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Entegra Bank

Popular Accounts at this Bank

0.15%SavingsStatement Savings
0.50%Money MarketPerformance Money Market
0.10%CheckingPinnacle Checking

Overview / Commentary
50 West Main Street
Franklin, NC 28734

Entegra Bank is headquartered in Franklin and is the 12th largest bank in the state of North Carolina. It is also the 556th largest bank in the nation. It was established in 1922 and as of September of 2017, it had grown to 261 employees at 17 locations. Entegra Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Reviews (3)

Worst Bank, Worst Service. Worst Hidden Fees.

Used to have an account with Old Town bank in Waynesville, NC. They were bought out by Entegra and all the sudden started to receive fees for paper statements ($3), which then droped the account under the minimum amount, and was then charged another fee since it went under a certain amount (From their hidden fees).

Between three accounts there was close to $75 in fees in one month after the switch. Attempted to call the local bank, but was transferred to a horrible call center that couldn't help. Going in person, the older employees who worked with Old Town bank were very sorry but couldn't help either.

Never do business with this terrible bank.

Charges For Phone Calls

Posted by: waterbug | Jul 13, 2016

My 86 year old mother does not have a computer or internet. When she called this bank, a service charge appeared on her statement for the telephone call. I am appalled! I will encourage her to move her money from this institution as soon as possible.

The Only Bank In The Small Town Of Saluda

Posted by: Burrell | Jan 25, 2012

You would think that when Macon Bank is the only bank in the small country town of Saluda they would strive to be courteous and respectful towards their customers. Not so.  

The employees of the bank in Saluda should read the letter written by CEO, Roger Plemens to his customers.


Health Grade Components

FDIC Certificate #31445
Year Established1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD5.64%
Annual Interest Income$35.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.42B$1.22B
LoansQ3 2017vs Q3 2016$810.8MM$726.7MM
DepositsQ3 2017vs Q3 2016$1.01B$840.6MM
Equity CapitalQ3 2017vs Q3 2016$154.3MM$149.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$10.1MM$9.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$5.6MM$7.1MM
Real Estate OwnedQ3 2017vs Q3 2016$2.4MM$4.6MM
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Entegra Bank Savings Account Rates

0.15%*$50k*-Statement Savings
OTHER TIERS: 0.05% $100 - $25k | 0.10% $25k - $50k
0.15%*$50k*-Minor Savings
OTHER TIERS: 0.05% $100 - $25k | 0.10% $25k - $50k
0.15%*$50k*-Business Savings
OTHER TIERS: 0.05% $100 - $25k | 0.10% $25k - $50k

Entegra Bank Money Market Rates

0.50%$1k-Performance Money Market
0.50%$1k-Business Performance Money Market

Entegra Bank Checking Account Rates

0.10%$1k-Prime 62 Checking
0.10%--Pinnacle Checking