Anderson or Loudon.
See current membership details

Related Posts

Enrichment Federal Credit Union (TN) Adds 59-Mo CD Special, 3.56% APY - 2/11/2019

Enrichment Federal Credit Union (TN) has added a 50-month Share Certificate Special (3.56% APY). Minimum opening deposit is $2.5k, with at least 50% of new money.

Reviews (2)

Excellent Member Service

Posted by: matthewa | Jan 12, 2016

The employees of Enrichment have always gone above and beyond any expected service that I may have needed over the years. As a member who now lives out of state, I may have some issues from time to time arise, and they are always ready to help me when I ask, whether it be a need to explain a transaction or something as simple as resetting my online banking. I highly recommend EFCU!

1

Would Not Recommend. The CEO Is Abusive

Posted by: clif | Dec 10, 2012

Would not recommend.  The CEO is abusive and uncaring.

3


Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #6778
Year Chartered1950
Employees118
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD11.5%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$510.5MM$474.4MM
LoansQ2 2019vs Q2 2018$415.0MM$342.7MM
DepositsQ2 2019vs Q2 2018$452.4MM$422.3MM
Equity CapitalQ2 2019vs Q2 2018$53.2MM$47.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$596.00K$403.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$712.00K$638.00K
Real Estate OwnedQ2 2019vs Q2 2018$196.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Enrichment Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--HSA Savings Account
0.25%--IRA Variable Account
0.10%$5-Savings Account
0.10%$10-Pet Pals Account
0.10%$10-Mad Money &U Name It Account
0.10%$10-Christmas Club Account
0.05%$10-Mortgage Account
0.05%$10-Auto Escrow Account

Enrichment Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Savings Account
OTHER TIERS: 0.20% → $2.5k - $25k | 0.25% → $25k - $50k

Enrichment Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$300*$5kExceptional Checking
OTHER TIERS: 0.05% → $5k+
0.15%*$10k*-Platinum Checking Account
OTHER TIERS: 0.05% → $5 - $5k | 0.10% → $5k - $10k
0.05%$50-Package Club Checking Account
0.05%$50-Everyday Checking Account
0.05%$50-Business Checking Account

Enrichment Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$1k-5 Year Share Certificate
2.12%$500-5 Year Youth Share Certificate
2.12%$100k-5 Year Jumbo Share Certificate
2.02%$1k-4 Year Share Certificate
2.02%$500-4 Year Youth Share Certificate
2.02%$100k-4 Year Jumbo Share Certificate
1.71%$1k-3 Year Share Certificate
1.71%$500-3 Year Youth Share Certificate
1.71%$100k-3 Year Jumbo Share Certificate
1.61%$1k-2 Year Share Certificate
1.61%$500-2 Year Youth Share Certificate
1.61%$100k-2 Year Jumbo Share Certificate
1.06%$1k-1 Year Share Certificate
1.06%$500-1 Year Youth Share Certificate
1.06%$100k-1 Year Jumbo Share Certificate
1.06%$10k-12 Month Bump-Up Share Certificate
1.06%$100k-12 Month Bump-Up Jumbo Share Certificate
0.45%$2.5k-6 Month Share Certificate
0.45%$500-6 Month Youth Share Certificate
0.45%$100k-6 Month Jumbo Share Certificate
0.25%$2.5k-3 Month Share Certificate
0.25%$500-3 Month Youth Share Certificate
0.25%$100k-3 Month Jumbo Share Certificate

Enrichment Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$1k-5 Year IRA Certificate
2.02%$1k-4 Year IRA Certificate
1.71%$1k-3 Year IRA Certificate
1.61%$1k-2 Year IRA Certificate
1.06%$1k-1 Year IRA Certificate
1.06%$10k-12 Month Bump-Up IRA Certificate
1.06%$100k-12 Month Bump-Up Jumbo IRA Certificate
Locations


Enrichment Federal Credit Union Locations
Branch Office9419 S Northshore DrKnoxville, TN 37922
Branch Office1009 Bradford WayKingston, TN 37763
Branch Office5201 Schubert RdKnoxville, TN 37912
Branch Office9210 Kingston PikeKnoxville, TN 37922-2317
Branch Office1116 N Charles G Seivers BlvdClinton, TN 37716
Branch Office404 S Broad StNew Tazewell, TN 37825
Branch Office7005 Maynardville PikeKnoxville, TN 37918-5737
Branch Office201 S Illinois AveOak Ridge, TN 37830
Branch Office1834 Roane State HwyHarriman, TN 37748-8309

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