Envision Bank

Overview / Commentary

www.envisionbank.com

781-963-2100

129 North Main Street
Randolph, MA 02368

Envision Bank is headquartered in Randolph and is the 60^th largest bank in the state of Massachusetts. It is also the 1,195^th largest bank in the nation. It was established in 1851 and as of December of 2018, it had grown to 194 employees at 7 locations. Envision Bank's money market rates are 5X the national average, and it has an A health rating.

View all posts from:

2017
2010

4/24 - Randolph Savings Bank Offers Apex Checking In New England And Florida

7/23 - Competitive Long-Term CD Rates at Randolph Savings Bank in MA & RI - Local Only

Reviews (2)

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Happy With Envision (And Randolph Savings Before)

Posted by: badbadba | May 7, 2018

Account was compromised, as an unauthorized $500 ATM withdrawal was made. ATM card was replaced and stolen funds were returned promptly. Was dreading the process, but Envision made the experience a very pleasant surprise. Had been a happy Randolph Savings Bank customer for a number of years before the name changed. Mobile app isn't great, but as long as they offer their excellent Apex rewards checking account I'll remain a fan.

Comment

I Had Been Considering Becoming A RSB Customer

Posted by: ryansmith81 | Jan 26, 2016

I've been considering using Randolph Savings for a few days. I reached out to them via their email address this morning to find out more information. I found that their customer support was very responsive, a human responded within 3 minutes to my initial request. I was very impressed and I'm now planning to move my accounts based on that experience.

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	90270
Year Established	1851
Employees	194
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.31%
Return on Equity - YTD	-2.66%
Annual Interest Income	$21.3MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$615.0MM$532.2MM
Loans	Q4 2018vs Q4 2017	$522.3MM$425.8MM
Deposits	Q4 2018vs Q4 2017	$447.9MM$377.2MM
Equity Capital	Q4 2018vs Q4 2017	$67.3MM$68.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$4.4MM$3.7MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$3.5MM$2.3MM
Real Estate Owned	Q4 2018vs Q4 2017	$65.00K$193.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Envision Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Envision Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.90%	$10	-	Savvy Savings
1.10%^*	$10	$15k	Piggy Savings
OTHER TIERS: 0.10% → $15k+
0.10%	$10	-	Statement Savings
0.10%	$10	-	Holiday Club
0.10%	$10	-	Business Passbook Savings
0.10%	$10	-	Business Statement Savings
0.10%	$10	-	Vacation Club

Envision Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.53%^*	$25k^*	$2m	Peak Business Money Market
OTHER TIERS: 0.10% → $10+
2.15%^*	$50k^*	-	Preferred Plus Money Market
OTHER TIERS: 0.50% → $10k - $50k
0.75%^*	$100k^*	-	Preferred Money Market
OTHER TIERS: 0.10% → $10 - $25k \| 0.20% → $25k - $50k \| 0.50% → $50k - $100k
0.25%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.10% → $10 - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $100k

Envision Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.75%^*	$10	$25k	Apex Checking
OTHER TIERS: 0.01% → $25k+

Envision Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	12 Month CD Special (Online Only)
1.45%	$1k	-	60 Month CD
1.25%	$1k	-	48 Month CD
1.15%	$1k	-	36 Month CD
1.10%	$1k	-	24 Month CD
0.90%	$1k	-	18 Month CD
0.45%	$1k	-	12 Month CD
0.35%	$2.5k	-	6 Month CD

Envision Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.70%	$500	-	59 Month IRA
1.50%	$500	-	23 Month IRA
1.15%	$500	-	60 Month IRA
0.95%	$500	-	48 Month IRA
0.75%	$500	-	36 Month IRA
0.65%	$500	-	24 Month IRA
0.50%	$500	-	18 Month IRA
0.50%	$500	-	18 Month Variable IRA
0.35%	$500	-	12 Month IRA
0.25%	$500	-	6 Month IRA

Locations

Envision Bank Locations
Randolph Savings Bank	129 North Main Street	Randolph, MA 02368
Holbrook Branch	50 South Franklin Street	Holbrook, MA 02343
Stoughton Branch	87 Sharon Street	Stoughton, MA 02072
First Fsb Of Boston Br	100 Brickstone Square	Andover, MA 01810
Washington Street Stoughton Branch	497 Washington Street	Stoughton, MA 02072
Braintree Branch	One Rockdale Street	Braintree, MA 02184
Coventry Ri Branch	730 Centre Of New England Boulevard	Coventry, RI 02816

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