Featured Savings Rates
Featured Accounts
Overview / Commentary
1015 Sumner St
Bakersfield, CA 93305

Espeeco Federal Credit Union is headquartered in Bakersfield and is the 282nd largest credit union in the state of California. It is also the 4,361st largest credit union in the nation. It was established in 1954 and as of September of 2017, it had grown to 3 employees and 1,224 members at 1 location. Espeeco Federal Credit Union has a B health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Espeeco Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

NCUA #9590
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD-4.2%
Return on Equity - YTD-27.62%
Annual Interest Income$150.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$8.3MM$8.4MM
LoansQ3 2017vs Q3 2016$4.1MM$4.3MM
DepositsQ3 2017vs Q3 2016$7.0MM$6.8MM
Equity CapitalQ3 2017vs Q3 2016$1.3MM$1.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$128.00K$135.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$10.00K$41.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Espeeco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Espeeco Federal Credit Union Savings Account Rates

0.40%--Traditional IRA
0.40%--Roth IRA
0.40%--Educational IRA
0.15%$250-Regular Shares
0.15%-$2,500Holiday Club Account
0.15%$25-Kids Share Account

Espeeco Federal Credit Union CD Rates

0.30%$1k-9 Month CD
0.30%$1k-12 Month CD
0.25%$1k-6 Month CD
0.20%$1k-3 Month CD

Espeeco Federal Credit Union IRA Rates

0.30%$1k-9 Month IRA CD
0.30%$1k-12 Month IRA CD
0.25%$1k-6 Month IRA CD
0.20%$1k-3 Month IRA CD

Espeeco Federal Credit Union Locations
Branch Office1015 Sumner StBakersfield, CA 93305-5254