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North Shore Bank (MA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
northshore-bank.com
978-573-1300
248 Andover Street
Peabody, MA 01960

North Shore Bank (MA) is headquartered in PEABODY and is the 19th largest bank in the state of Massachusetts. It is also the 419th largest bank in the nation. It was established in 1888 and as of March of 2025, it had grown to 262 employees at 27 locations. North Shore Bank (MA)'s CD rates are 4X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26484
Year Established1888
Employees262
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD8.28%
Annual Interest Income$38.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.98B$1.66B
LoansQ1 2025vs Q1 2024$2.29B$1.32B
DepositsQ1 2025vs Q1 2024$2.41B$1.4B
Equity CapitalQ1 2025vs Q1 2024$433MM$208.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11MM$19.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$15MM$4.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

North Shore Bank (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Passbook Savings
0.05%$0-Get Real Savings®
0.05%$0-Club Accounts

North Shore Bank (MA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$1m*-Get More Tiered Money Market®
OTHER TIERS: 0.10% → $0 - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $1m
0.20%$0-Get More Money Market®

North Shore Bank (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$1m*-Get More Checking ®
OTHER TIERS: 0.05% → $0 - $25k | 0.10% → $25k - $100k | 0.15% → $100k - $1m
0.05%$0-Go Further Relationship Checking

North Shore Bank (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$0-6 Month CD Special
3.75%$0-12 Month CD Special
3.60%$0-18 Month CD
2.00%$0-24 Month CD
0.50%$0-60 Month CD
0.45%$0-48 Month CD
0.40%$0-36 Month CD
0.35%$0-30 Month CD
0.25%$0-15 Month CD
0.15%$0-9 Month CD
0.05%$0-3 Month CD

North Shore Bank (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$0-6 Month IRA Special
3.75%$0-12 Month IRA Special
3.60%$0-18 Month IRA
2.00%$0-24 Month IRA
0.50%$0-60 Month IRA
0.45%$0-48 Month IRA
0.40%$0-36 Month IRA
0.35%$0-30 Month IRA
0.25%$0-15 Month IRA
0.15%$0-9 Month IRA
Locations

Availability



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