Everence Federal Credit Union


Overview / Commentary
717-291-1364
2160 Lincoln Hwy E Ste 20
Lancaster, PA 17602

Everence Federal Credit Union is headquartered in Lancaster and is the 26th largest credit union in the state of Pennsylvania. It is also the 800th largest credit union in the nation. It was established in 1955 and as of September of 2024, it had grown to 62 employees and 24,016 members at 10 locations. Everence Federal Credit Union's money market rates are 10X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to several denominations of Christian churches, including Mennonite Church USA, Mennonite Brethren Church, Fellowship of Evangelical Churches, and Fellowship of Evangelical Bible Churches.
See current membership details

Reviews (1)

"Embark On Your Life's Mission With Faith-Based Financial Services"

Posted by: |

Uh.... yeah.

They can take their faith-based financial services and shove 'em.



Health
B+

Health Grade Components

Overall
NCUA #10223
Year Chartered1955
Employees62
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD8.38%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$435.9MM$401.8MM
LoansQ3 2024vs Q3 2023$310.3MM$276.7MM
DepositsQ3 2024vs Q3 2023$379.5MM$335.5MM
Equity CapitalQ3 2024vs Q3 2023$25.1MM$19.4MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.2MM$1.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.6MM$1.2MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Everence Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Everence Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$1kYouth Savings
OTHER TIERS: 0.15% $1k+
3.15%*$0$5kRelationship Savings
OTHER TIERS: 0.15% $5k+
3.00%*$0$1kJubilee Savings
OTHER TIERS: 0.15% $1k+
0.50%$0-IRA Accounts
0.50%$0-Health Savings Account
0.15%$50-Regular Savings
0.15%$50-Club Account

Everence Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%*$0$2.5kIndexed Money Market
OTHER TIERS: 1.00% $100k+ | 2.00% $2.5k - $100k
2.25%*$1m*-Business Money Market
OTHER TIERS: 1.50% $0 - $10k | 1.55% $10k - $25k | 1.60% $25k - $100k | 1.75% $100k - $250k | 1.85% $250k - $500k | 2.00% $500k - $1m

Everence Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$1kRelationship checking
OTHER TIERS: 0.15% $1k+
0.50%$0-Non Profit Dividend Checking
0.10%$0-Business Dividend Checking

Everence Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%*$100k*-6 Month CD
OTHER TIERS: 3.75% $500 - $100k
3.75%*$100k*-12 Month CD
OTHER TIERS: 3.70% $500 - $100k
3.70%*$100k*-18 Month CD
OTHER TIERS: 3.65% $500 - $100k
3.55%*$100k*-24 Month CD
OTHER TIERS: 3.50% $500 - $100k
3.45%*$100k*-30 Month CD
OTHER TIERS: 3.40% $500 - $100k
3.40%*$100k*-36 Month CD
OTHER TIERS: 3.35% $500 - $100k
3.35%*$100k*-48 Month CD
OTHER TIERS: 3.30% $500 - $100k
3.30%*$100k*-60 Month CD
OTHER TIERS: 3.25% $500 - $100k
Locations


Cities: Belleville, Dalton, Ephrata, Goshen, Harrisonburg, Lancaster, Mount Joy, Philadelphia, Sarasota

Belleville Branches
Branch Office4417 E Main StBelleville, PA 17004

Dalton Branches
Branch Office4136 Kidron RdDalton, OH 44618

Ephrata Branches
Branch Office1021 Sharp AveEphrata, PA 17522

Goshen Branches
Branch Office1301 College AveGoshen, IN 46526
Branch Office1110 N Main StGoshen, IN 46528-2638

Harrisonburg Branches
Branch Office841 Mount Clinton Pike STE BHarrisonburg, VA 22802

Lancaster Branches
Branch Office2160 Lincoln Hwy E Ste 15Lancaster, PA 17602

Mount Joy Branches
Branch Office962 E Main StMount Joy, PA 17552

Philadelphia Branches
Branch Office861 E Allegheny AvePhiladelphia, PA 19134

Sarasota Branches
Branch Office3407 Bahia Vista StSarasota, FL 34239

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