Erie Federal Credit Union


Overview / Commentary
814-825-2436
3503 Peach St
Erie, PA 16508

Erie Federal Credit Union is headquartered in Erie and is the 20th largest credit union in the state of Pennsylvania. It is also the 533rd largest credit union in the nation. It was established in 1936 and as of September of 2024, it had grown to 215 employees and 78,106 members at 10 locations. Erie Federal Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Erie Federal Credit Union is open to those who live, work, worship, or attend school in Erie County or Crawford County, Pennsylvania. Immediate family members of an existing Erie FCU member also qualify.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #1476
Year Chartered1936
Employees215
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD3.62%
Annual Interest Income$28.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$814.8MM$790MM
LoansQ3 2024vs Q3 2023$494.6MM$481.7MM
DepositsQ3 2024vs Q3 2023$760MM$751.4MM
Equity CapitalQ3 2024vs Q3 2023$53.2MM$36.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$5.6MM$5.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$3.1MM$3.1MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Erie Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Erie Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$0-+Sidekick Savings Account
0.60%*$100k*-IRA Share Tiered Rate
OTHER TIERS: 0.30% $0 - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.60%*$100k*-Roth/Coverdell IRA Share Tiered Rate
OTHER TIERS: 0.30% $0 - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.24%$0-Special Share Club
0.20%*$4k*-Regular Share
OTHER TIERS: 0.10% $0 - $4k
0.20%*$4k*-Business Primary Share
OTHER TIERS: 0.10% $0 - $4k
0.20%$0-Business Special Savings
0.12%$0-Holiday Share Club
0.12%$0-EZ Saver Share

Erie Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$200k*-Business Jumbo Money Market Rate
OTHER TIERS: 0.60% $5k - $200k
2.02%*$200k*-Jumbo Money Market Rate
OTHER TIERS: 0.60% $5k - $200k
1.40%*$200k*-Money Market Share
OTHER TIERS: 0.60% $5k - $25k | 0.80% $25k - $50k | 1.00% $50k - $100k | 1.20% $100k - $200k
1.40%*$200k*-Business Money Market
OTHER TIERS: 0.60% $5k - $25k | 0.80% $25k - $50k | 1.00% $50k - $100k | 1.20% $100k - $200k

Erie Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500$25kDividend +Plus Checking
0.35%*$100k*-Business Plus Checking
OTHER TIERS: 0.10% $0 - $5k | 0.15% $5k - $25k | 0.25% $25k - $100k
0.12%$0-Premium Checking
0.10%$0-Community Checking

Erie Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$1k-6 Month Term Share Certificate
4.07%$1k-Business 6 Month Term Share Certificate
3.56%$1k-12 Month Term Share Certificate
3.56%$1k-Business 12 Month Term Share Certificate
3.47%$1k-15 Month Term Share Certificate
3.47%$1k-Business 15 Month Term Share Certificate
3.45%$1k-18 Month Term Share Certificate
3.45%$1k-Business 18 Month Term Share Certificate
3.42%$1k-24 Month Term Share Certificate
3.42%$1k-Business 24 Month Term Share Certificate
3.39%$1k-30 Month Term Share Certificate
3.39%$1k-Business 30 Month Term Share Certificate
3.38%$1k-33 Month Term Share Certificate
3.38%$1k-Business 33 Month Term Share Certificate
3.37%$1k-36 Month Term Share Certificate
3.37%$1k-48 Month Term Share Certificate
3.37%$1k-59 Month Term Share Step-Up Certificate
3.37%$1k-60 Month Term Share Certificate
3.37%$1k-Business 36 Month Term Share Certificate
3.37%$1k-Business 48 Month Term Share Certificate
3.37%$1k-Business 59 Month Term Share Step-Up Certificate
3.37%$1k-Business 60 Month Term Share Certificate

Erie Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$1k-6 Month IRA Share Certificate
4.07%$500-6 Month Roth/Coverdell IRA Share Certificate
3.56%$1k-12 Month IRA Share Certificate
3.56%$500-12 Month Roth/Coverdell IRA Share Certificate
3.47%$1k-15 Month IRA Share Certificate
3.47%$500-15 Month Roth/Coverdell IRA Share Certificate
3.45%$1k-18 Month IRA Share Certificate
3.45%$500-18 Month Roth/Coverdell IRA Share Certificate
3.42%$1k-24 Month IRA Share Certificate
3.42%$500-24 Month Roth/Coverdell IRA Share Certificate
3.39%$1k-30 Month IRA Share Certificate
3.39%$500-30 Month Roth/Coverdell IRA Share Certificate
3.38%$1k-33 Month IRA Share Certificate
3.38%$500-33 Month Roth/Coverdell IRA Share Certificate
3.37%$1k-36 Month IRA Share Certificate
3.37%$1k-48 Month IRA Share Certificate
3.37%$1k-59 Month IRA Step Up Share Certificate
3.37%$1k-60 Month IRA Share Certificate
3.37%$500-36 Month Roth/Coverdell IRA Share Certificate
3.37%$500-48 Month Roth/Coverdell IRA Share Certificate
3.37%$500-59 Month Roth/Coverdell IRA Step-Up Share Certificate
3.37%$500-60 Month Roth/Coverdell IRA Share Certificate
Locations


Cities: Edinboro, Erie, Fairview

Edinboro Branches
Branch Office101 Washington Towne Blvd NEdinboro, PA 16412

Erie Branches
Branch Office1825 Downs DrErie, PA 16509
Branch Office1220 W 32nd StErie, PA 16508
Branch Office1005 Greengarden RdErie, PA 16501
Branch Office518 State StErie, PA 16501
Branch Office5500 Zuck RdErie, PA 16506
Branch Office2436 Buffalo RdErie, PA 16510
Branch Office1109 E 38th StErie, PA 16504
Branch Office3503 Peach StErie, PA 16508

Fairview Branches
Branch Office7141 W Ridge RdFairview, PA 16415-2027

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