Escondido Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.40%	1-year CD	12-17 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.09%	Savings	Sub-Share Account 1.15% - CIT Bank Spring Savings
0.85%	3-year CD	36 Month Share Certificate 1.85% - Synchrony Bank 36 Month CD

View all Escondido Federal Credit Union rates »

Overview / Commentary

www.escondidofcu.com

760-839-6225

201 N Broadway Second Floor
Escondido, CA 92025

Escondido Federal Credit Union is headquartered in Escondido and is the 207^th largest credit union in the state of California. It is also the 2,465^th largest credit union in the nation. It was established in 1959 and as of March of 2017, it had grown to 9 employees and 2,621 members at 2 locations. Escondido Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee or official of the City of Escondido or be an employee of or volunteer for the California Center for the Arts, Escondido.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Escondido Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13402
Year Chartered	1959
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	4.91%
Annual Interest Income	$262.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$44.8MM$41.1MM
Loans	Q1 2017vs Q1 2016	$15.6MM$14.6MM
Deposits	Q1 2017vs Q1 2016	$40.5MM$36.9MM
Equity Capital	Q1 2017vs Q1 2016	$4.2MM$4.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$181.00K$168.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$47.00K$25.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Escondido Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$100	-	IRA Share Account
0.70%	$100	-	Roth IRA Share Account
0.70%	$100	-	Coverdell Education Savings Account
0.70%	$100	-	SEP IRA Share Account
0.09%^*	$25k^*	-	Regular Share Savings Account
OTHER TIERS: 0.05% → $50 - $5k \| 0.07% → $5k - $25k
0.09%^*	$25k^*	-	Sub-Share Account
OTHER TIERS: 0.05% → $50 - $5k \| 0.07% → $5k - $25k
0.09%^*	$25k^*	-	Holiday Club Account
OTHER TIERS: 0.05% → $50 - $5k \| 0.07% → $5k - $25k

Escondido Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.14%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.10% → $2,500 - $10k \| 0.12% → $10k - $25k

Escondido Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.02%	$2,500	-	Share Draft Account

Escondido Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%^*	$25k^*	-	36 Month Share Certificate
OTHER TIERS: 0.75% → $1k - $10k \| 0.80% → $10k - $25k
0.70%^*	$25k^*	-	18-24 Month Share Certificate
OTHER TIERS: 0.55% → $1k - $10k \| 0.65% → $10k - $25k
0.40%^*	$25k^*	-	12-17 Month Share Certificate
OTHER TIERS: 0.30% → $1k - $10k \| 0.35% → $10k - $25k
0.30%^*	$25k^*	-	6-11 Month Share Certificate
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k

Escondido Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%^*	$25k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 0.75% → $1k - $10k \| 0.80% → $10k - $25k
0.70%^*	$25k^*	-	18-24 Month IRA Share Certificate
OTHER TIERS: 0.55% → $1k - $10k \| 0.65% → $10k - $25k
0.40%^*	$25k^*	-	12-17 Month IRA Share Certificate
OTHER TIERS: 0.30% → $1k - $10k \| 0.35% → $10k - $25k
0.30%^*	$25k^*	-	6-11 Month IRA Share Certificate
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k

Locations

Escondido Federal Credit Union Locations
Branch Office	201 N Broadway Second Floor	Escondido, CA 92025
Branch Office	201 N Broadway	Escondido, CA 92025