Erie Community Federal Credit Union

Overview / Commentary
1109 E Strub Rd
Sandusky, OH 44870

Erie Community Federal Credit Union is headquartered in Sandusky and is the 136th largest credit union in the state of Ohio. It is also the 3,066th largest credit union in the nation. It was established in 1958 and as of March of 2020, it had grown to 10 employees and 3,384 members at 2 locations. Erie Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Erie County, Ohio.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Erie Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #12616
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD-0.89%
Return on Equity - YTD-9.3%
Annual Interest Income$225.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$25.9MM$24.6MM
LoansQ1 2020vs Q1 2019$11.8MM$11.7MM
DepositsQ1 2020vs Q1 2019$23.4MM$22.1MM
Equity CapitalQ1 2020vs Q1 2019$2.5MM$2.4MM
Loan Loss AllowanceQ1 2020vs Q1 2019$102.00K$72.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$143.00K$330.00K
Real Estate OwnedQ1 2020vs Q1 2019$48.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Erie Community Federal Credit Union Savings Account Rates

0.50%*$1k*-IRA Savings
OTHER TIERS: 0.10% Up to $1k
0.05%--Savings Account

Erie Community Federal Credit Union Money Market Rates

0.35%*$50k*-Money Market Account
OTHER TIERS: 0.15% $2.5k - $10k | 0.25% $10k - $50k

Erie Community Federal Credit Union CD Rates

1.00%$500-60 Month Share Certificate
0.90%$500-48 Month Share Certificate
0.75%$500-36 Month Share Certificate
0.60%$500-30 Month Share Certificate
0.50%$500-24 Month Share Certificate
0.40%$500-18 Month Share Certificate
0.30%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate

Erie Community Federal Credit Union IRA Rates

1.00%$500-60 Month IRA Share Certificate
0.90%$500-48 Month IRA Share Certificate
0.75%$500-36 Month IRA Share Certificate
0.60%$500-30 Month IRA Share Certificate
0.50%$500-24 Month IRA Share Certificate
0.40%$500-18 Month IRA Share Certificate
0.30%$500-12 Month IRA Share Certificate
0.25%$500-6 Month IRA Share Certificate

Erie Community Federal Credit Union Locations
Branch Office3311 Tiffin AveSandusky, OH 44870-9752
Branch Office1109 E Strub RdSandusky, OH 44870

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