Overview / Commentary
781-963-2100
129 North Main Street
Randolph, MA 02368

Envision Bank is headquartered in Randolph and is the 60th largest bank in the state of Massachusetts. It is also the 1,195th largest bank in the nation. It was established in 1851 and as of December of 2018, it had grown to 194 employees at 7 locations. Envision Bank's money market rates are 5X the national average, and it has an A health rating.

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Reviews (2)

Happy With Envision (And Randolph Savings Before)

Posted by: badbadba | May 7, 2018

Account was compromised, as an unauthorized $500 ATM withdrawal was made. ATM card was replaced and stolen funds were returned promptly. Was dreading the process, but Envision made the experience a very pleasant surprise. Had been a happy Randolph Savings Bank customer for a number of years before the name changed. Mobile app isn't great, but as long as they offer their excellent Apex rewards checking account I'll remain a fan.

I Had Been Considering Becoming A RSB Customer

I've been considering using Randolph Savings for a few days. I reached out to them via their email address this morning to find out more information. I found that their customer support was very responsive, a human responded within 3 minutes to my initial request. I was very impressed and I'm now planning to move my accounts based on that experience.



Health

Health Grade Components

Overall
FDIC Certificate #90270
Year Established1851
Employees194
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.31%
Return on Equity - YTD-2.66%
Annual Interest Income$21.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$615.0MM$532.2MM
LoansQ4 2018vs Q4 2017$522.3MM$425.8MM
DepositsQ4 2018vs Q4 2017$447.9MM$377.2MM
Equity CapitalQ4 2018vs Q4 2017$67.3MM$68.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.4MM$3.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$3.5MM$2.3MM
Real Estate OwnedQ4 2018vs Q4 2017$65.00K$193.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Envision Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Envision Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$10-Savvy Savings
1.10%*$10$15kPiggy Savings
OTHER TIERS: 0.10% $15k+
0.10%$10-Statement Savings
0.10%$10-Holiday Club
0.10%$10-Business Passbook Savings
0.10%$10-Business Statement Savings
0.10%$10-Vacation Club

Envision Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$25k*$2mPeak Business Money Market
OTHER TIERS: 0.10% $10+
2.15%*$50k*-Preferred Plus Money Market
OTHER TIERS: 0.50% $10k - $50k
0.75%*$100k*-Preferred Money Market
OTHER TIERS: 0.10% $10 - $25k | 0.20% $25k - $50k | 0.50% $50k - $100k
0.25%*$100k*-Business Money Market
OTHER TIERS: 0.10% $10 - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k

Envision Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$10$25kApex Checking

Envision Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-13 Month CD
2.25%$1k-12 Month CD Special (Online Only)
1.45%$1k-60 Month CD
1.25%$1k-48 Month CD
1.15%$1k-36 Month CD
1.10%$1k-24 Month CD
0.90%$1k-18 Month CD
0.45%$1k-12 Month CD
0.35%$2.5k-6 Month CD

Envision Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$500-59 Month IRA
1.50%$500-23 Month IRA
1.15%$500-60 Month IRA
0.95%$500-48 Month IRA
0.75%$500-36 Month IRA
0.65%$500-24 Month IRA
0.50%$500-18 Month IRA
0.50%$500-18 Month Variable IRA
0.35%$500-12 Month IRA
0.25%$500-6 Month IRA
Locations


Envision Bank Locations
Randolph Savings Bank129 North Main StreetRandolph, MA 02368
Holbrook Branch50 South Franklin StreetHolbrook, MA 02343
Stoughton Branch87 Sharon StreetStoughton, MA 02072
First Fsb Of Boston Br100 Brickstone SquareAndover, MA 01810
Washington Street Stoughton Branch497 Washington StreetStoughton, MA 02072
Braintree BranchOne Rockdale StreetBraintree, MA 02184
Coventry Ri Branch730 Centre Of New England BoulevardCoventry, RI 02816

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