Espeeco Federal Credit Union
Espeeco Federal Credit Union is headquartered in Bakersfield and is the 273rd largest credit union in the state of California. It is also the 4,077th largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 3 employees and 1,248 members at 1 location. Espeeco Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Espeeco Federal Credit Union is open to anyone affiliated with the following SEGs: St. John's Church, Union Pacific Railroad, San Joaquin Valley Railroad, Rendezvous Salon, Law Office of Young & Nichols, John R. Wright Trucking, Sully and Sons Hydraulics, Jeremy Willer Construction, Mexicali Restaurants, United Brotherhood of Carpenters Local Union 743, Costco Wholesale, Good Samaritan Hospital, Bakersfield Pentecostal Church, Kern Backhoe Service Inc., Armored Transport of California, or Young Wooldridge, LLP. Membership also extends to immediate family of existing members.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9590 |
| Year Chartered | 1954 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.24% |
| Return on Equity - YTD | -8.87% |
| Annual Interest Income | $104.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $10.2MM$8.3MM |
| Loans | Q2 2018vs Q2 2017 | $3.5MM$4.1MM |
| Deposits | Q2 2018vs Q2 2017 | $8.9MM$6.8MM |
| Equity Capital | Q2 2018vs Q2 2017 | $1.4MM$1.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $128.00K$126.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $17.00K$27.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Espeeco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Espeeco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | Traditional IRA | |
| 0.40% | - | - | Roth IRA | |
| 0.40% | - | - | Educational IRA | |
| 0.15% | $250 | - | Regular Shares | |
| 0.15% | - | $2.5k | Holiday Club Account | |
| 0.15% | $25 | - | Kids Share Account |
Espeeco Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $5k | - | 9 Month Time Certificate | |
| 0.30% | $10k | - | 12 Month Time Certificate | |
| 0.25% | $2.5k | - | 6 Month Time Certificate | |
| 0.20% | $1k | - | 3 Month Time Certificate |
| Espeeco Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2801 H St | Bakersfield, CA 93301-1913 |