Overview / Commentary
ETMA Federal Credit Union is headquartered in Louisville and is the 85th largest credit union in the state of Tennessee. It is also the 2,942nd largest credit union in the nation. It was established in 1956 and as of March of 2025, it had grown to 5 employees and 1,485 members at 1 location. ETMA Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
ETMA Federal Credit Union is open to federal employees or military personnel working in the Tennessee counties of Blount or Knox, and employees or members of the Tennessee National Guard, local VFW or American Legion members, or members of the Tennessee Veteran's Business Association.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ETMA Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11152 |
| Year Chartered | 1956 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.58% |
| Return on Equity - YTD | 12.69% |
| Annual Interest Income | $330K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $28.4MM$26.3MM |
| Loans | Q1 2025vs Q1 2024 | $17.8MM$16.3MM |
| Deposits | Q1 2025vs Q1 2024 | $24.6MM$22.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.6MM$3.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $38K$55K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $6K$8K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |