Featured Savings Rates
Featured Accounts

Erie Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.04%Reward CheckingDividend +Plus Checking
1.46%5-year CD59 Month Term Share Step-Up Certificate
0.45%1-year CD12 Month Term Share Certificate

Overview / Commentary
814-825-2436
1959 E 36th St
Erie, PA 16510

Erie Federal Credit Union is headquartered in Erie and is the 21st largest credit union in the state of Pennsylvania. It is also the 546th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 137 employees and 53,497 members at 11 locations. Erie Federal Credit Union's money market rates are 23% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Erie Federal Credit Union is open to those who live, work, worship or attend school in Erie or Crawford Counties in Pennsylvania or immediate family of an existing member.
See current membership details

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Reviews (2)

ERIE Federal Credit Union

Posted by: Lindsy | Apr 28, 2013

The worst Credit Union I have ever dealt with. Especally J from the loan department. Unprofessional, rude, with lots of attitude. Did not want to help or answer any questions. I have been with different credit unions for several years now, and this one is the worst!!  

Erie Federal Credit Union (EFCU) Experience -- Not Good!

Posted by: 51hh | Apr 2, 2013

Got bored over weekend, thus applied online for the (3.56%, $25K) Dividend+Plus account from EFCU.

(1) ID questions were ancient and impossible to recall/answer (e.g., car loan payment monthly amount in 1990, phone number in 1981). 

(2) Customer service called back Monday, claiming I also had the wrong drivers' license number (not true).  Demanded me to apply in branch.

(3) Needs a letter from the church to prove I "continually" worship there in their locality (kills the deal right there:D).

(4) Found out Monday it was a hard pull on my credit file once I applied (what a waste of my time and FICO hit!!).

So do not waste your time applying their RCA; you have been warned:-) 



Health
A

Health Grade Components

Overall
NCUA #1476
Year Chartered1936
Employees137
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.02%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$453.8MM$436.7MM
LoansQ2 2016vs Q2 2015$209.4MM$189.1MM
DepositsQ2 2016vs Q2 2015$402.6MM$388.8MM
Equity CapitalQ2 2016vs Q2 2015$50.7MM$47.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.7MM$1.4MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.6MM$1.3MM
Real Estate OwnedQ2 2016vs Q2 2015$229.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Erie Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.54%*$100k*-IRA Share Tiered Rate
OTHER TIERS: 0.25% Up to $25k | 0.30% $25k - $50k | 0.38% $50k - $100k
0.54%*$100k*-Roth IRA Share Tiered Rate
OTHER TIERS: 0.25% Up to $25k | 0.30% $25k - $50k | 0.38% $50k - $100k
0.54%*$100k*-Coverdell IRA Share Tiered Rate
OTHER TIERS: 0.25% Up to $25k | 0.30% $25k - $50k | 0.38% $50k - $100k
0.31%--Special Share Club
0.30%*$4k*-Regular Share
OTHER TIERS: 0.15% Up to $4k
0.12%--Holiday Share Club
0.12%--EZ Saver Share

Erie Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.54%*$100k*-Money Market Share
OTHER TIERS: 0.25% $5k - $25k | 0.30% $25k - $50k | 0.38% $50k - $100k

Erie Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$500*$25kDividend +Plus Checking
OTHER TIERS: 0.10% $25k+
0.55%*$100k*-Business Checking
OTHER TIERS: 0.25% Up to $5k | 0.35% $5k - $25k | 0.45% $25k - $100k
0.25%--Organization / Non-Profit Checking
0.12%--Premium Checking

Erie Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-60 Month Term Share Certificate
1.46%$1k-59 Month Term Share Step-Up Certificate
1.26%$1k-48 Month Term Share Certificate
1.06%$1k-36 Month Term Share Certificate
0.80%$1k-33 Month Term Share Certificate
0.75%$1k-30 Month Term Share Certificate
0.65%$1k-24 Month Term Share Certificate
0.55%$1k-18 Month Term Share Certificate
0.45%*$1k*-12 Month Term Share Certificate
OTHER TIERS: 0.30% $500 - $1k
0.30%$1k-6 Month Term Share Certificate

Erie Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$1k-60 Month IRA Share Certificate
1.61%$500-60 Month Coverdell IRA Share Certificate
1.46%$1k-59 Month IRA Step Up Share Certificate
1.46%$5k-59 Month Coverdell IRA Step-Up Share Certificate
1.26%$1k-48 Month IRA Share Certificate
1.26%$500-48 Month Coverdell IRA Share Certificate
1.06%$1k-36 Month IRA Share Certificate
1.06%$500-36 Month Coverdell IRA Share Certificate
0.80%$1k-33 Month IRA Share Certificate
0.80%$500-33 Month Coverdell IRA Share Certificate
0.75%$1k-30 Month IRA Share Certificate
0.75%$500-30 Month Coverdell IRA Share Certificate
0.65%$1k-24 Month IRA Share Certificate
0.65%$500-24 Month Coverdell IRA Share Certificate
0.55%$1k-18 Month IRA Share Certificate
0.55%$500-18 Month Coverdell IRA Share Certificate
0.45%$1k-12 Month IRA Share Certificate
0.45%$500-12 Month Coverdell IRA Share Certificate
0.30%$1k-6 Month IRA Share Certificate
0.30%$500-6 Month Coverdell IRA Share Certificate
Locations

Erie Federal Credit Union has 11 locations. Click to view all Erie Federal Credit Union locations.