Featured Savings Rates
Featured Accounts

Escondido Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%1-year CD12-17 Month Share Certificate
0.09%SavingsSub-Share Account
0.85%3-year CD36 Month Share Certificate

Overview / Commentary
760-839-6225
201 N Broadway Second Floor
Escondido, CA 92025

Escondido Federal Credit Union is headquartered in Escondido and is the 207th largest credit union in the state of California. It is also the 2,465th largest credit union in the nation. It was established in 1959 and as of March of 2017, it had grown to 9 employees and 2,621 members at 2 locations. Escondido Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be an employee or official of the City of Escondido or be an employee of or volunteer for the California Center for the Arts, Escondido.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Escondido Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13402
Year Chartered1959
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.91%
Annual Interest Income$262.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$44.8MM$41.1MM
LoansQ1 2017vs Q1 2016$15.6MM$14.6MM
DepositsQ1 2017vs Q1 2016$40.5MM$36.9MM
Equity CapitalQ1 2017vs Q1 2016$4.2MM$4.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$181.00K$168.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$47.00K$25.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Escondido Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$100-IRA Share Account
0.70%$100-Roth IRA Share Account
0.70%$100-Coverdell Education Savings Account
0.70%$100-SEP IRA Share Account
0.09%*$25k*-Regular Share Savings Account
OTHER TIERS: 0.05% $50 - $5k | 0.07% $5k - $25k
0.09%*$25k*-Sub-Share Account
OTHER TIERS: 0.05% $50 - $5k | 0.07% $5k - $25k
0.09%*$25k*-Holiday Club Account
OTHER TIERS: 0.05% $50 - $5k | 0.07% $5k - $25k

Escondido Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.14%*$25k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $10k | 0.12% $10k - $25k

Escondido Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$2,500-Share Draft Account

Escondido Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$25k*-36 Month Share Certificate
OTHER TIERS: 0.75% $1k - $10k | 0.80% $10k - $25k
0.70%*$25k*-18-24 Month Share Certificate
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $25k
0.40%*$25k*-12-17 Month Share Certificate
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $25k
0.30%*$25k*-6-11 Month Share Certificate
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $25k

Escondido Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$25k*-36 Month IRA Share Certificate
OTHER TIERS: 0.75% $1k - $10k | 0.80% $10k - $25k
0.70%*$25k*-18-24 Month IRA Share Certificate
OTHER TIERS: 0.55% $1k - $10k | 0.65% $10k - $25k
0.40%*$25k*-12-17 Month IRA Share Certificate
OTHER TIERS: 0.30% $1k - $10k | 0.35% $10k - $25k
0.30%*$25k*-6-11 Month IRA Share Certificate
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $25k
Locations


Escondido Federal Credit Union Locations
Branch Office201 N Broadway Second FloorEscondido, CA 92025
Branch Office201 N BroadwayEscondido, CA 92025