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Erie Federal Credit Union


Overview / Commentary
www.eriefcu.org
814-825-2436
3503 Peach St
Erie, PA 16508

Erie Federal Credit Union is headquartered in Erie and is the 20th largest credit union in the state of Pennsylvania. It is also the 523rd largest credit union in the nation. It was established in 1936 and as of June of 2023, it had grown to 203 employees and 74,025 members at 9 locations. Erie Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Erie Federal Credit Union is open to those who live, work, worship, or attend school in Erie County or Crawford County, Pennsylvania. Immediate family members of an existing Erie FCU member also qualify.
See current membership details

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Reviews (1)

Great Experiences with Local Bank

Posted by: |

Erie FCU is a local bank that has a good number of locations throughout Erie county. The offices are conveniently located and have fairly convenient hours. The staff is nice and helpful. Checking accounts are free. They are good about communication. The only thing that bothers me a little is that I have to go to specific ATMs if I don't want to pay a fee and it is not always the most convenient. I had to replace a card and they were timely. I haven't had any issues with compromised accounts. The website seems very secure and enables you to set up alerts if an incorrect password is entered or your account is accessed from a new device. I also like that I can deposit checks through the mobile app. Overall, I am very happy with Erie FCU.

2


Health
B+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #1476
Year Chartered1936
Employees203
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD4.53%
Annual Interest Income$16.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$804.7MM$738.6MM
LoansQ2 2023vs Q2 2022$466.9MM$393.9MM
DepositsQ2 2023vs Q2 2022$760.4MM$672.6MM
Equity CapitalQ2 2023vs Q2 2022$42.9MM$47.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$4.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.0MM$1.6MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Erie Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Erie Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-IRA Share Tiered Rate
OTHER TIERS: 0.30% → Up to $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k
0.60%*$100k*-Roth/Coverdell IRA Share Tiered Rate
OTHER TIERS: 0.30% → Up to $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k
0.24%--Special Share Club
0.20%*$4k*-Regular Share
OTHER TIERS: 0.10% → Up to $4k
0.20%*$4k*-Business Primary Share
OTHER TIERS: 0.10% → Up to $4k
0.20%--Business Special Savings
0.12%--Holiday Share Club
0.12%--EZ Saver Share

Erie Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$200k*-Jumbo Money Market Rate
OTHER TIERS: 0.60% → $5k - $200k
2.27%*$200k*-Business Jumbo Money Market Rate
OTHER TIERS: 0.60% → $5k - $200k
1.40%*$200k*-Money Market Share
OTHER TIERS: 0.60% → $5k - $25k | 0.80% → $25k - $50k | 1.00% → $50k - $100k | 1.20% → $100k - $200k
1.40%*$200k*-Business Money Market
OTHER TIERS: 0.60% → $5k - $25k | 0.80% → $25k - $50k | 1.00% → $50k - $100k | 1.20% → $100k - $200k

Erie Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500$25kDividend +Plus Checking
0.35%*$100k*-Business Plus Checking
OTHER TIERS: 0.10% → Up to $5k | 0.15% → $5k - $25k | 0.25% → $25k - $100k
0.12%--Premium Checking
0.10%--Community Checking

Erie Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.86%*$1k*-12 Month Term Share Certificate
OTHER TIERS: 0.55% → $500 - $1k
4.86%*$1k*-Business 12 Month Term Share Certificate
OTHER TIERS: 0.55% → $500 - $1k
4.33%$1k-15 Month Term Share Certificate Special
4.33%$500-Business 15 Month Term Share Certificate Special
3.66%$1k-59 Month Term Share Step-Up Certificate
3.66%$1k-Business 59 Month Term Share Step-Up Certificate
3.40%$1k-33 Month Term Share Certificate
3.40%$1k-Business 33 Month Term Share Certificate
1.51%$1k-60 Month Term Share Certificate
1.51%$1k-Business 60 Month Term Share Certificate
1.21%$1k-48 Month Term Share Certificate
1.21%$1k-Business 48 Month Term Share Certificate
1.11%$1k-36 Month Term Share Certificate
1.11%$1k-Business 36 Month Term Share Certificate
1.00%$1k-30 Month Term Share Certificate
1.00%$1k-Business 30 Month Term Share Certificate
0.90%$1k-24 Month Term Share Certificate
0.90%$1k-Business 24 Month Term Share Certificate
0.80%$1k-18 Month Term Share Certificate
0.80%$1k-Business 18 Month Term Share Certificate
0.55%$1k-6 Month Term Share Certificate
0.55%$1k-Business 6 Month Term Share Certificate

Erie Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.86%$1k-12 Month IRA Share Certificate
4.86%$500-12 Month Roth/Coverdell IRA Share Certificate
4.33%$1k-15 Month IRA Share Certificate Special
4.33%$500-15 Month Roth/Coverdell IRA Share Certificate Special
3.66%$1k-59 Month IRA Step Up Share Certificate
3.66%$5k-59 Month Roth/Coverdell IRA Step-Up Share Certificate
3.40%$1k-33 Month IRA Share Certificate
3.40%$500-33 Month Roth/Coverdell IRA Share Certificate
1.51%$1k-60 Month IRA Share Certificate
1.51%$500-60 Month Roth/Coverdell IRA Share Certificate
1.21%$1k-48 Month IRA Share Certificate
1.21%$500-48 Month Roth/Coverdell IRA Share Certificate
1.11%$1k-36 Month IRA Share Certificate
1.11%$500-36 Month Roth/Coverdell IRA Share Certificate
1.00%$1k-30 Month IRA Share Certificate
1.00%$500-30 Month Roth/Coverdell IRA Share Certificate
0.90%$1k-24 Month IRA Share Certificate
0.90%$500-24 Month Roth/Coverdell IRA Share Certificate
0.80%$1k-18 Month IRA Share Certificate
0.80%$500-18 Month Roth/Coverdell IRA Share Certificate
0.55%$1k-6 Month IRA Share Certificate
0.55%$500-6 Month Roth/Coverdell IRA Share Certificate
Locations


Erie Federal Credit Union Locations
Branch Office1825 Downs DrErie, PA 16509
Branch Office1220 W 32nd StErie, PA 16508
Branch Office1005 Greengarden RdErie, PA 16501
Branch Office518 State StErie, PA 16501
Branch Office5500 Zuck RdErie, PA 16506
Branch Office2436 Buffalo RdErie, PA 16510
Branch Office1109 E 38th StErie, PA 16504
Branch Office3503 Peach StErie, PA 16508
Branch Office101 Washington Towne Blvd NEdinboro, PA 16412

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