Espeeco Federal Credit Union is headquartered in Bakersfield and is the 266th largest credit union in the state of California. It is also the 3,994th largest credit union in the nation. It was established in 1954 and as of March of 2019, it had grown to 3 employees and 1,523 members at 1 location. Espeeco Federal Credit Union has a C health rating.
Field of Membership Restrictions
Espeeco Federal Credit Union is open to anyone affiliated with the following SEGs: St. John's Church, Union Pacific Railroad, San Joaquin Valley Railroad, Rendezvous Salon, Law Office of Young & Nichols, John R. Wright Trucking, Sully and Sons Hydraulics, Jeremy Willer Construction, Mexicali Restaurants, United Brotherhood of Carpenters Local Union 743, Costco Wholesale, Good Samaritan Hospital, Bakersfield Pentecostal Church, Kern Backhoe Service Inc., Armored Transport of California, or Young Wooldridge, LLP. Membership also extends to immediate family of existing members.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 9590 |
| Year Chartered | 1954 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -14.11% |
| Return on Equity - YTD | -158.72% |
| Annual Interest Income | $77.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $10.6MM$9.5MM |
| Loans | Q1 2019vs Q1 2018 | $3.9MM$3.7MM |
| Deposits | Q1 2019vs Q1 2018 | $9.7MM$8.1MM |
| Equity Capital | Q1 2019vs Q1 2018 | $935.00K$1.4MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $126.00K$130.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $5.00K$13.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Espeeco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | - | - | Traditional IRA | |
| 0.40% | - | - | Roth IRA | |
| 0.40% | - | - | Educational IRA | |
| 0.15% | $250 | - | Regular Shares | |
| 0.15% | - | $2.5k | Holiday Club Account | |
| 0.15% | $25 | - | Kids Share Account |
Espeeco Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $5k | - | 9 Month Time Certificate | |
| 0.30% | $10k | - | 12 Month Time Certificate | |
| 0.25% | $2.5k | - | 6 Month Time Certificate | |
| 0.20% | $1k | - | 3 Month Time Certificate |
| Espeeco Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2801 H St | Bakersfield, CA 93301-1913 |