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Overview / Commentary
335 Metz St
Erie, PA 16508

Erie Times Federal Credit Union is headquartered in Erie and is the 281st largest credit union in the state of Pennsylvania. It is also the 4,533rd largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 3 employees and 1,293 members at 1 location. Erie Times Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Erie Times Federal Credit Union is open to those who live, work, attend school or worship in the cities of Erie or North East, Pennsylvania and to employees of Camboro Veterinary Hospital, Glenwood Pet Hospital, Rodgers Bros., Sue’s Notary, JD Byrider/CNAC, Cap/Plugs, Liberty Iron and over 15 local Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Erie Times Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #776
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD-0.69%
Return on Equity - YTD-4.23%
Annual Interest Income$157.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$6.4MM$6.4MM
LoansQ4 2017vs Q4 2016$1.3MM$1.6MM
DepositsQ4 2017vs Q4 2016$5.3MM$5.3MM
Equity CapitalQ4 2017vs Q4 2016$1.1MM$1.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$12.00K$12.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$35.00K$7.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Erie Times Federal Credit Union Savings Account Rates

0.15%--Individual Retirement Account
0.15%--Roth IRA
0.15%--Educational IRA
0.02%$25-Shares Account
0.01%--Other Clubs
0.01%--Christmas Club
0.01%--Vacation Club
0.01%--VISA Club

Erie Times Federal Credit Union Locations
Branch Office335 Metz StErie, PA 16508-2723