EPB Employees Credit Union

Overview / Commentary
1500 Mccallie Ave
Chattanooga, TN 37404

EPB Employees Credit Union is headquartered in Chattanooga and is the 81st largest credit union in the state of Tennessee. It is also the 3,024th largest credit union in the nation. It was established in 1954 and as of June of 2019, it had grown to 5 employees and 2,305 members at 2 locations. EPB Employees Credit Union's CD rates are 67% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

EPB Employees Credit Union is open to current and retired employees of EPB, employees of EPB affiliated companies, the credit union employees and family members of all those eligible.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. EPB Employees Credit Union has a low asset base.

Health Grade Components

NCUA #60619
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.01%
Annual Interest Income$523.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$26.9MM$29.0MM
LoansQ2 2019vs Q2 2018$15.8MM$13.2MM
DepositsQ2 2019vs Q2 2018$23.7MM$25.9MM
Equity CapitalQ2 2019vs Q2 2018$3.0MM$2.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$119.00K$131.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$202.00K$234.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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EPB Employees Credit Union Savings Account Rates

0.25%$50-IRA Savings Account
0.05%--Share Account
0.05%--Clubs Account (Christmas club)
0.05%--Escrow Account

EPB Employees Credit Union Money Market Rates

0.10%$2.5k-Money Market Account

EPB Employees Credit Union Checking Account Rates

0.05%--Share Draft Account

EPB Employees Credit Union CD Rates

2.00%$1.5k-3 Year CD
1.85%$1.5k-2 1/2 Year CD
1.75%$1.5k-2 Year CD
1.55%$1.5k-1 1/2 Year CD
1.50%$1.5k-1 Year CD
1.00%$1.5k-6 Month CD
0.50%$1.5k-3 Month CD

EPB Employees Credit Union IRA Rates

2.00%--3 Year Bump-up IRA CD

EPB Employees Credit Union Locations
Branch Office1500 McCallie AveChattanooga, TN 37404-2937
Branch Office10 Martin Luther King Blvd EPB Building, Second FloorChattanooga, TN 37402-1813

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