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Enrichment Federal Credit Union


Overview / Commentary
www.enrichmentfcu.org
865-482-0045
201 South Illinois Avenue
Oak Ridge, TN 37831-0883

Enrichment Federal Credit Union is headquartered in OAK RIDGE and is the 10th largest credit union in the state of Tennessee. It is also the 535th largest credit union in the nation. It was established in 1950 and as of March of 2021, it had grown to 114 employees and 47,068 members at 9 locations. Enrichment Federal Credit Union has an A health rating.

Field of Membership Restrictions

Enrichment Federal Credit Union membership is open to those who live, work, attend school, or worship in the Tennessee counties of Anderson, Blount, Claiborne, Knox, Loudon, Roane, Scott, or Union.
See current membership details

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Reviews (2)

Excellent Member Service

Posted by: |

The employees of Enrichment have always gone above and beyond any expected service that I may have needed over the years. As a member who now lives out of state, I may have some issues from time to time arise, and they are always ready to help me when I ask, whether it be a need to explain a transaction or something as simple as resetting my online banking. I highly recommend EFCU!

1

Would Not Recommend. The CEO Is Abusive

Posted by: |

Would not recommend.  The CEO is abusive and uncaring.

3


Health
A

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #6778
Year Chartered1950
Employees114
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD14.86%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$701.5MM$546.0MM
LoansQ1 2021vs Q1 2020$512.8MM$439.9MM
DepositsQ1 2021vs Q1 2020$633.0MM$487.2MM
Equity CapitalQ1 2021vs Q1 2020$63.9MM$55.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$961.00K$866.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$135.00K$225.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$18.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Enrichment Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Enrichment Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%--Ownership Rewards
0.30%--HSA Savings Account
0.25%--IRA Variable Account
0.10%$5-Regular Savings
0.10%$5-Mad Money & U Name It Account
0.10%$5-Christmas Club Account
0.05%$5-Mortgage Account
0.05%$5-Auto Escrow Account

Enrichment Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Savings Account
OTHER TIERS: 0.20% → $2.5k - $25k | 0.25% → $25k - $50k

Enrichment Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$300*$5kExceptional Checking
OTHER TIERS: 0.05% → $5k+
0.15%*$10k*-Platinum Checking Account
OTHER TIERS: 0.05% → $5 - $5k | 0.10% → $5k - $10k
0.05%$50-Package Club Checking Account
0.05%$50-Everyday Checking Account
0.05%$50-Business Checking Account

Enrichment Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-60 Month Share Certificate
1.01%$500-60 Month Youth Share Certificate
1.01%$100k-60 Month Jumbo Share Certificate
0.85%$1k-48 Month Share Certificate
0.85%$500-48 Month Youth Share Certificate
0.85%$100k-48 Month Jumbo Share Certificate
0.70%$1k-36 Month Share Certificate
0.70%$500-36 Month Youth Share Certificate
0.70%$100k-36 Month Jumbo Share Certificate
0.55%$1k-24 Month Share Certificate
0.55%$500-24 Month Youth Share Certificate
0.55%$100k-24 Month Jumbo Share Certificate
0.35%$1k-12 Month Share Certificate
0.35%$500-12 Month Youth Share Certificate
0.35%$100k-12 Month Jumbo Share Certificate
0.35%$10k-12 Month Bump-Up Share Certificate
0.35%$100k-12 Month Bump-Up Jumbo Share Certificate
0.25%$2.5k-6 Month Share Certificate
0.25%$500-6 Month Youth Share Certificate
0.25%$100k-6 Month Jumbo Share Certificate
0.10%$2.5k-3 Month Share Certificate
0.10%$500-3 Month Youth Share Certificate
0.10%$100k-3 Month Jumbo Share Certificate

Enrichment Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-60 Month IRA Certificate
1.01%$100k-60 Month Jumbo IRA
0.85%$1k-48 Month IRA Certificate
0.85%$100k-48 Month Jumbo IRA Certificate
0.70%$1k-36 Month IRA Certificate
0.70%$100k-36 Month Jumbo IRA Certificate
0.55%$1k-24 Month IRA Certificate
0.55%$100k-24 Month Jumbo IRA Certificate
0.35%$1k-12 Month IRA Certificate
0.35%$100k-12 Month Jumbo IRA Certificate
0.35%$10k-12 Month Bump-Up IRA Certificate
0.35%$100k-12 Month Bump-Up Jumbo IRA Certificate
Locations


Enrichment Federal Credit Union Locations
Branch Office9419 S Northshore DrKnoxville, TN 37922
Branch Office1009 Bradford WayKingston, TN 37763
Branch Office5201 Schubert RdKnoxville, TN 37912
Branch Office9210 Kingston PikeKnoxville, TN 37922-2317
Branch Office1116 N Charles G Seivers BlvdClinton, TN 37716
Branch Office404 S Broad StNew Tazewell, TN 37825
Branch Office7005 Maynardville PikeKnoxville, TN 37918-5737
Branch Office201 S Illinois AveOak Ridge, TN 37830
Branch Office1834 Roane State HwyHarriman, TN 37748-8309

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