Evergreen National Bank is headquartered in Evergreen and is the 61st largest bank in the state of Colorado. It is also the 4,202nd largest bank in the nation. It was established in 1981 and as of September of 2016, it had grown to 35 employees at 4 locations. Evergreen National Bank has a B+ health rating.
This is a very poor bank. "Evergreen National" uses the local name of their community to exploit wealthier customers, while providing rude and inferior bank products and services. In fact they frequently report old and/or conflicting information, which leads to problems. Their systems are way behind the true "national" banks in the area, such as Chase.
If you challenge them about purporting bad data, first they'll try to blame anyone else. In my case, they quickly blamed a teller then shifted to their bill-pay service they offer (ownership information unavailable) and said they have nothing to do with them! If you keep pushing they'll start assessing questionable fees for their mistakes that are impossible to dispute impartially, and they know this.
Exasperated, a letter to top management took a full 6 weeks to get a reply. This is consistent with their terrible customer service that permeates management. Honestly I was surprised to even get a reply. (My next step will be DORA that regulates banks in CO.)
If you check their bank health on bankrate.com or elsewhere you'll find they are very below average at 2 stars out of 5. This is a bad bank. BEWARE.
Signed/Evergreen CO resident since 1976
|FDIC Certificate #||23404|
|Return on Assets - YTD||0.28%|
|Return on Equity - YTD||3.13%|
|Annual Interest Income||$2.6MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$110.2MM$104.5MM|
|Loans||Q3 2016vs Q3 2015||$55.8MM$55.2MM|
|Deposits||Q3 2016vs Q3 2015||$100.0MM$94.7MM|
|Equity Capital||Q3 2016vs Q3 2015||$10.0MM$9.6MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$709.00K$760.00K|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$575.00K$512.00K|
|Real Estate Owned||Q3 2016vs Q3 2015||$357.00K$373.00K|
Sorry, we do not have rate data for Evergreen National Bank.
|Evergreen National Bank Locations|
|Bergen Park Branch||1198 Bergen Parkway||Evergreen, CO 80439|
|Idaho Springs Branch||1546 Miner Street||Idaho Springs, CO 80452|
|Evergreen National Bank||28145 Colorado Highway 74||Evergreen, CO 80439|
|Georgetown Branch||502 Sixth Street||Georgetown, CO 80444|