Everence Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.everence.com

717-291-1364

2160 Lincoln Hwy E Ste 20
Lancaster, PA 17602

Everence Federal Credit Union is headquartered in Lancaster and is the 28^th largest credit union in the state of Pennsylvania. It is also the 799^th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 62 employees and 24,259 members at 10 locations. Everence Federal Credit Union's money market rates are 10X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to several denominations of Christian churches, including Mennonite Church USA, Mennonite Brethren Church, Fellowship of Evangelical Churches, and Fellowship of Evangelical Bible Churches.
See current membership details

Reviews (1)

Write a Review

"Embark On Your Life's Mission With Faith-Based Financial Services"

Posted by: Terp | May 6, 2024

Uh.... yeah.

They can take their faith-based financial services and shove 'em.

Comment

Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	10223
Year Chartered	1955
Employees	62
Primary Regulator

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	12.51%
Annual Interest Income	$5.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$443.6MM$430.7MM
Loans	Q1 2025vs Q1 2024	$327.6MM$281.7MM
Deposits	Q1 2025vs Q1 2024	$391MM$371.9MM
Equity Capital	Q1 2025vs Q1 2024	$26.6MM$21.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.3MM$1.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.8MM$912K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Everence Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Everence Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$0	$1k	Youth Savings
OTHER TIERS: 0.15% → $1k+
3.10%^*	$0	$5k	Relationship Savings
OTHER TIERS: 0.15% → $5k+
3.00%^*	$0	$1k	Jubilee Savings
OTHER TIERS: 0.15% → $1k+
0.50%	$0	-	Health Savings Account
0.15%	$0	-	Regular Savings
0.15%	$0	-	Club Account

Everence Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.50%^*	$50^*	$2.5k	Indexed Money Market
OTHER TIERS: 1.00% → $100k+ \| 2.00% → $2.5k - $100k
2.10%^*	$1m^*	-	Business Money Market
OTHER TIERS: 1.50% → $0 - $10k \| 1.55% → $10k - $25k \| 1.60% → $25k - $100k \| 1.70% → $100k - $250k \| 1.80% → $250k - $500k \| 1.90% → $500k - $1m

Everence Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$0	$1k	Relationship checking
OTHER TIERS: 0.15% → $1k+
0.50%	$0	-	Non Profit Dividend Checking
0.10%	$0	-	Business Dividend Checking

Everence Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%^*	$100k^*	-	6 Month CD
OTHER TIERS: 3.75% → $500 - $100k
3.75%^*	$100k^*	-	12 Month CD
OTHER TIERS: 3.70% → $500 - $100k
3.70%^*	$100k^*	-	18 Month CD
OTHER TIERS: 3.65% → $500 - $100k
3.55%^*	$100k^*	-	24 Month CD
OTHER TIERS: 3.50% → $500 - $100k
3.45%^*	$100k^*	-	30 Month CD
OTHER TIERS: 3.40% → $500 - $100k
3.40%^*	$100k^*	-	36 Month CD
OTHER TIERS: 3.35% → $500 - $100k
3.35%^*	$100k^*	-	48 Month CD
OTHER TIERS: 3.30% → $500 - $100k
3.30%^*	$100k^*	-	60 Month CD
OTHER TIERS: 3.25% → $500 - $100k

Everence Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$0	-	IRA Accounts

Locations

Cities: Belleville, Dalton, Ephrata, Goshen, Harrisonburg, Lancaster, Mount Joy, Philadelphia, Sarasota

Belleville Branches
Branch Office	4417 E Main St	Belleville, PA 17004

Dalton Branches
Branch Office	4136 Kidron Rd	Dalton, OH 44618

Ephrata Branches
Branch Office	1021 Sharp Ave	Ephrata, PA 17522

Goshen Branches
Branch Office	1301 College Ave	Goshen, IN 46526
Branch Office	1110 N Main St	Goshen, IN 46528-2638

Harrisonburg Branches
Branch Office	841 Mount Clinton Pike STE B	Harrisonburg, VA 22802

Lancaster Branches
Branch Office	2160 Lincoln Hwy E Ste 15	Lancaster, PA 17602

Mount Joy Branches
Branch Office	962 E Main St	Mount Joy, PA 17552

Philadelphia Branches
Branch Office	861 E Allegheny Ave	Philadelphia, PA 19134

Sarasota Branches
Branch Office	3407 Bahia Vista St	Sarasota, FL 34239

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