EPB Employees Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.epbecu.org

423-648-3413

1500 Mccallie Ave
Chattanooga, TN 37404

EPB Employees Credit Union is headquartered in Chattanooga and is the 73^rd largest credit union in the state of Tennessee. It is also the 2,661^st largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 6 employees and 2,510 members at 2 locations. EPB Employees Credit Union's money market rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

EPB Employees Credit Union is open to current and retired employees of EPB & TAW, employees of EPB & TAW affiliated companies, the credit union employees and family members of all those eligible.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. EPB Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	60619
Year Chartered	1954
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	0.07%
Return on Equity - YTD	0.74%
Annual Interest Income	$431K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$39.1MM$40.4MM
Loans	Q1 2025vs Q1 2024	$16.2MM$17.7MM
Deposits	Q1 2025vs Q1 2024	$34.8MM$36.7MM
Equity Capital	Q1 2025vs Q1 2024	$3.9MM$3.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$123K$159K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$508K$903K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EPB Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$0	-	Clubs Account (Christmas club)
0.25%^*	$0	$10k	Kasasa Saver
OTHER TIERS: 0.03% → $10k+
0.01%	$0	-	Share Account

EPB Employees Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.00%	$2.5k	-	Money Market Account
2.00%	$2.5k	-	Money Market Certificate Account

EPB Employees Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$0	$10k	Kasasa Cash
OTHER TIERS: 0.22% → $10k+
0.04%	$0	-	Share Draft Account

EPB Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1.5k	-	6 Month CD
4.00%	$1.5k	-	1 Year CD
4.00%	$1.5k	-	1 1/2 Year CD
3.75%	$1.5k	-	2 Year CD
3.75%	$1.5k	-	2 1/2 Year CD
3.75%	$1.5k	-	3 Year CD
0.10%	$1.5k	-	3 Month CD

EPB Employees Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.75%	$0	-	3 Year IRA
2.00%	$50	-	IRA Savings Account

Locations

EPB Employees Credit Union Locations
Branch Office	1500 McCallie Ave	Chattanooga, TN 37404-2937
Branch Office	10 Martin Luther King Blvd Fl Second	Chattanooga, TN 37402-1832

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