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Overview / Commentary
50 West Main Street
Franklin, NC 28734

Entegra Bank is headquartered in Franklin and is the 14th largest bank in the state of North Carolina. It is also the 582nd largest bank in the nation. It was established in 1922 and as of December of 2016, it had grown to 239 employees at 15 locations. Entegra Bank has an A health rating.

Reviews (3)

Worst Bank, Worst Service. Worst Hidden Fees.

Used to have an account with Old Town bank in Waynesville, NC. They were bought out by Entegra and all the sudden started to receive fees for paper statements ($3), which then droped the account under the minimum amount, and was then charged another fee since it went under a certain amount (From their hidden fees).

Between three accounts there was close to $75 in fees in one month after the switch. Attempted to call the local bank, but was transferred to a horrible call center that couldn't help. Going in person, the older employees who worked with Old Town bank were very sorry but couldn't help either.

Never do business with this terrible bank.

Charges For Phone Calls

Posted by: waterbug | Jul 13, 2016

My 86 year old mother does not have a computer or internet. When she called this bank, a service charge appeared on her statement for the telephone call. I am appalled! I will encourage her to move her money from this institution as soon as possible.

The Only Bank In The Small Town Of Saluda

Posted by: Burrell | Jan 25, 2012

You would think that when Macon Bank is the only bank in the small country town of Saluda they would strive to be courteous and respectful towards their customers. Not so.  

The employees of the bank in Saluda should read the letter written by CEO, Roger Plemens to his customers.


Health Grade Components

FDIC Certificate #31445
Year Established1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.92%
Annual Interest Income$40.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.29B$1.03B
LoansQ4 2016vs Q4 2015$739.6MM$623.0MM
DepositsQ4 2016vs Q4 2015$833.2MM$734.2MM
Equity CapitalQ4 2016vs Q4 2015$144.0MM$128.1MM
Loan Loss AllowanceQ4 2016vs Q4 2015$9.3MM$9.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$6.1MM$7.3MM
Real Estate OwnedQ4 2016vs Q4 2015$4.2MM$5.4MM

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Entegra Bank has 17 locations. Click to view all Entegra Bank locations.