Enrichment Federal Credit Union

Overview / Commentary
201 South Illinois Avenue
Oak Ridge, TN 37831-0883

Enrichment Federal Credit Union is headquartered in OAK RIDGE and is the 10th largest credit union in the state of Tennessee. It is also the 534th largest credit union in the nation. It was established in 1950 and as of June of 2023, it had grown to 125 employees and 45,343 members at 9 locations. Enrichment Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Enrichment Federal Credit Union membership is open to those who live, work, attend school, or worship in the Tennessee counties of Anderson, Blount, Claiborne, Knox, Loudon, Roane, Scott, or Union.
See current membership details

Reviews (3)

Excellent Credit Union

I have been a member at Enrichment Federal Credit Union for the last 35 years and have been extremely satisfied with the service provided. I have used all locations at least once and the service received is the same no matter where I go. I appreciate the consistency. Their mobile app and online banking are one of the best around and most user friendly that I have seen. Thank you Enrichment for the quality service! I can't imagine banking anywhere else.

Excellent Member Service

Posted by: |

The employees of Enrichment have always gone above and beyond any expected service that I may have needed over the years. As a member who now lives out of state, I may have some issues from time to time arise, and they are always ready to help me when I ask, whether it be a need to explain a transaction or something as simple as resetting my online banking. I highly recommend EFCU!

Would Not Recommend. The CEO Is Abusive

Posted by: |

Would not recommend.  The CEO is abusive and uncaring.


Health Grade Components

NCUA #6778
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD1.99%
Return on Equity - YTD19.08%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$783.3MM$795.4MM
LoansQ2 2023vs Q2 2022$613.1MM$529.1MM
DepositsQ2 2023vs Q2 2022$698.3MM$723.9MM
Equity CapitalQ2 2023vs Q2 2022$81.4MM$68.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$533.00K$379.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.0MM$3.0MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Enrichment Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Enrichment Federal Credit Union Savings Account Rates

5.12%--Ownership Rewards
0.30%--HSA Savings Account
0.25%--IRA Variable Account
0.10%$5-Regular Savings
0.10%$5-U Name It Account
0.10%$5-Christmas Club Account
0.05%$5-Mortgage Account
0.05%$5-Auto Escrow Account

Enrichment Federal Credit Union Money Market Rates

0.30%*$50k*-Money Market Savings Account
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $50k
0.30%*$50k*-Business Money Market Savings Account
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $50k

Enrichment Federal Credit Union Checking Account Rates

0.15%*$10k*-eSpend Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $10k
0.05%$50-Business Checking Account

Enrichment Federal Credit Union CD Rates

5.60%$500-9 Month Share Certificate Special
1.21%$1k-60 Month Share Certificate
1.21%$100k-60 Month Jumbo Share Certificate
1.06%$1k-48 Month Share Certificate
1.06%$100k-48 Month Jumbo Share Certificate
0.90%$1k-36 Month Share Certificate
0.90%$100k-36 Month Jumbo Share Certificate
0.75%$1k-24 Month Share Certificate
0.75%$100k-24 Month Jumbo Share Certificate
0.55%$1k-12 Month Share Certificate
0.55%$100k-12 Month Jumbo Share Certificate
0.40%$2.5k-6 Month Share Certificate
0.40%$100k-6 Month Jumbo Share Certificate
0.25%$2.5k-3 Month Share Certificate
0.25%$100k-3 Month Jumbo Share Certificate

Enrichment Federal Credit Union IRA Rates

5.60%$500-9 Month IRA Special
1.21%$1k-60 Month IRA Certificate
1.21%$100k-60 Month Jumbo IRA
1.06%$1k-48 Month IRA Certificate
1.06%$100k-48 Month Jumbo IRA Certificate
0.90%$1k-36 Month IRA Certificate
0.90%$100k-36 Month Jumbo IRA Certificate
0.75%$1k-24 Month IRA Certificate
0.75%$100k-24 Month Jumbo IRA Certificate
0.55%$1k-12 Month IRA Certificate
0.55%$100k-12 Month Jumbo IRA Certificate

Enrichment Federal Credit Union Locations
Branch Office9419 S Northshore DrKnoxville, TN 37922
Branch Office1009 Bradford WayKingston, TN 37763
Branch Office5201 Schubert RdKnoxville, TN 37912
Branch Office9210 Kingston PikeKnoxville, TN 37922-2317
Branch Office1116 N Charles G Seivers BlvdClinton, TN 37716
Branch Office404 S Broad StNew Tazewell, TN 37825
Branch Office7005 Maynardville PikeKnoxville, TN 37918-5737
Branch Office201 S Illinois AveOak Ridge, TN 37830
Branch Office1834 Roane State HwyHarriman, TN 37748-8309

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