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Overview / Commentary
248 Andover Street
Peabody, MA 01960

North Shore Bank, a Co-operative Bank is headquartered in Peabody and is the 46th largest bank in the state of Massachusetts. It is also the 910th largest bank in the nation. It was established in 1888 and as of March of 2018, it had grown to 142 employees at 12 locations. North Shore Bank, a Co-operative Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (1)

Best Bank In Massachusetts

The slogan for this bank is "well north of your expecations", it lives up to its slogan.

I feel like a person, they answer their own telephones, return telephone calls, and if they don't know, they find someone who does. 

I have a checking, savings, and my IRA accounts there and wouldn't take it anywhere else.





Health Grade Components

FDIC Certificate #26484
Year Established1888
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.51%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$833.5MM$794.0MM
LoansQ1 2018vs Q1 2017$684.0MM$632.5MM
DepositsQ1 2018vs Q1 2017$664.6MM$638.1MM
Equity CapitalQ1 2018vs Q1 2017$89.4MM$85.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$7.6MM$6.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.7MM$3.2MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Shore Bank, a Co-operative Bank Savings Account Rates

0.05%--Statement Savings
0.05%--Passbook Savings

North Shore Bank, a Co-operative Bank Money Market Rates

1.22%*$1m*$2.5mIndexed Money Market
OTHER TIERS: 0.10% Up to $150k | 0.13% $150k - $350k | 0.23% $350k - $500k | 0.58% $500k - $1mm
0.25%--Non-Profit Money Market (Combo)
0.20%*$10k*-Business Money Market
OTHER TIERS: 0.05% Up to $10k
0.15%*$25k*-Money Market Accounts
OTHER TIERS: 0.10% $10 - $25k

North Shore Bank, a Co-operative Bank Checking Account Rates

0.05%--Non-Profit NOW Checking (Combo)
0.05%--Advantage Checking Account
0.05%--Interest Checking

North Shore Bank, a Co-operative Bank CD Rates

2.25%$1k-30 Month CD Special
2.15%$1k-20 Month CD Special
2.00%$1k-60 Month CD
2.00%$1k-14 Month CD Special
1.40%$1k-48 Month CD
1.15%$1k-7 Month "No Catch" CD Special
1.00%$1k-36 Month CD
0.75%$1k-12 Month CD
0.75%$1k-18 Month CD
0.75%$1k-24 Month CD
0.30%$1k-6 Month CD

North Shore Bank, a Co-operative Bank IRA Rates

2.00%$250-60 Month IRA
1.40%$250-48 Month IRA
1.00%$250-36 Month IRA
0.75%$250-12 Month IRA
0.75%$250-18 Month IRA
0.75%$250-24 Month IRA


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