Everett Co-operative Bank

Overview / Commentary
419 Broadway
Everett, MA 02149

Everett Co-operative Bank is headquartered in Everett and is the 63rd largest bank in the state of Massachusetts. It is also the 1,340th largest bank in the nation. It was established in 1890 and as of March of 2022, it had grown to 57 employees at 2 locations. Everett Co-operative Bank has an A+ health rating.

Reviews (1)


A few wks back i lost my card and went to the branch to request a hold on my accout and a new card. I was told to enter a pin and that i'd receive my card in about 10 business days and that i would be all set. I received my card in the time stated but i was not all set. This morning at 5:24am on my way home with my 3 small children I attempted to use the card at the gas station. I did not have enough gas to get home. My card was not active and i was told that i would have to wait for the branch to open to handle this situation. The branch does not open until 9am! I was stranded with 3 small children and no funds! It was awful listening to my children ask for breakfast and something to drink and not be able to do anything about it. Worst experience yet! Looking for another bank now!


Health Grade Components

FDIC Certificate #26444
Year Established1890
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.09%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$688.6MM$630.5MM
LoansQ1 2022vs Q1 2021$535.2MM$475.5MM
DepositsQ1 2022vs Q1 2021$591.5MM$532.6MM
Equity CapitalQ1 2022vs Q1 2021$78.7MM$74.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$4.4MM$4.0MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$740.00K$2.3MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Everett Co-operative Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Everett Co-operative Bank Savings Account Rates

0.05%$10-Statement Savings Account

Everett Co-operative Bank Money Market Rates

0.45%*$50k*-Money Market Special - New Money
OTHER TIERS: 0.05% $10 - $50k
0.35%*$250k*-Premiere Money Market
OTHER TIERS: 0.05% $2.5k - $250k
0.10%*$2.5k*-Money Market Account
OTHER TIERS: 0.05% $10 - $2.5k

Everett Co-operative Bank Checking Account Rates

0.05%$10-NOW Checking

Everett Co-operative Bank CD Rates

2.55%$500-36 Month CD
2.05%$500-24 Month CD
1.75%$500-48 Month CD
1.75%$500-60 Month CD
1.30%$500-18 Month CD
0.75%$500-30 Month CD
0.60%$500-12 Month CD
0.55%$500$250k14 Month CD Special
0.50%$500-9 Month CD Special
0.20%$500-6 Month CD
0.05%$500-91 Day CD

Everett Co-operative Bank IRA Rates

2.55%$500-36 Month IRA
2.05%$500-24 Month IRA
1.75%$500-48 Month IRA
1.75%$500-60 Month IRA
1.30%$500-18 Month IRA
0.75%$500-30 Month IRA
0.60%$500-12 Month IRA
0.55%$500$250k14 Month IRA Special
0.20%$500-6 Month IRA
0.05%$500-91 Day IRA

Everett Co-operative Bank Locations
Everett Co-Operative Bank419 BroadwayEverett, MA 02149
Lynnfield Branch771 Salem StLynnfield, MA 01940

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