Erie Federal Credit Union


Overview / Commentary
814-825-2436
3503 Peach St
Erie, PA 16508

Erie Federal Credit Union is headquartered in Erie and is the 20th largest credit union in the state of Pennsylvania. It is also the 534th largest credit union in the nation. It was established in 1936 and as of September of 2021, it had grown to 177 employees and 67,910 members at 9 locations. Erie Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Erie Federal Credit Union is open to those who live, work, worship, or attend school in Erie or Crawford County, Pennsylvania. Immediate family members of an existing Erie FCU member also qualify.
See current membership details

Reviews (1)

Great Experiences with Local Bank

Erie FCU is a local bank that has a good number of locations throughout Erie county. The offices are conveniently located and have fairly convenient hours. The staff is nice and helpful. Checking accounts are free. They are good about communication. The only thing that bothers me a little is that I have to go to specific ATMs if I don't want to pay a fee and it is not always the most convenient. I had to replace a card and they were timely. I haven't had any issues with compromised accounts. The website seems very secure and enables you to set up alerts if an incorrect password is entered or your account is accessed from a new device. I also like that I can deposit checks through the mobile app. Overall, I am very happy with Erie FCU.



Health
A+

Health Grade Components

Overall
NCUA #1476
Year Chartered1936
Employees177
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.65%
Annual Interest Income$16.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$718.3MM$649.7MM
LoansQ3 2021vs Q3 2020$374.7MM$355.0MM
DepositsQ3 2021vs Q3 2020$646.7MM$582.2MM
Equity CapitalQ3 2021vs Q3 2020$68.2MM$66.0MM
Loan Loss AllowanceQ3 2021vs Q3 2020$4.1MM$3.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$648.00K$788.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Erie Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Erie Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-IRA Share Tiered Rate
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.60%*$100k*-Roth/Coverdell IRA Share Tiered Rate
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.20%*$4k*-Regular Share
OTHER TIERS: 0.10% Up to $4k
0.20%--Special Share Club
0.20%*$4k*-Business Primary Share
OTHER TIERS: 0.10% Up to $4k
0.20%--Business Special Savings
0.10%--Holiday Share Club
0.10%--EZ Saver Share

Erie Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$200k*-Money Market Share
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $200k
0.35%*$200k*-Business Money Market
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $200k

Erie Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500$25kDividend +Plus Checking
0.35%*$100k*-Business Plus Checking
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.25% $25k - $100k
0.10%--Premium Checking
0.10%--Community Checking

Erie Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month Term Share Certificate
0.70%$1k-Business 60 Month Term Share Certificate
0.65%$1k-59 Month Term Share Step-Up Certificate
0.65%$1k-Business 59 Month Term Share Step-Up Certificate
0.55%$1k-48 Month Term Share Certificate
0.55%$1k-Business 48 Month Term Share Certificate
0.48%$1k-36 Month Term Share Certificate
0.48%$1k-Business 36 Month Term Share Certificate
0.45%$1k-33 Month Term Share Certificate
0.45%$1k-Business 33 Month Term Share Certificate
0.43%$1k-30 Month Term Share Certificate
0.43%$1k-Business 30 Month Term Share Certificate
0.40%$1k-24 Month Term Share Certificate
0.40%$1k-Business 24 Month Term Share Certificate
0.37%$1k-18 Month Term Share Certificate
0.37%$1k-Business 18 Month Term Share Certificate
0.33%*$1k*-12 Month Term Share Certificate
OTHER TIERS: 0.30% $500 - $1k
0.33%*$1k*-Business 12 Month Term Share Certificate
OTHER TIERS: 0.30% $500 - $1k
0.30%$1k-6 Month Term Share Certificate
0.30%$1k-Business 6 Month Term Share Certificate

Erie Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month IRA Share Certificate
0.70%$500-60 Month Roth/Coverdell IRA Share Certificate
0.65%$1k-59 Month IRA Step Up Share Certificate
0.65%$5k-59 Month Roth/Coverdell IRA Step-Up Share Certificate
0.55%$1k-48 Month IRA Share Certificate
0.55%$500-48 Month Roth/Coverdell IRA Share Certificate
0.48%$1k-36 Month IRA Share Certificate
0.48%$500-36 Month Roth/Coverdell IRA Share Certificate
0.45%$1k-33 Month IRA Share Certificate
0.45%$500-33 Month Roth/Coverdell IRA Share Certificate
0.43%$1k-30 Month IRA Share Certificate
0.43%$500-30 Month Roth/Coverdell IRA Share Certificate
0.40%$1k-24 Month IRA Share Certificate
0.40%$500-24 Month Roth/Coverdell IRA Share Certificate
0.37%$1k-18 Month IRA Share Certificate
0.37%$500-18 Month Roth/Coverdell IRA Share Certificate
0.33%$1k-12 Month IRA Share Certificate
0.30%$1k-6 Month IRA Share Certificate
0.30%$500-6 Month Roth/Coverdell IRA Share Certificate
0.30%$500-12 Month Roth/Coverdell IRA Share Certificate
Locations


Erie Federal Credit Union Locations
Branch Office1825 Downs DrErie, PA 16509
Branch Office1220 W 32nd StErie, PA 16508
Branch Office1005 Greengarden RdErie, PA 16501
Branch Office518 State StErie, PA 16501
Branch Office5500 Zuck RdErie, PA 16506
Branch Office2436 Buffalo RdErie, PA 16510
Branch Office1109 E 38th StErie, PA 16504
Branch Office3503 Peach StErie, PA 16508
Branch Office101 Washington Towne Blvd NEdinboro, PA 16412

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