EvaBank


Overview / Commentary
256-796-2201
4113 Eva Road
Eva, AL 35621

EvaBank is headquartered in EVA and is the 30th largest bank in the state of Alabama. It is also the 1,884th largest bank in the nation. It was established in 1986 and as of March of 2025, it had grown to 75 employees at 7 locations. EvaBank's CD rates are 4X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26799
Year Established1986
Employees75
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.2%
Return on Equity - YTD7.96%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$468.1MM$427.4MM
LoansQ1 2025vs Q1 2024$350.9MM$336.8MM
DepositsQ1 2025vs Q1 2024$311.3MM$284MM
Equity CapitalQ1 2025vs Q1 2024$128.3MM$123.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.1MM$7.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.6MM$5.1MM
Real Estate OwnedQ1 2025vs Q1 2024$420K$64K
Rates
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EvaBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$1k-6 Month CD
4.06%$500-3 Month Eva Liquid CD
4.00%$1k-12 Month CD
3.82%$1k-18 Month CD
3.56%$1k-24 Month CD
3.05%$1k-36 Month CD
3.05%$1k-60 Month CD
3.05%$1k-30 Month CD
3.05%$1k-48 Month CD

EvaBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-24 Month IRA
Locations


EvaBank Locations
Cherokee Office Branch1710 Cherokee Ave S.W.Cullman, AL 35055
Clairmont Branch2915 Clairmont AvenueBirmingham, AL 35205
Cullman Branch3210 Alabama Highway 157Cullman, AL 35058
Evabank4113 Eva RdEva, AL 35621
Decatur Branch2404 Danville RoadDecatur, AL 35603
Madison Branch8848 Madison BoulevardMadison, AL 35758
Evabank - Priceville Office464 Highway 67 SouthDecatur, AL 35603
Arab Branch1001 Brindlee Mtn. Parkway NorthArab, AL 35016

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