Essex Savings Bank


Overview / Commentary
860-767-4414
35 Plains Road
Essex, CT 06426

Essex Savings Bank is headquartered in ESSEX and is the 23rd largest bank in the state of Connecticut. It is also the 1,768th largest bank in the nation. It was established in 1851 and as of March of 2025, it had grown to 130 employees at 8 locations. Essex Savings Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17262
Year Established1851
Employees130
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD4.24%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$512.1MM$505.2MM
LoansQ1 2025vs Q1 2024$355MM$328.8MM
DepositsQ1 2025vs Q1 2024$433.1MM$432.1MM
Equity CapitalQ1 2025vs Q1 2024$68.5MM$63.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.2MM$3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$328K$197K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Essex Savings Bank are currently being reviewed.

Locations


Essex Savings Bank Locations
Old Lyme Branch101 Halls RoadOld Lyme, CT 06371
Old Saybrook Branch155 Main StreetOld Saybrook, CT 06475
Chester Branch203 Middlesex AvenueChester, CT 06412
Essex Savings Bank35 Plains RdEssex, CT 06426
Main Street Branch9 Main StreetEssex, CT 06426
Madison Branch99 Durham RoadMadison, CT 06443

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