Estacado Federal Credit Union

Overview / Commentary

575-393-1596

2220 N DAL PASO St
HOBBS, NM 88240-3048

Estacado Federal Credit Union is headquartered in HOBBS and is the 16^th largest credit union in the state of New Mexico. It is also the 1,998^th largest credit union in the nation. It was established in 1953 and as of December of 2021, it had grown to 22 employees and 7,591 members at 3 locations. Estacado Federal Credit Union's CD rates are 23% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Estacado Federal Credit Union offers membership to anyone who lives, works, worships or goes to school in Lea County, New Mexico or Gaines, Yoakum, or Cochran counties in Texas. Family of current credit union members are also eligible to join.
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Health

Data as of Q4 2021

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Estacado Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	8299
Year Chartered	1953
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	1.24%
Return on Equity - YTD	10.42%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$84.2MM$76.5MM
Loans	Q4 2021vs Q4 2020	$40.4MM$41.6MM
Deposits	Q4 2021vs Q4 2020	$73.0MM$68.0MM
Equity Capital	Q4 2021vs Q4 2020	$9.9MM$9.2MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$403.00K$375.00K
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$269.00K$626.00K
Real Estate Owned	Q4 2021vs Q4 2020	$0$0

Rates

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Savings
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Estacado Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Estacado Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Regular Share Savings Account
OTHER TIERS: 0.15% → Up to $10k \| 0.25% → $10k - $25k

Estacado Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.81%^*	$100k^*	-	60 Month Share Certificate
OTHER TIERS: 1.76% → $1k - $100k
1.71%^*	$100k^*	-	48-59 Month Share Certificate
OTHER TIERS: 1.66% → $1k - $100k
1.56%^*	$100k^*	-	36-47 Month Share Certificate
OTHER TIERS: 1.51% → $1k - $100k
1.36%^*	$100k^*	-	24-35 Month Share Certificate
OTHER TIERS: 1.31% → $1k - $100k
1.21%^*	$100k^*	-	18-23 Month Share Certificate
OTHER TIERS: 1.16% → $1k - $100k
1.11%^*	$100k^*	-	12-17 Month Share Certificate
OTHER TIERS: 1.06% → $1k - $100k
0.91%^*	$100k^*	-	6-11 Month Share Certificate
OTHER TIERS: 0.86% → $1k - $100k

Estacado Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.81%^*	$100k^*	-	60 Month IRA Certificate
OTHER TIERS: 1.76% → $1k - $100k
1.71%^*	$100k^*	-	48-59 Month IRA Certificate
OTHER TIERS: 1.66% → $1k - $100k
1.56%^*	$100k^*	-	36-47 Month IRA Certificate
OTHER TIERS: 1.51% → $1k - $100k
1.36%^*	$100k^*	-	24-35 Month IRA Certificate
OTHER TIERS: 1.31% → $1k - $100k
1.21%^*	$100k^*	-	18-23 Month IRA Certificate
OTHER TIERS: 1.16% → $1k - $100k
1.11%^*	$100k^*	-	12-17 Month IRA Certificate
OTHER TIERS: 1.06% → $1k - $100k
0.91%^*	$100k^*	-	6-11 Month IRA Certificate
OTHER TIERS: 0.86% → $1k - $100k

Locations

Estacado Federal Credit Union Locations
Branch Office	2220 N DAL PASO St	HOBBS, NM 88240-3048
Branch Office	220 N LOVE ST	LOVINGTON, NM 88260-4013
Branch Office	324 N MAIN AVE	DENVER CITY, TX 79323-3242

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