Estacado Federal Credit Union

Overview / Commentary

575-393-1596

2220 N DAL PASO St
HOBBS, NM 88240-3048

Estacado Federal Credit Union is headquartered in HOBBS and is the 16^th largest credit union in the state of New Mexico. It is also the 1,975^th largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 21 employees and 7,648 members at 3 locations. Estacado Federal Credit Union's CD rates are 90% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or go to school in Lea County or the immediate family of existing members.
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Health

Data as of Q2 2019

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Estacado Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	8299
Year Chartered	1953
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	0.99%
Return on Equity - YTD	8.95%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$70.6MM$64.4MM
Loans	Q2 2019vs Q2 2018	$40.9MM$36.9MM
Deposits	Q2 2019vs Q2 2018	$61.8MM$56.8MM
Equity Capital	Q2 2019vs Q2 2018	$7.8MM$6.9MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$307.00K$352.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$156.00K$325.00K
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Estacado Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$25k^*	-	Regular Share Savings Account
OTHER TIERS: 0.10% → Up to $10k \| 0.25% → $10k - $25k

Estacado Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.06%^*	$100k^*	-	60 Month Share Certificate
OTHER TIERS: 2.01% → $1k - $100k
2.01%^*	$100k^*	-	48-59 Month Share Certificate
OTHER TIERS: 1.96% → $1k - $100k
1.96%^*	$100k^*	-	36-47 Month Share Certificate
OTHER TIERS: 1.91% → $1k - $100k
1.91%^*	$100k^*	-	24-35 Month Share Certificate
OTHER TIERS: 1.86% → $1k - $100k
1.86%^*	$100k^*	-	18-23 Month Share Certificate
OTHER TIERS: 1.81% → $1k - $100k
1.71%^*	$100k^*	-	12-17 Month Share Certificate
OTHER TIERS: 1.66% → $1k - $100k
1.46%^*	$100k^*	-	6-11 Month Share Certificate
OTHER TIERS: 1.41% → $1k - $100k

Estacado Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.06%^*	$100k^*	-	60 Month IRA Certificate
OTHER TIERS: 2.01% → $1k - $100k
2.01%^*	$100k^*	-	48-59 Month IRA Certificate
OTHER TIERS: 1.96% → $1k - $100k
1.96%^*	$100k^*	-	36-47 Month IRA Certificate
OTHER TIERS: 1.91% → $1k - $100k
1.91%^*	$100k^*	-	24-35 Month IRA Certificate
OTHER TIERS: 1.86% → $1k - $100k
1.86%^*	$100k^*	-	18-23 Month IRA Certificate
OTHER TIERS: 1.81% → $1k - $100k
1.71%^*	$100k^*	-	12-17 Month IRA Certificate
OTHER TIERS: 1.66% → $1k - $100k
1.46%^*	$100k^*	-	6-11 Month IRA Certificate
OTHER TIERS: 1.41% → $1k - $100k

Locations

Estacado Federal Credit Union Locations
Branch Office	2220 N DAL PASO St	HOBBS, NM 88240-3048
Branch Office	220 N LOVE ST	LOVINGTON, NM 88260-4013
Branch Office	324 N MAIN AVE	DENVER CITY, TX 79323-3242

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