Etma Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.30%	1-year CD	12 Month Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.03%	Savings	Share Savings Account 1.00% - Ally Bank Online Savings Account
0.90%	2-year CD	24 Month CD Special 1.30% - Ally Bank Raise Your Rate 2-Year CD

View all Etma Federal Credit Union rates »

Overview / Commentary

www.etmafcu.net

865-970-7283

1828 Airbase Rd
Louisville, TN 37777

Etma Federal Credit Union is headquartered in Louisville and is the 94^th largest credit union in the state of Tennessee. It is also the 3,668^th largest credit union in the nation. It was established in 1956 and as of June of 2016, it had grown to 4 employees and 1,525 members at 1 location. Etma Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to federal employees or military personnel working in Blount or Knox County, employees or members of the Tennessee National Guard, local VFW or American Legion members, or members of the Tennessee Veteran's Business Association.
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Health

B+

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Etma Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	11152
Year Chartered	1956
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	2.58%
Annual Interest Income	$260.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$16.8MM$15.9MM
Loans	Q2 2016vs Q2 2015	$10.7MM$9.6MM
Deposits	Q2 2016vs Q2 2015	$14.0MM$12.8MM
Equity Capital	Q2 2016vs Q2 2015	$2.4MM$2.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$35.00K$53.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$33.00K$125.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Etma Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	-	-	IRA Account
0.03%	-	-	Share Savings Account
0.03%	-	-	Christmas Club Account

Etma Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Hero Money Market Savings Account
OTHER TIERS: 0.10% → $2,500 - $10k \| 0.15% → $10k - $50k \| 0.20% → $50k - $100k

Etma Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$100k^*	-	Premium and Silver Share Draft
OTHER TIERS: 0.03% → $1k - $10k \| 0.04% → $10k - $25k \| 0.05% → $25k - $50k \| 0.07% → $50k - $100k
0.01%	-	-	Share Drafts Account

Etma Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%^*	$100k^*	-	24 Month CD Special
OTHER TIERS: 0.60% → $5k - $50k \| 0.75% → $50k - $100k
0.30%^*	$10k^*	-	12 Month Certificate
OTHER TIERS: 0.25% → $1k - $10k
0.25%^*	$10k^*	-	6 Month Certificate
OTHER TIERS: 0.15% → $1k - $10k

Etma Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$25k	-	24 Month IRA Certificate

Locations

Etma Federal Credit Union Locations
Branch Office	1828 Airbase Rd	Louisville, TN 37777