Evergreen National Bank

Overview / Commentary
28145 Colorado Highway 74
Evergreen, CO 80439

Evergreen National Bank is headquartered in Evergreen and is the 55th largest bank in the state of Colorado. It is also the 3,626th largest bank in the nation. It was established in 1981 and as of June of 2021, it had grown to 38 employees at 4 locations. Evergreen National Bank has an A health rating.

Reviews (1)

Evergreen National Bank

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This is a very poor bank.   "Evergreen National" uses the local name of their community to exploit wealthier customers, while providing rude and inferior bank products and services.  In fact they frequently report old and/or conflicting information, which leads to problems.  Their systems are way behind the true "national" banks in the area, such as Chase.  

If you challenge them about purporting bad data, first they'll try to blame anyone else.  In my case, they quickly blamed a teller then shifted to their bill-pay service they offer (ownership information unavailable) and said they have nothing to do with them!  If you keep pushing they'll start assessing questionable fees for their mistakes that are impossible to dispute impartially, and they know this.

Exasperated, a letter to top management took a full 6 weeks to get a reply.  This is consistent with their terrible customer service that permeates management.  Honestly I was surprised to even get a reply.  (My next step will be DORA that regulates banks in CO.)

If you check their bank health on bankrate.com or elsewhere you'll find they are very below average at 2 stars out of 5.  This is a bad bank.  BEWARE.

Signed/Evergreen CO resident since 1976



Health Grade Components

FDIC Certificate #23404
Year Established1981
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD7.18%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$142.7MM$131.0MM
LoansQ2 2021vs Q2 2020$66.7MM$79.3MM
DepositsQ2 2021vs Q2 2020$130.5MM$119.1MM
Equity CapitalQ2 2021vs Q2 2020$12.0MM$11.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$901.00K$727.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$468.00K$1.8MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0

Sorry, we do not have rate data for Evergreen National Bank.


Evergreen National Bank Locations
Bergen Park Branch1198 Bergen ParkwayEvergreen, CO 80439
Idaho Springs Branch1546 Miner StreetIdaho Springs, CO 80452
Evergreen National Bank28145 Colorado Highway 74Evergreen, CO 80439
Georgetown Branch502 Sixth StreetGeorgetown, CO 80444

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