Enrichment Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.enrichmentfcu.org

800-482-0049

201 South Illinois Avenue
Oak Ridge, TN 37831-0883

Enrichment Federal Credit Union is headquartered in OAK RIDGE and is the 9^th largest credit union in the state of Tennessee. It is also the 478^th largest credit union in the nation. It was established in 1950 and as of December of 2024, it had grown to 143 employees and 46,948 members at 9 locations. Enrichment Federal Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Enrichment Federal Credit Union membership is open to those who live, work, attend school, or worship in the Tennessee counties of Anderson, Blount, Claiborne, Knox, Loudon, Morgan, Roane, Scott, or Union.
See current membership details

Reviews (1)

Write a Review

Excellent Credit Union

Posted by: dkoehoego2023 | Jun 14, 2023

I have been a member at Enrichment Federal Credit Union for the last 35 years and have been extremely satisfied with the service provided. I have used all locations at least once and the service received is the same no matter where I go. I appreciate the consistency. Their mobile app and online banking are one of the best around and most user friendly that I have seen. Thank you Enrichment for the quality service! I can't imagine banking anywhere else.

Comment

Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	6778
Year Chartered	1950
Employees	143
Primary Regulator

Profit Margin
Return on Assets - YTD	1.31%
Return on Equity - YTD	12.05%
Annual Interest Income	$41.4MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$916.7MM$827.2MM
Loans	Q4 2024vs Q4 2023	$689.2MM$646.4MM
Deposits	Q4 2024vs Q4 2023	$813MM$736.4MM
Equity Capital	Q4 2024vs Q4 2023	$99.6MM$87.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.4MM$1.2MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$3.2MM$1.9MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Enrichment Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.12%	$0	-	Ownership Rewards
0.30%	$0	-	Health Savings Account
0.10%	$0	-	Regular Savings
0.10%	$0	-	U Name It Savings
0.10%	$0	-	Christmas Club
0.05%	$0	-	Mortgage Escrow
0.05%	$0	-	Auto Escrow

Enrichment Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.25% → $2.5k - $25k \| 0.50% → $25k - $50k \| 0.75% → $50k - $100k \| 1.25% → $100k - $250k
1.50%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.25% → $2.5k - $25k \| 0.50% → $25k - $50k \| 0.75% → $50k - $100k \| 1.25% → $100k - $250k

Enrichment Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$10k^*	-	eSpend Checking
OTHER TIERS: 0.05% → $0 - $5k \| 0.10% → $5k - $10k
0.05%	$300	-	Business Checking Account

Enrichment Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	6 Month Share Certificate
4.00%	$100k	-	6 Month Jumbo Share Certificate
3.75%	$500	-	12 Month Share Certificate
3.75%	$100k	-	12 Month Jumbo Share Certificate
2.75%	$500	-	24 Month Share Certificate
2.75%	$500	-	36 Month Share Certificate
2.75%	$500	-	48 Month Share Certificate
2.75%	$500	-	60 Month Share Certificate
2.75%	$100k	-	24 Month Jumbo Share Certificate
2.75%	$100k	-	36 Month Jumbo Share Certificate
2.75%	$100k	-	48 Month Jumbo Share Certificate
2.75%	$100k	-	60 Month Jumbo Share Certificate
0.50%	$500	-	3 Month Share Certificate
0.50%	$100k	-	3 Month Jumbo Share Certificate

Enrichment Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$500	-	12 Month IRA Certificate
3.75%	$100k	-	12 Month Jumbo IRA Certificate
2.75%	$500	-	24 Month IRA Certificate
2.75%	$500	-	36 Month IRA Certificate
2.75%	$500	-	48 Month IRA Certificate
2.75%	$500	-	60 Month IRA Certificate
2.75%	$100k	-	24 Month Jumbo IRA Certificate
2.75%	$100k	-	36 Month Jumbo IRA Certificate
2.75%	$100k	-	48 Month Jumbo IRA Certificate
2.75%	$100k	-	60 Month Jumbo IRA Certificate
0.25%	$0	-	IRA Variable Savings

Locations

Enrichment Federal Credit Union Locations
Branch Office	9419 S Northshore Dr	Knoxville, TN 37922
Branch Office	1009 Bradford Way	Kingston, TN 37763
Branch Office	5201 Schubert Rd	Knoxville, TN 37912
Branch Office	9210 Kingston Pike	Knoxville, TN 37922-2317
Branch Office	1116 N Charles G Seivers Blvd	Clinton, TN 37716
Branch Office	404 S Broad St	New Tazewell, TN 37825
Branch Office	7005 Maynardville Pike	Knoxville, TN 37918-5737
Branch Office	201 S Illinois Ave	Oak Ridge, TN 37830
Branch Office	1834 Roane State Hwy	Harriman, TN 37748-8309

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