Episcopal Community Federal Credit Union

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High Yield 12-Month CD

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Consistently Competitive Rates.
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1.05% APY

Online Savings Account

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Consistently Competitive Rates.
24/7 Customer Care.

1.00% APY

Overview / Commentary

www.efcula.org

(800) 366-1536, Ext. 254

840 Echo Park Ave
Los Angeles, CA 90026

Episcopal Community Federal Credit Union is headquartered in Los Angeles and is the 309^th largest credit union in the state of California. It is also the 4,883^rd largest credit union in the nation. It was established in 1994 and as of June of 2016, it had grown to 1 employees and 1,548 members at 1 location. Episcopal Community Federal Credit Union has a C health rating.

Field of Membership Restrictions

Membership in Episcopal Community Federal Credit Union is open to members of the Episcopal Church or participants in any program or service of the Episcopal Church in the Diocese of Los Angeles and its affiliates.
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Health

C

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Episcopal Community Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	24506
Year Chartered	1994
Employees	1
Primary Regulator

Profit Margin
Return on Assets - YTD	0.12%
Return on Equity - YTD	2.29%
Annual Interest Income	$93.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$5.2MM$4.8MM
Loans	Q2 2016vs Q2 2015	$1.9MM$2.0MM
Deposits	Q2 2016vs Q2 2015	$4.8MM$4.4MM
Equity Capital	Q2 2016vs Q2 2015	$262.00K$234.00K
Loan Loss Allowance	Q2 2016vs Q2 2015	$13.00K$29.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$64.00K$65.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Episcopal Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$50k^*	-	Share Savings Account
OTHER TIERS: 0.05% → $100 - $25k \| 0.10% → $25k - $50k

Locations

Episcopal Community Federal Credit Union Locations
Branch Office	840 Echo Park Ave	Los Angeles, CA 90026