Equitable Savings and Loan Association

Overview / Commentary
221 N 3rd St
Sterling, CO 80751-1726

Equitable Savings and Loan Association is headquartered in Sterling and is the 49th largest bank in the state of Colorado. It is also the 3,363rd largest bank in the nation. It was established in 1921 and as of June of 2021, it had grown to 51 employees at 10 locations. Equitable Savings and Loan Association has an A+ health rating.

Reviews (1)


Posted by: |

My husband and I have banked here for years together and separetley.  The last 2 years has been a host of problems.  My hubby obtained a mortgage against a free and clear property.  Mysteriously after a year or so my name appeared on the loan documents.  i never applied for or signed anyhting in relation to this loan but they have put me on it anyway.  Twice now they have taken the payment for said loan out of our checking account without any authorization.


 Another HUGE issue is the branch we use in yuma ( population 3000 1 main rd) will go days even a week or more without checking their mail.  The box is accross "main street" from the bank.  This after particularry tight times has caused my paychecks ( we are not offered direct deposit) to go undepostied and has even caused other checks to bounce.  now they did straighten it out back then but are now doing the exact same thing.  We now have to call and ask if they have checked their mail.  my hubby did so this morning at 10 am.  He was told no no one had gone accross the street yet but they would.  At noon he called again only to be told Yes they had grabbed mail but hadn't bothered to check it over yet hold on....yep your wifes paycheck is here we will process in a minute.  30 minutes later still not processed.  


When my hubby was injured at work and we for the first time would  became late on the loan payment my hubby called Bev the manager of said branch.  He explained EXACTLY the day it would be caught up and the situation.  she proceded to call him again and again asking about the payment BEFORE iteven became 30 days late and before the date he said it would be and was paid.  when i call the main branch in Sterling they try to route to to the EXACT people causing the problem to lodge my compalint with. We are closing our accounts and would honestly advise anyone thing of banking here to rethink that


Health Grade Components

FDIC Certificate #30707
Year Established1921
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD3.61%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$169.5MM$164.0MM
LoansQ2 2021vs Q2 2020$135.7MM$139.5MM
DepositsQ2 2021vs Q2 2020$141.8MM$132.6MM
Equity CapitalQ2 2021vs Q2 2020$27.3MM$26.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$353.00K$353.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$0$6.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Equitable Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Equitable Savings and Loan Association Savings Account Rates

0.10%$50-Statement Savings

Equitable Savings and Loan Association Money Market Rates

0.10%*$50k*-Personal Money Market
OTHER TIERS: 0.02% $2.5k - $25k | 0.05% $25k - $50k
0.10%*$50k*-NonPersonal Money Market
OTHER TIERS: 0.02% $2.5k - $25k | 0.05% $25k - $50k

Equitable Savings and Loan Association Checking Account Rates

0.02%$200-NOW - Personal Checking
0.02%$200-NOW - NonPersonal Checking
0.02%$200-Freedom 55 Checking

Equitable Savings and Loan Association CD Rates

1.26%$500-120 Month CD
0.85%$500-60-119 Month CD
0.75%$500-48-59 Month CD
0.65%$10k-36-47 Month Super Saver CD
0.55%$500-36-47 Month CD
0.55%$10k-24-35 Month Super Saver CD
0.45%$500-24-35 Month CD
0.35%$10k-12-23 Month Super Saver CD
0.35%$100k-12 Month Jumbo CD
0.25%$500-12-23 Month CD
0.20%$10k-6-11 Month Super Saver CD
0.20%$100k-6 Month Jumbo CD
0.10%$1k-3-5 Month CD
0.10%$1k-6-11 Month CD
0.10%$100k-3 Month Jumbo CD

Equitable Savings and Loan Association IRA Rates

1.26%$2k-120 Month IRA
0.95%$2k-60 Month IRA
0.85%$2k-48 Month IRA
0.65%$2k-36 Month IRA
0.55%$2k-24 Month IRA
0.35%$100-18 Month Fixed IRA
0.35%$2k-12 Month IRA
0.35%$100-18 Month Variable IRA
0.35%$100-18 Month Fixed KEOGH IRA
0.20%$2k-6 Month IRA

Cities: Akron, Brush, Burlington, Fort Collins, Fort Morgan, Julesburg, Limon, Sterling, Wray, Yuma

Akron Branches
Akron Branch201 Main AvenueAkron, CO 80720

Brush Branches
Brush Branch300 Clayton StreetBrush, CO 80723

Burlington Branches
Burlington Branch1420 Lowell AvenueBurlington, CO 80807

Fort Collins Branches
Fort Collins Branch300 E Horsetooth Rd Ste 102Fort Collins, CO 80525

Fort Morgan Branches
Fort Morgan Branch331 Main StreetFort Morgan, CO 80701

Julesburg Branches
Julesburg Branch120 Cedar StreetJulesburg, CO 80737

Limon Branches
Limon Branch888 Main StreetLimon, CO 80828

Sterling Branches
Equitable Savings and Loan Association221 N 3rd StSterling, CO 80751

Wray Branches
300 Main St Branch300 Main StreetWray, CO 80758

Yuma Branches
Yuma Branch222 S. Main StreetYuma, CO 80759

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