Enrichment Federal Credit Union


Overview / Commentary
800-482-0049
201 South Illinois Avenue
Oak Ridge, TN 37831-0883

Enrichment Federal Credit Union is headquartered in OAK RIDGE and is the 9th largest credit union in the state of Tennessee. It is also the 480th largest credit union in the nation. It was established in 1950 and as of September of 2024, it had grown to 142 employees and 46,738 members at 9 locations. Enrichment Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Enrichment Federal Credit Union membership is open to those who live, work, attend school, or worship in the Tennessee counties of Anderson, Blount, Claiborne, Knox, Loudon, Morgan, Roane, Scott, or Union.
See current membership details

Reviews (1)

Excellent Credit Union

I have been a member at Enrichment Federal Credit Union for the last 35 years and have been extremely satisfied with the service provided. I have used all locations at least once and the service received is the same no matter where I go. I appreciate the consistency. Their mobile app and online banking are one of the best around and most user friendly that I have seen. Thank you Enrichment for the quality service! I can't imagine banking anywhere else.



Health

Health Grade Components

Overall
NCUA #6778
Year Chartered1950
Employees142
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD12.09%
Annual Interest Income$30.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$919.5MM$799.9MM
LoansQ3 2024vs Q3 2023$670.7MM$630.4MM
DepositsQ3 2024vs Q3 2023$818.3MM$712.9MM
Equity CapitalQ3 2024vs Q3 2023$96.4MM$83.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.4MM$513K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.8MM$1.3MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Enrichment Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Enrichment Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%$0-Ownership Rewards
0.30%$0-Health Savings Account
0.25%$0-IRA Variable Savings
0.10%$5-Regular Savings
0.10%$0-U Name It Savings
0.10%$0-Christmas Club
0.05%$0-Mortgage Escrow
0.05%$0-Auto Escrow

Enrichment Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Account
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $50k
0.30%*$50k*-Business Money Market Account
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $50k

Enrichment Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-eSpend Checking
OTHER TIERS: 0.05% $0 - $5k | 0.10% $5k - $10k
0.05%$300-Business Checking Account

Enrichment Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month Share Certificate
4.00%$100k-6 Month Jumbo Share Certificate
3.75%$500-12 Month Share Certificate
3.75%$100k-12 Month Jumbo Share Certificate
2.75%$500-24 Month Share Certificate
2.75%$500-36 Month Share Certificate
2.75%$500-48 Month Share Certificate
2.75%$500-60 Month Share Certificate
2.75%$100k-24 Month Jumbo Share Certificate
2.75%$100k-36 Month Jumbo Share Certificate
2.75%$100k-48 Month Jumbo Share Certificate
2.75%$100k-60 Month Jumbo Share Certificate
0.50%$500-3 Month Share Certificate
0.50%$100k-3 Month Jumbo Share Certificate

Enrichment Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-12 Month IRA Certificate
3.75%$100k-12 Month Jumbo IRA Certificate
2.75%$500-24 Month IRA Certificate
2.75%$500-36 Month IRA Certificate
2.75%$500-48 Month IRA Certificate
2.75%$500-60 Month IRA Certificate
2.75%$100k-24 Month Jumbo IRA Certificate
2.75%$100k-36 Month Jumbo IRA Certificate
2.75%$100k-48 Month Jumbo IRA Certificate
2.75%$100k-60 Month Jumbo IRA Certificate
Locations


Enrichment Federal Credit Union Locations
Branch Office9419 S Northshore DrKnoxville, TN 37922
Branch Office1009 Bradford WayKingston, TN 37763
Branch Office5201 Schubert RdKnoxville, TN 37912
Branch Office9210 Kingston PikeKnoxville, TN 37922-2317
Branch Office1116 N Charles G Seivers BlvdClinton, TN 37716
Branch Office404 S Broad StNew Tazewell, TN 37825
Branch Office7005 Maynardville PikeKnoxville, TN 37918-5737
Branch Office201 S Illinois AveOak Ridge, TN 37830
Branch Office1834 Roane State HwyHarriman, TN 37748-8309

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