Enterprise Bank of South Carolina

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

ebsc.bank

803-267-3191

13497 Broxton Bridge Road
Ehrhardt, SC 29081

Enterprise Bank of South Carolina is headquartered in EHRHARDT and is the 24^th largest bank in the state of South Carolina. It is also the 1,783^rd largest bank in the nation. It was established in 1920 and as of March of 2025, it had grown to 96 employees at 12 locations. Enterprise Bank of South Carolina's CD rates are 84% higher than the national average, but it has a C health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	11539
Year Established	1920
Employees	96
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.67%
Return on Equity - YTD	20.49%
Annual Interest Income	$5.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$505.7MM$456.1MM
Loans	Q1 2025vs Q1 2024	$258.7MM$256.4MM
Deposits	Q1 2025vs Q1 2024	$486.6MM$442.9MM
Equity Capital	Q1 2025vs Q1 2024	$17.1MM$11.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.8MM$2.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$10.1MM$8.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$23K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Enterprise Bank of South Carolina CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$500	-	15 Month CD Special
3.25%	$500	-	Business 15 Month CD Special
1.81%	$500	-	60 - 120 Month CD
1.81%	$500	-	Business 60 - 120 Month CD
1.71%	$500	-	24 Month CD
1.71%	$500	-	30 Month CD
1.71%	$500	-	36 Month CD
1.71%	$500	-	48 Month CD
1.71%	$500	-	Business 24 Month CD
1.71%	$500	-	Business 30 Month CD
1.71%	$500	-	Business 36 Month CD
1.71%	$500	-	Business 48 Month CD
1.66%	$500	-	12 Month CD
1.66%	$500	-	18 Month CD
1.66%	$500	-	Business 12 Month CD
1.66%	$500	-	Business 18 Month CD
1.61%	$500	-	182 Day CD
1.61%	$500	-	Business 182 Day CD
1.00%	$500	-	91 Day CD
1.00%	$500	-	Business 91 Day CD

Enterprise Bank of South Carolina IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$100	-	60 Month Fixed Roth IRA
2.02%	$100	-	60 Month Variable Roth IRA
1.81%	$100	-	36 Month Fixed IRA
1.71%	$100	-	18 Month Variable IRA
1.71%	$100	-	18 Month Fixed IRA

Locations

Availability

Augusta Area

Augusta Area bank & credit union details

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