Estacado Federal Credit Union


Overview / Commentary
575-393-1596
2220 N DAL PASO St
HOBBS, NM 88240

Estacado Federal Credit Union is headquartered in HOBBS and is the 16th largest credit union in the state of New Mexico. It is also the 1,855th largest credit union in the nation. It was established in 1953 and as of September of 2023, it had grown to 26 employees and 8,113 members at 4 locations. Estacado Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Estacado Federal Credit Union offers membership to anyone who lives, works, worships, or attends school in Lea County, New Mexico or the Texas counties of Cochran, Gaines, or Yoakum. Family of current credit union members are also eligible to join.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Estacado Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #8299
Year Chartered1953
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD10.92%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$97MM$88.6MM
LoansQ3 2023vs Q3 2022$58.1MM$44.5MM
DepositsQ3 2023vs Q3 2022$85.4MM$78.1MM
Equity CapitalQ3 2023vs Q3 2022$10.3MM$9.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$704K$319K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$525K$133K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Estacado Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$25k*-Regular Share Savings Account
OTHER TIERS: 0.25% Up to $10k | 0.40% $10k - $25k

Estacado Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.55%*$100k*-6-11 Month Share Certificate
OTHER TIERS: 4.50% $1k - $100k
4.55%*$100k*-12-17 Month Share Certificate
OTHER TIERS: 4.50% $1k - $100k
4.35%*$100k*-18-23 Month Share Certificate
OTHER TIERS: 4.29% $1k - $100k
4.14%*$100k*-24-35 Month Share Certificate
OTHER TIERS: 4.09% $1k - $100k
3.61%*$100k*-36-47 Month Share Certificate
OTHER TIERS: 3.56% $1k - $100k
3.50%*$100k*-48-59 Month Share Certificate
OTHER TIERS: 3.45% $1k - $100k
3.50%*$100k*-60 Month Share Certificate
OTHER TIERS: 3.45% $1k - $100k

Estacado Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.55%*$100k*-6-11 Month IRA Certificate
OTHER TIERS: 4.50% $1k - $100k
4.55%*$100k*-12-17 Month IRA Certificate
OTHER TIERS: 4.50% $1k - $100k
4.35%*$100k*-18-23 Month IRA Certificate
OTHER TIERS: 4.29% $1k - $100k
4.14%*$100k*-24-35 Month IRA Certificate
OTHER TIERS: 4.09% $1k - $100k
3.61%*$100k*-36-47 Month IRA Certificate
OTHER TIERS: 3.56% $1k - $100k
3.50%*$100k*-48-59 Month IRA Certificate
OTHER TIERS: 3.45% $1k - $100k
3.50%*$100k*-60 Month IRA Certificate
OTHER TIERS: 3.45% $1k - $100k
Locations


Estacado Federal Credit Union Locations
Branch Office911 MAIN STEUNICE, NM 88231
Branch Office220 N LOVE STLOVINGTON, NM 88260-4013
Branch Office324 N MAIN AVEDENVER CITY, TX 79323-3242
Branch Office2220 N DAL PASO StHOBBS, NM 88240-3048

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