EvaBank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.evabank.com

256-796-2201

4113 Eva Road
Eva, AL 35621

EvaBank is headquartered in EVA and is the 30^th largest bank in the state of Alabama. It is also the 1,934^th largest bank in the nation. It was established in 1986 and as of December of 2024, it had grown to 75 employees at 7 locations. EvaBank's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26799
Year Established	1986
Employees	75
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.26%
Return on Equity - YTD	7.89%
Annual Interest Income	$34.5MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$453.8MM$415.3MM
Loans	Q4 2024vs Q4 2023	$348.8MM$329MM
Deposits	Q4 2024vs Q4 2023	$305.7MM$267MM
Equity Capital	Q4 2024vs Q4 2023	$126.9MM$121.9MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$8.2MM$7.6MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$5.3MM$5.5MM
Real Estate Owned	Q4 2024vs Q4 2023	$134K$18K

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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EvaBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1k	-	6 Month CD
4.06%	$500	-	3 Month Eva Liquid CD
4.00%	$1k	-	12 Month CD
3.82%	$1k	-	18 Month CD
3.56%	$1k	-	36 Month CD
3.56%	$1k	-	30 Month CD
3.50%	$1k	-	24 Month CD
3.30%	$1k	-	60 Month CD
3.30%	$1k	-	48 Month CD

EvaBank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.82%	$500	-	24 Month IRA

Locations

EvaBank Locations
Cherokee Office Branch	1710 Cherokee Ave S.W.	Cullman, AL 35055
Clairmont Branch	2915 Clairmont Avenue	Birmingham, AL 35205
Cullman Branch	3210 Alabama Highway 157	Cullman, AL 35058
Evabank	4113 Eva Rd	Eva, AL 35621
Decatur Branch	2404 Danville Road	Decatur, AL 35603
Madison Branch	8848 Madison Boulevard	Madison, AL 35758
Evabank - Priceville Office	464 Highway 67 South	Decatur, AL 35603
Arab Branch	1001 Brindlee Mtn. Parkway North	Arab, AL 35016

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