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Enterprise Bank (MA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.enterprisebanking.com
978-459-3939
222 Merrimack Street
Lowell, MA 01852

Enterprise Bank (MA) is headquartered in LOWELL and is the 14th largest bank in the state of Massachusetts. It is also the 291st largest bank in the nation. It was established in 1989 and as of March of 2025, it had grown to 560 employees at 27 locations. Enterprise Bank (MA)'s CD rates are 2X the national average, and it has an A health rating.

Reviews (1)

Would Not Recommend

Posted by: |

Enterprise Banks online system is horrible, it's completely outdated compared to most other banks. The apps constantly won't let you login due to server and maintenance issues and then lock you out of your accounts for too many attempts. I'll be changing banks for this reason.

2


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #27408
Year Established1989
Employees560
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD10.51%
Annual Interest Income$59.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$4.9B$4.62B
LoansQ1 2025vs Q1 2024$3.99B$3.59B
DepositsQ1 2025vs Q1 2024$4.3B$4.11B
Equity CapitalQ1 2025vs Q1 2024$445MM$392.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$64MM$60.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$27.4MM$18.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Enterprise Bank (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$250-Silver Savings
0.01%$250-55 Plus Savings
0.01%$0-Enterprise Student Savings

Enterprise Bank (MA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$2m*-Premier Business Money Market
OTHER TIERS: 0.01% → $1 - $25k | 0.05% → $25k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $500k | 0.45% → $500k - $2m
0.30%*$1m*-Gold Money Market
OTHER TIERS: 0.01% → $1 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $100k | 0.15% → $100k - $500k | 0.20% → $500k - $1m
0.30%*$1m*-Emerald Money Market
OTHER TIERS: 0.01% → $1 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $100k | 0.15% → $100k - $500k | 0.20% → $500k - $1m
0.30%*$1m*-Emerald Money Market - Bonus Rate
OTHER TIERS: 0.01% → $1 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $100k | 0.15% → $100k - $500k | 0.20% → $500k - $1m
0.15%*$500k*-Silver Money Market
OTHER TIERS: 0.01% → $1 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $500k

Enterprise Bank (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$5k-Emerald Checking
0.01%$750-Gold Checking
0.01%$0-Military Checking
0.01%$750-Silver Checking

Enterprise Bank (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2.5k-3 Month CD
4.00%$2.5k-Business 3 Month CD
3.75%$2.5k-8 Month CD
3.75%$2.5k-Business 8 Month CD
2.75%$500-14 Month CD
2.75%$500- Business 14 Month CD
2.50%$500-48 Month CD
2.50%$500-Business 48 Month CD
2.50%$500-Business 60 Month CD
2.50%$500-Business 72 Month CD
2.50%$500-60 Month CD
2.50%$500-72 Month CD
2.25%$500-24 Month CD
2.25%$500-Business 24 Month CD
2.25%$500-Business 30 Month CD
2.25%$500-30 Month CD
2.25%$500-36 Month CD
2.25%$500-Business 36 Month CD
2.10%$500-18 Month CD
2.10%$500-Business 18 Month CD
2.00%$500-12 Month CD
2.00%$500-Business 12 Month CD
1.35%$2.5k-6 Month CD
1.35%$2.5k-Business 6 Month CD
1.35%$2.5k-9 Month CD

Enterprise Bank (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2.5k-3 Month IRA
4.00%$500-12 Month IRA
3.00%$500-24 Month IRA
2.75%$500-14 Month IRA
2.75%$500-36 Month IRA
2.50%$500-48 Month IRA
2.50%$500-60 Month IRA
2.50%$500-72 Month IRA
2.25%$500-30 Month IRA
2.10%$500-18 Month IRA
1.35%$2.5k-6 Month IRA
1.35%$2.5k-9 Month IRA
0.01%$1-IRA Savings
Locations

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