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Overview / Commentary
28145 Colorado Highway 74
Evergreen, CO 80439

Evergreen National Bank is headquartered in Evergreen and is the 61st largest bank in the state of Colorado. It is also the 4,211th largest bank in the nation. It was established in 1981 and as of December of 2016, it had grown to 36 employees at 4 locations. Evergreen National Bank has a B+ health rating.

Reviews (1)

Evergreen National Bank

Posted by: chrisH | Dec 31, 2012


This is a very poor bank.   "Evergreen National" uses the local name of their community to exploit wealthier customers, while providing rude and inferior bank products and services.  In fact they frequently report old and/or conflicting information, which leads to problems.  Their systems are way behind the true "national" banks in the area, such as Chase.  

If you challenge them about purporting bad data, first they'll try to blame anyone else.  In my case, they quickly blamed a teller then shifted to their bill-pay service they offer (ownership information unavailable) and said they have nothing to do with them!  If you keep pushing they'll start assessing questionable fees for their mistakes that are impossible to dispute impartially, and they know this.

Exasperated, a letter to top management took a full 6 weeks to get a reply.  This is consistent with their terrible customer service that permeates management.  Honestly I was surprised to even get a reply.  (My next step will be DORA that regulates banks in CO.)

If you check their bank health on bankrate.com or elsewhere you'll find they are very below average at 2 stars out of 5.  This is a bad bank.  BEWARE.

Signed/Evergreen CO resident since 1976



Health Grade Components

FDIC Certificate #23404
Year Established1981
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD2.82%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$108.6MM$107.5MM
LoansQ4 2016vs Q4 2015$57.6MM$54.3MM
DepositsQ4 2016vs Q4 2015$98.8MM$97.7MM
Equity CapitalQ4 2016vs Q4 2015$9.5MM$9.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$709.00K$757.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$489.00K$550.00K
Real Estate OwnedQ4 2016vs Q4 2015$357.00K$373.00K

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Evergreen National Bank Locations
Bergen Park Branch1198 Bergen ParkwayEvergreen, CO 80439
Idaho Springs Branch1546 Miner StreetIdaho Springs, CO 80452
Evergreen National Bank28145 Colorado Highway 74Evergreen, CO 80439
Georgetown Branch502 Sixth StreetGeorgetown, CO 80444