Idaho Central Credit Union is headquartered in Chubbuck and is the largest credit union in the state of Idaho. It is also the 18th largest credit union in the nation. It was established in 1940 and as of September of 2024, it had grown to 1,719 employees and 656,539 members at 57 locations. Idaho Central Credit Union's savings rates are 7X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Idaho Central Credit Union is open to the following: (1) all employees, employers, students and retirees of specific industries who live or work in Ada, Adams, Bannock, Bear Lake, Bingham, Blaine, Boise, Bonneville, Butte, Camas, Canyon, Caribou, Cassia, Clark, Custer, Elmore, Franklin, Gem, Fremont, Gooding, Jefferson, Jerome, Kootenai, Lemhi, Lincoln, Madison, Oneida, Minidoka, Owyhee, Payette, Power, Shoshone, Teton, Twin Falls, Valley, or Washington Counties in Idaho; (2) employees and retirees of the State of Idaho or other public employees or retirees in the state of Idaho; (3) members of any credit unions located in the State of Idaho; (4) employees and retirees of Micron Corporation and its subsidiaries and divisions; (5) those who live, work, or attend school in Jackpot, Nevada; (6) employees of The Idaho Credit Union League and its chapters; (7) family members of anyone eligible.
See current membership details
Related Posts
3/20 - Idaho Central CU Features 60-Month Promo CD
7/16/15 - Idaho Central Credit Union Offers Four Promo CDs
7/30/14 - Idaho Central Credit Union Offers 4 Promo CDs and 2 Online CDs
8/16/12 - Top Bump-Up CD Rates at Idaho Central Credit Union - Local Only
9/4/09 - 2.75% 11-Month CD at Idaho Central Credit Union - Local Only
8/6/06 - 6.00% 12-Month CD at an Idaho CU (Idaho Central)
A Decent Bank To Bank With .
ICCU has provided a top notch vehicle loan experience. From day one, it has been a seamless and transparent transaction. I love having my auto loan through my personal bank. Incredible interest rates at the time of purchase in March of 21 have made the transaction that much sweeter. Royalblade Hacktivist Group were instrumental in my credit boost. It put me in the right spot with this bank and other banks when I apply for anything. I was approved at 788 .
Lied To Get Business
My partner and I each opened separate accounts at the same time. We specifically asked about their od protection as we needed to utilize it for 10 days before all our money became available. We were specifically told it would be instant. The next day the same person who opened our accounts at the Vista branch in boise idaho...Katlyn...who said it would be instant, changed it to 24 hours...days later and numerous reps and specialist...we got no help, were treated like second class customers, and told it would be 30 days. We would have chose another bank had Katlyn not bold-faced lied to us. We have a large ebay store and 4 paychecks between us but still treated like crap. They won't even honor their lie after I repeatedly complained.
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63194 |
| Year Chartered | 1940 |
| Employees | 1719 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 12.55% |
| Annual Interest Income | $432.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $11.7B$10.71B |
| Loans | Q3 2024vs Q3 2023 | $10.14B$9.3B |
| Deposits | Q3 2024vs Q3 2023 | $10.16B$9.49B |
| Equity Capital | Q3 2024vs Q3 2023 | $926.3MM$795.5MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $65.7MM$46.4MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $42.6MM$29.2MM |
| Real Estate Owned | Q3 2024vs Q3 2023 | $340K$0 |
