Entegra Bank is headquartered in Franklin and is the 15th largest bank in the state of North Carolina. It is also the 615th largest bank in the nation. It was established in 1922 and as of September of 2016, it had grown to 231 employees at 15 locations. Entegra Bank has an A health rating.
Used to have an account with Old Town bank in Waynesville, NC. They were bought out by Entegra and all the sudden started to receive fees for paper statements ($3), which then droped the account under the minimum amount, and was then charged another fee since it went under a certain amount (From their hidden fees).
Between three accounts there was close to $75 in fees in one month after the switch. Attempted to call the local bank, but was transferred to a horrible call center that couldn't help. Going in person, the older employees who worked with Old Town bank were very sorry but couldn't help either.
Never do business with this terrible bank.
My 86 year old mother does not have a computer or internet. When she called this bank, a service charge appeared on her statement for the telephone call. I am appalled! I will encourage her to move her money from this institution as soon as possible.
You would think that when Macon Bank is the only bank in the small country town of Saluda they would strive to be courteous and respectful towards their customers. Not so.
The employees of the bank in Saluda should read the letter written by CEO, Roger Plemens to his customers.
|FDIC Certificate #||31445|
|Return on Assets - YTD||0.52%|
|Return on Equity - YTD||4.21%|
|Annual Interest Income||$29.7MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$1.22B$983.8MM|
|Loans||Q3 2016vs Q3 2015||$726.7MM$596.7MM|
|Deposits||Q3 2016vs Q3 2015||$840.6MM$700.6MM|
|Equity Capital||Q3 2016vs Q3 2015||$149.0MM$127.3MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$9.1MM$9.6MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$7.1MM$7.6MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$4.6MM$5.4MM|
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