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Enterprise Bank of South Carolina


Overview / Commentary
ebsc.bank
803-267-3191
13497 Broxton Bridge Road
Ehrhardt, SC 29081

Enterprise Bank of South Carolina is headquartered in EHRHARDT and is the 26th largest bank in the state of South Carolina. It is also the 1,887th largest bank in the nation. It was established in 1920 and as of December of 2023, it had grown to 97 employees at 12 locations. Enterprise Bank of South Carolina's CD rates are 84% higher than the national average, but it has a D health rating.

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Health
D

Data as of Q4 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #11539
Year Established1920
Employees97
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD6.42%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$459MM$472.8MM
LoansQ4 2023vs Q4 2022$260.1MM$249.3MM
DepositsQ4 2023vs Q4 2022$446.9MM$464.5MM
Equity CapitalQ4 2023vs Q4 2022$10.7MM$7.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.8MM$2.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$8.6MM$1.4MM
Real Estate OwnedQ4 2023vs Q4 2022$23K$1MM
Rates
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Enterprise Bank of South Carolina CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-15 Month CD Special
4.50%$500-Business 15 Month CD Special
1.81%$500-60 - 120 Month CD
1.81%$500-Business 60 - 120 Month CD
1.71%$500-24 Month CD
1.71%$500-30 Month CD
1.71%$500-36 Month CD
1.71%$500-48 Month CD
1.71%$500-Business 24 Month CD
1.71%$500-Business 30 Month CD
1.71%$500-Business 36 Month CD
1.71%$500-Business 48 Month CD
1.66%$500-12 Month CD
1.66%$500-18 Month CD
1.66%$500-Business 12 Month CD
1.66%$500-Business 18 Month CD
1.61%$500-182 Day CD
1.61%$500-Business 182 Day CD
1.00%$500-91 Day CD
1.00%$500-Business 91 Day CD

Enterprise Bank of South Carolina IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$100-60 Month Fixed Roth IRA
2.02%$100-60 Month Variable Roth IRA
1.81%$100-36 Month Fixed IRA
1.71%$100-18 Month Variable IRA
1.71%$100-18 Month Fixed IRA
Locations

Availability



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