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Overview / Commentary
355 S 3RD ST STE B
BOISE, ID 83702-7689

ESA Credit Union is headquartered in BOISE and is the 33rd largest credit union in the state of Idaho. It is also the 4,631st largest credit union in the nation. It was established in 1940 and as of June of 2017, it had grown to 2 employees and 1,268 members at 2 locations. ESA Credit Union has a B health rating.

Field of Membership Restrictions

Membership in ESA Credit Union is open to Idaho state employees not currently served by an agency-specific credit union, Ada County Courthouse, Downtown Winco, and members of Boise Downtown Association.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ESA Credit Union has a very low asset base.

Health Grade Components

NCUA #82514
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.4%
Annual Interest Income$99.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$6.2MM$5.7MM
LoansQ2 2017vs Q2 2016$2.3MM$2.3MM
DepositsQ2 2017vs Q2 2016$5.7MM$5.2MM
Equity CapitalQ2 2017vs Q2 2016$499.00K$515.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$29.00K$22.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$8.00K$15.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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ESA Credit Union Savings Account Rates

0.10%--IRA Savings
0.10%--Roth IRA Savings
0.10%--Education IRA Savings
0.05%--Medical Savings
0.05%--Christmas Club

ESA Credit Union CD Rates

0.35%$500-18 Month CD
0.30%$500-12 Month CD
0.15%$500-6 Month CD

ESA Credit Union IRA Rates

0.35%$500-18 Month IRA
0.30%$500-12 Month IRA

ESA Credit Union Locations
Branch Office208 W JEFFERSON STBoise, ID 83702
Branch Office355 S 3RD ST STE BBOISE, ID 83702-7689