Overview / Commentary
ESB Financial is headquartered in Emporia and is the 60th largest bank in the state of Kansas. It is also the 2,652nd largest bank in the nation. It was established in 1901 and as of June of 2018, it had grown to 51 employees at 4 locations. ESB Financial has an A health rating.
Health
A
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 16629 |
| Year Established | 1901 |
| Employees | 51 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.05% |
| Return on Equity - YTD | 10.72% |
| Annual Interest Income | $4.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $229.2MM$224.8MM |
| Loans | Q2 2018vs Q2 2017 | $158.9MM$155.3MM |
| Deposits | Q2 2018vs Q2 2017 | $194.0MM$183.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $22.2MM$22.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.6MM$1.8MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $1.3MM$636.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $121.00K$67.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
ESB Financial Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
ESB Financial Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.01%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
Locations
| ESB Financial Locations | ||
|---|---|---|
| Industrial Plaza Branch | 12th and Industrial Roads | Emporia, KS 66801 |
| Manhattan Branch | 224 East Poyntz Avenue | Manhattan, KS 66502 |
| Esb Financial | 8th and Merchant Streets | Emporia, KS 66801 |
| Motor Facility | Eighth and Constitution | Emporia, KS 66801 |