Enrichment Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.30% | 1-year CD | 2.55% - Barclays 12 Month Online CD |
| 0.10% | Savings |
Enrichment Federal Credit Union is headquartered in OAK RIDGE and is the 11th largest credit union in the state of Tennessee. It is also the 580th largest credit union in the nation. It was established in 1950 and as of June of 2018, it had grown to 114 employees and 42,727 members at 9 locations. Enrichment Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Anderson, Knox, Loudon, Blount, Union, Roane, Scott, and Claiborne County communities.
See current membership details
Excellent Member Service
The employees of Enrichment have always gone above and beyond any expected service that I may have needed over the years. As a member who now lives out of state, I may have some issues from time to time arise, and they are always ready to help me when I ask, whether it be a need to explain a transaction or something as simple as resetting my online banking. I highly recommend EFCU!
Would Not Recommend. The CEO Is Abusive
Would not recommend. The CEO is abusive and uncaring.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6778 |
| Year Chartered | 1950 |
| Employees | 114 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 6.92% |
| Annual Interest Income | $7.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $474.4MM$455.7MM |
| Loans | Q2 2018vs Q2 2017 | $342.7MM$286.0MM |
| Deposits | Q2 2018vs Q2 2017 | $422.3MM$407.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $47.0MM$44.7MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $403.00K$260.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $638.00K$286.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Enrichment Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Enrichment Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | HSA Savings Account | |
| 0.25% | - | - | IRA Variable Account | |
| 0.10% | $5 | - | Savings Account | |
| 0.10% | $10 | - | Pet Pals Account | |
| 0.10% | $10 | - | Mad Money Account | |
| 0.10% | $10 | - | Christmas Club Account | |
| 0.10% | $5 | - | Kirby Kangaroo Account | |
| 0.10% | $10 | - | Vanity Account | |
| 0.05% | $10 | - | Mortgage Account | |
| 0.05% | $10 | - | Auto Escrow Account |
Enrichment Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $50k* | - | Money Market Savings Account | ||
| OTHER TIERS: 0.20% → $2.5k - $25k | 0.25% → $25k - $50k | |||||
Enrichment Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00% | $300 | $5k | Exceptional Checking | ||
| 0.15%* | $10k* | - | Platinum Checking Account | ||
| OTHER TIERS: 0.05% → $50 - $5k | 0.10% → $5k - $10k | |||||
| 0.05% | $50 | - | Package Club Checking Account | ||
| 0.05% | $50 | - | Everyday Checking Account | ||
| 0.05% | $50 | - | Business Checking Account | ||
Enrichment Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.05% | $100k | - | 5 Year Jumbo Share Certificate | |
| 1.00% | $1k | - | 5 Year Share Certificate | |
| 1.00% | $500 | - | 5 Year Youth Share Certificate | |
| 0.95% | $100k | - | 4 Year Jumbo Share Certificate | |
| 0.90% | $1k | - | 4 Year Share Certificate | |
| 0.90% | $500 | - | 4 Year Youth Share Certificate | |
| 0.80% | $100k | - | 3 Year Jumbo Share Certificate | |
| 0.70% | $1k | - | 3 Year Share Certificate | |
| 0.70% | $500 | - | 3 Year Youth Share Certificate | |
| 0.60% | $100k | - | 2 Year Jumbo Share Certificate | |
| 0.50% | $1k | - | 2 Year Share Certificate | |
| 0.50% | $500 | - | 2 Year Youth Share Certificate | |
| 0.35% | $100k | - | 1 Year Jumbo Share Certificate | |
| 0.30% | $1k | - | 1 Year Share Certificate | |
| 0.30% | $500 | - | 1 Year Youth Share Certificate | |
| 0.25% | $100k | - | 6 Month Jumbo Share Certificate | |
| 0.20% | $2.5k | - | 6 Month Share Certificate | |
| 0.20% | $500 | - | 6 Month Youth Share Certificate | |
| 0.20% | $100k | - | 3 Month Jumbo Share Certificate | |
| 0.15% | $2.5k | - | 3 Month Share Certificate | |
| 0.15% | $500 | - | 3 Month Youth Share Certificate |
Enrichment Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.05% | $100k | - | 5 Year Jumbo IRA | |
| 1.00% | $1k | - | 5 Year IRA Certificate | |
| 0.95% | $100k | - | 4 Year Jumbo IRA | |
| 0.90% | $1k | - | 4 Year IRA Certificate | |
| 0.80% | $100k | - | 3 Year Jumbo IRA Certificate | |
| 0.70% | $1k | - | 3 Year IRA Certificate | |
| 0.60% | $100k | - | 2 Year Jumbo IRA Certificate | |
| 0.50% | $1k | - | 2 Year IRA Certificate | |
| 0.35% | $100k | - | 1 Year Jumbo IRA Certificate | |
| 0.30% | $1k | - | 1 Year IRA Certificate |
| Enrichment Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 9419 S NORTHSHORE DR | KNOXVILLE, TN 37922 |
| Branch Office | 1009 BRADFORD WAY | KINGSTON, TN 37763 |
| Branch Office | 5201 SCHUBERT RD | KNOXVILLE, TN 37912 |
| Branch Office | 9210 KINGSTON PIKE | KNOXVILLE, TN 37922-2317 |
| Branch Office | 1116 N CHARLES G SEIVERS BLVD | CLINTON, TN 37716 |
| Branch Office | 404 S BROAD ST | NEW TAZEWELL, TN 37825 |
| Branch Office | 7005 Maynardville Pike | KNOXVILLE, TN 37918-5737 |
| Branch Office | 201 S ILLINOIS AVE | OAK RIDGE, TN 37830 |
| Branch Office | 1834 Roane State Hwy | Harriman, TN 37748-8309 |