ESA Credit Union

Overview / Commentary
355 S 3RD ST STE B
BOISE, ID 83702-7689

ESA Credit Union is headquartered in BOISE and is the 31st largest credit union in the state of Idaho. It is also the 4,321st largest credit union in the nation. It was established in 1940 and as of December of 2019, it had grown to 2 employees and 1,104 members at 2 locations. ESA Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in ESA Credit Union is open to Idaho state employees not currently served by an agency-specific credit union, Ada County Courthouse, Downtown Winco, and members of Boise Downtown Association.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ESA Credit Union has a very low asset base.

Health Grade Components

NCUA #82514
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.78%
Annual Interest Income$207.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$6.6MM$6.3MM
LoansQ4 2019vs Q4 2018$2.1MM$2.3MM
DepositsQ4 2019vs Q4 2018$6.1MM$5.8MM
Equity CapitalQ4 2019vs Q4 2018$505.00K$496.00K
Loan Loss AllowanceQ4 2019vs Q4 2018$10.00K$21.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$0$4.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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ESA Credit Union Savings Account Rates

0.01%$50-Medical Savings
0.01%--Christmas Club

ESA Credit Union CD Rates

0.35%$500-18 Month CD
0.30%$500-12 Month CD
0.15%$500-6 Month CD

ESA Credit Union Locations
Branch Office208 W JEFFERSON STBoise, ID 83702
Branch Office355 S 3RD ST STE BBOISE, ID 83702-7689

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