EPB Employees Credit Union

Overview / Commentary
1500 Mccallie Ave
Chattanooga, TN 37404

EPB Employees Credit Union is headquartered in Chattanooga and is the 79th largest credit union in the state of Tennessee. It is also the 2,985th largest credit union in the nation. It was established in 1954 and as of December of 2019, it had grown to 6 employees and 2,318 members at 2 locations. EPB Employees Credit Union has a C+ health rating.

Field of Membership Restrictions

EPB Employees Credit Union is open to current and retired employees of EPB, employees of EPB affiliated companies, the credit union employees and family members of all those eligible.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. EPB Employees Credit Union has a low asset base.

Health Grade Components

NCUA #60619
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.62%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$27.6MM$28.6MM
LoansQ4 2019vs Q4 2018$15.2MM$15.1MM
DepositsQ4 2019vs Q4 2018$24.3MM$25.5MM
Equity CapitalQ4 2019vs Q4 2018$3.1MM$2.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$110.00K$129.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$318.00K$249.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not EPB Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

EPB Employees Credit Union Savings Account Rates

0.25%--Clubs Account (Christmas club)
0.25%$50-IRA Savings Account
0.05%--Escrow Account
0.02%--Share Account

EPB Employees Credit Union Money Market Rates

0.10%$2.5k-Money Market Account

EPB Employees Credit Union Checking Account Rates

0.02%--Share Draft Account

EPB Employees Credit Union CD Rates

0.50%$1.5k-3 Year CD
0.40%$1.5k-2 1/2 Year CD
0.35%$1.5k-2 Year CD
0.30%$1.5k-1 1/2 Year CD
0.25%$1.5k-1 Year CD
0.20%$1.5k-6 Month CD
0.10%$1.5k-3 Month CD

EPB Employees Credit Union IRA Rates

0.50%--3 Year Bump-up IRA CD

EPB Employees Credit Union Locations
Branch Office1500 McCallie AveChattanooga, TN 37404-2937
Branch Office10 Martin Luther King Blvd EPB Building, Second FloorChattanooga, TN 37402-1813

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.