Overview / Commentary
EP Federal Credit Union is headquartered in Washington and is the 14th largest credit union in the District of Columbia. It is also the 2,061st largest credit union in the nation. It was established in 1935 and as of September of 2019, it had grown to 16 employees and 5,281 members at 4 locations. EP Federal Credit Union's CD rates are 79% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Must be an employee of Bureau of Engraving and Printing (work in and paid and supervised from D.C.) or other select organizations.
See current membership details
Health
B
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. EP Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 262 |
| Year Chartered | 1935 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 2.52% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $64.8MM$63.9MM |
| Loans | Q3 2019vs Q3 2018 | $33.2MM$31.9MM |
| Deposits | Q3 2019vs Q3 2018 | $58.5MM$58.8MM |
| Equity Capital | Q3 2019vs Q3 2018 | $5.8MM$4.8MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $144.00K$165.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $244.00K$289.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |