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  2. Essex County Teachers Federal Credit Union

Essex County Teachers Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%5-year CD60 Month Share Certificate
2.25% - Bank of Internet USA 60 Month CD
0.15%1-year CD12 Month Share Certificate
1.50% - Goldman Sachs Bank USA 12 Month CDAdvertisement
0.10%SavingsSavings Account
1.20% - Goldman Sachs Bank USA Online SavingsAdvertisement
View all Essex County Teachers Federal Credit Union rates »

Overview / Commentary
www.ectcu.org
973-748-8847
125 Franklin St
Bloomfield, NJ 07003-5730

Essex County Teachers Federal Credit Union is headquartered in Bloomfield and is the 79th largest credit union in the state of New Jersey. It is also the 3,754th largest credit union in the nation. It was established in 1936 and as of June of 2017, it had grown to 6 employees and 2,649 members at 1 location. Essex County Teachers Federal Credit Union has a C health rating.

Field of Membership Restrictions

Must be an employee of a board of education in Essex County, the Montclair Police Department or ECTFCU.
See current membership details

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Health
C

Data as of Q2 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Essex County Teachers Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1131
Year Chartered1936
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-0.23%
Return on Equity - YTD-3.16%
Annual Interest Income$267.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$15.0MM$15.0MM
LoansQ2 2017vs Q2 2016$7.4MM$7.8MM
DepositsQ2 2017vs Q2 2016$13.7MM$13.6MM
Equity CapitalQ2 2017vs Q2 2016$1.1MM$1.1MM
Loan Loss AllowanceQ2 2017vs Q2 2016$46.00K$63.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$179.00K$114.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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Essex County Teachers Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-Savings Account
0.10%--Club Accounts

Essex County Teachers Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Money Market Account

Essex County Teachers Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account

Essex County Teachers Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$2k-60 Month Share Certificate
0.50%$2k-36 Month Share Certificate
0.30%$2k-24 Month Share Certificate
0.15%$2k-12 Month Share Certificate
0.10%$2k-6 Month Share Certificate
Locations


Essex County Teachers Federal Credit Union Locations
Branch Office125 Franklin StBloomfield, NJ 07003-5730