Featured Savings Rates
Featured Accounts
Overview / Commentary
866-317-8462
355 S 3RD ST STE B
BOISE, ID 83702-7689

ESA Credit Union is headquartered in BOISE and is the 35th largest credit union in the state of Idaho. It is also the 4,801st largest credit union in the nation. It was established in 1940 and as of March of 2016, it had grown to 2 employees and 1,308 members at 2 locations. ESA Credit Union has a C+ health rating.

Field of Membership Restrictions

ESA Credit Union’s field of membership includes employees of all state agencies not currently served by a specific agency-related credit union; Boise Downtown Association members and their employees; Ada County Courthouse employees; Downtown Winco employees. Retirees and relatives by blood or marriage also qualify for membership.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ESA Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #82514
Year Chartered1940
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$49.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$6.0MM$6.1MM
LoansQ1 2016vs Q1 2015$2.2MM$2.2MM
DepositsQ1 2016vs Q1 2015$5.3MM$5.5MM
Equity CapitalQ1 2016vs Q1 2015$549.00K$535.00K
Loan Loss AllowanceQ1 2016vs Q1 2015$20.00K$26.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$20.00K$11.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not ESA Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

ESA Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--IRA Savings
0.10%--Roth IRA Savings
0.10%--Education IRA Savings
0.05%--Medical Savings
0.05%--Christmas Club
0.01%$300$10kShares

ESA Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-18 Month CD
0.25%$500-12 Month CD
0.15%$500-6 Month CD

ESA Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$500-18 Month IRA
0.25%$500-12 Month IRA
Locations


ESA Credit Union Locations
Branch Office208 W JEFFERSON STBoise, ID 83702
Branch Office355 S 3RD ST STE BBOISE, ID 83702-7689