Envision CU (FL)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.15% | Savings | 2.20% - Barclays Online Savings Account |
| 2.78% | 4-year CD | 2.80% - Discover Bank 4 Year CD |
| 2.53% | 3-year CD | 2.75% - Discover Bank 3 Year CD |
Envision CU (FL) is headquartered in Tallahassee and is the 28th largest credit union in the state of Florida. It is also the 494th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 228 employees and 53,781 members at 13 locations. Envision CU (FL)'s money market rates are 36% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Envision Credit Union of Florida is open to the residents and people maintaining employment within these eligible counties: Leon, Gadsden, Jefferson, Wakulla, Liberty, and Franklin.
See current membership details
Good Ole Fashion Credit Union
It's 2016, this Credit Union still operates like a Credit Union. What does that mean? It means they are always trying to help the Member instead of worrying about their financial ratios like a local Commerce Credit Union.
Envision Has Been Going Downhill Lately
Envision used to be a great credit union (been member for over 10 years). It was very responsive to members and had great products. But, over the last 2 years it has gone down the tubes in terms of service and management. Every decision seems to be based on enlarging the member base (by absorbing other credit unions) with little regard to how it impacts current members. Many of the functions that made it a great 'hometown' credit union are now farmed out to out of town (even out of country) service providers that has changed providing general service from minutes or at most a hour to taking days and even weeks. Envision management made the conscious decision to change debit and credit card service to two separate companies causing chaos with the card rewards program. Already earned rewards points were split between two separate companies and lost about 45% of their buying value in the process. Envision has also farmed out its mortgage servicing to a national service. In the past, one dealt with a mortgage officer directly, now its all a crap shoot as to what you will get and any efforts to refinance seems to involve many extra hoop jumps
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67329 |
| Year Chartered | 1954 |
| Employees | 228 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 9.82% |
| Annual Interest Income | $22.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $587.0MM$523.5MM |
| Loans | Q4 2018vs Q4 2017 | $419.5MM$361.8MM |
| Deposits | Q4 2018vs Q4 2017 | $520.7MM$447.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $50.8MM$46.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.8MM$2.7MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.4MM$2.7MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $165.00K$350.00K |
Always verify rates and promotions with the bank or credit union. We are not Envision CU (FL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Envision CU (FL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | Sterling Plus Fund Business Account | ||
| OTHER TIERS: 0.30% → $10k - $25k | 0.40% → $25k - $50k | |||||
| 0.30%* | $25k* | - | Sterling Fund Business Account | ||
| OTHER TIERS: 0.20% → $2.5k - $10k | 0.25% → $10k - $25k | |||||
| 0.30%* | $10k* | - | IRA Savings Account | ||
| OTHER TIERS: 0.05% → $100 - $2.5k | 0.15% → $2.5k - $5k | 0.25% → $5k - $10k | |||||
| 0.15%* | $1k* | - | Business Membership Share Account | ||
| OTHER TIERS: 0.05% → $100 - $1k | |||||
| 0.15%* | $1k* | - | Business Special Savings Account | ||
| OTHER TIERS: 0.05% → $100 - $1k | |||||
| 0.15%* | $1k* | - | Membership Share Account | ||
| OTHER TIERS: 0.05% → $100 - $1k | |||||
| 0.15%* | $1k* | - | Special Savings Account | ||
| OTHER TIERS: 0.05% → $100 - $1k | |||||
| 0.15%* | $1k* | - | Christmas Club Account | ||
| OTHER TIERS: 0.05% → $100 - $1k | |||||
| 0.15%* | $1k* | - | Holiday Club Account | ||
| OTHER TIERS: 0.05% → $100 - $1k | |||||
| 0.15%* | $1k* | - | Summer Paycheck Account | ||
| OTHER TIERS: 0.05% → $100 - $1k | |||||
| 0.15%* | $1k* | - | Vacation Account | ||
| OTHER TIERS: 0.05% → $100 - $1k | |||||
Envision CU (FL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | Sterling Plus Fund Money Market Account | ||
| OTHER TIERS: 0.40% → $10k - $25k | 0.50% → $25k - $50k | |||||
| 0.40%* | $25k* | - | Sterling Fund Money Market Accounts | ||
| OTHER TIERS: 0.30% → $2.5k - $10k | 0.35% → $10k - $25k | |||||
Envision CU (FL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | Business Essentials Checking Account | ||
| OTHER TIERS: 0.05% → $7.5k - $10k | |||||
| 0.10%* | $10k* | - | Business Plus Checking Account | ||
| OTHER TIERS: 0.05% → $7.5k - $10k | |||||
| 0.10%* | $10k* | - | Business Advantage Checking Account | ||
| OTHER TIERS: 0.05% → $7.5k - $10k | |||||
| 0.10%* | $5k* | - | Checking Accounts | ||
| OTHER TIERS: 0.05% → $2.5k - $5k | |||||
Envision CU (FL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $500 | - | 45-51 Month CD | |
| 2.53% | $500 | - | 33-39 Month CD | |
| 2.27% | $500 | - | 21-27 Month CD | |
| 2.25% | $500 | $100k | Business 48 Month CD | |
| 2.00% | $500 | $100k | Business 36 Month CD | |
| 1.87% | $500 | - | 9-15 Month CD | |
| 1.75% | $500 | $100k | Business 24 Month CD | |
| 1.50% | $500 | $100k | Business 12 Month CD | |
| 1.25% | $1k | - | 6 Month CD | |
| 0.80% | $1k | $100k | Business 6 Month CD | |
| 0.76% | $1k | - | 3 Month CD | |
| 0.50% | $1k | $100k | Business 3 Month CD |
Envision CU (FL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $500 | - | 45-51 Month IRA | |
| 2.53% | $500 | - | 33-39 Month IRA | |
| 2.27% | $500 | - | 21-27 Month IRA | |
| 1.87% | $500 | - | 9-15 Month IRA | |
| 1.25% | $1k | - | 6 Month IRA | |
| 0.76% | $1k | - | 3 Month IRA |
