Erie Federal Credit Union

Overview / Commentary
3503 Peach St
Erie, PA 16508

Erie Federal Credit Union is headquartered in Erie and is the 20th largest credit union in the state of Pennsylvania. It is also the 529th largest credit union in the nation. It was established in 1936 and as of December of 2022, it had grown to 194 employees and 72,326 members at 9 locations. Erie Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Erie Federal Credit Union is open to those who live, work, worship, or attend school in Erie or Crawford County, Pennsylvania. Immediate family members of an existing Erie FCU member also qualify.
See current membership details

Reviews (1)

Great Experiences with Local Bank

Erie FCU is a local bank that has a good number of locations throughout Erie county. The offices are conveniently located and have fairly convenient hours. The staff is nice and helpful. Checking accounts are free. They are good about communication. The only thing that bothers me a little is that I have to go to specific ATMs if I don't want to pay a fee and it is not always the most convenient. I had to replace a card and they were timely. I haven't had any issues with compromised accounts. The website seems very secure and enables you to set up alerts if an incorrect password is entered or your account is accessed from a new device. I also like that I can deposit checks through the mobile app. Overall, I am very happy with Erie FCU.


Health Grade Components

NCUA #1476
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD13.97%
Annual Interest Income$26.6MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$779.1MM$725.4MM
LoansQ4 2022vs Q4 2021$467.0MM$378.4MM
DepositsQ4 2022vs Q4 2021$674.3MM$656.2MM
Equity CapitalQ4 2022vs Q4 2021$41.3MM$68.3MM
Loan Loss AllowanceQ4 2022vs Q4 2021$4.7MM$4.1MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$2.6MM$1.6MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0

Rates for Erie Federal Credit Union are currently being reviewed.


Erie Federal Credit Union Locations
Branch Office1825 Downs DrErie, PA 16509
Branch Office1220 W 32nd StErie, PA 16508
Branch Office1005 Greengarden RdErie, PA 16501
Branch Office518 State StErie, PA 16501
Branch Office5500 Zuck RdErie, PA 16506
Branch Office2436 Buffalo RdErie, PA 16510
Branch Office1109 E 38th StErie, PA 16504
Branch Office3503 Peach StErie, PA 16508
Branch Office101 Washington Towne Blvd NEdinboro, PA 16412

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