Entegra Bank

Deposits held and insured by First Citizens Bank (NC)

Overview / Commentary
50 West Main Street
Franklin, NC 28734
Deposits held and insured by First Citizens Bank (NC)
Reviews (3)

Worst Bank, Worst Service. Worst Hidden Fees.

Used to have an account with Old Town bank in Waynesville, NC. They were bought out by Entegra and all the sudden started to receive fees for paper statements ($3), which then droped the account under the minimum amount, and was then charged another fee since it went under a certain amount (From their hidden fees).

Between three accounts there was close to $75 in fees in one month after the switch. Attempted to call the local bank, but was transferred to a horrible call center that couldn't help. Going in person, the older employees who worked with Old Town bank were very sorry but couldn't help either.

Never do business with this terrible bank.

Charges For Phone Calls

Posted by: |

My 86 year old mother does not have a computer or internet. When she called this bank, a service charge appeared on her statement for the telephone call. I am appalled! I will encourage her to move her money from this institution as soon as possible.

The Only Bank In The Small Town Of Saluda

Posted by: |

You would think that when Macon Bank is the only bank in the small country town of Saluda they would strive to be courteous and respectful towards their customers. Not so.  

The employees of the bank in Saluda should read the letter written by CEO, Roger Plemens to his customers.


Data as of Q4 2020

Data displayed below is for insuring bank: First Citizens Bank (NC)
Learn why bank health matters

Health Grade Components

FDIC Certificate #11063
Year Established1898
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD11.41%
Annual Interest Income$1.48B
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$49.88B$39.79B
LoansQ4 2020vs Q4 2019$32.74B$28.79B
DepositsQ4 2020vs Q4 2019$43.50B$34.46B
Equity CapitalQ4 2020vs Q4 2019$4.62B$3.76B
Loan Loss AllowanceQ4 2020vs Q4 2019$224.3MM$225.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$188.8MM$141.0MM
Real Estate OwnedQ4 2020vs Q4 2019$50.9MM$46.5MM

Sorry, we do not have rate data for Entegra Bank.



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