EverTrust Bank

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.evertrustbank.com

626-993-3800

2 N. Lake Ave., Suite 1030
Pasadena, CA 91101

EverTrust Bank is headquartered in CITY OF INDUSTRY and is the 65^th largest bank in the state of California. It is also the 1,080^th largest bank in the nation. It was established in 1995 and as of March of 2025, it had grown to 91 employees at 8 locations. EverTrust Bank's savings rates are 8X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	34010
Year Established	1995
Employees	91
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	4.53%
Annual Interest Income	$13.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$963.2MM$923.9MM
Loans	Q1 2025vs Q1 2024	$709.7MM$648.8MM
Deposits	Q1 2025vs Q1 2024	$698.9MM$681.9MM
Equity Capital	Q1 2025vs Q1 2024	$244.8MM$223.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$9.9MM$7.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.1MM$10.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$161K$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EverTrust Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$5k^*	-	Smart Saver Savings Special - New Money
OTHER TIERS: 0.50% → $0 - $5k
4.00%^*	$5k^*	-	Business Smart Saver Savings Special - New Money
OTHER TIERS: 0.50% → $0 - $5k
2.00%^*	$1m^*	-	Hi-Yield Savings
OTHER TIERS: 0.50% → $3k - $10k \| 0.75% → $10k - $50k \| 1.00% → $50k - $100k \| 1.25% → $100k - $250k \| 1.50% → $250k - $500k \| 1.75% → $500k - $1m
0.05%	$0	-	Personal Savings

EverTrust Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$10k	-	5 Month CD Special
3.85%	$10k	-	10 Month CD Special
3.60%^*	$80k^*	-	3 Month Online CD
OTHER TIERS: 3.40% → $3k - $20k \| 3.50% → $20k - $80k
3.60%^*	$80k^*	-	6 Month Online CD
OTHER TIERS: 3.30% → $3k - $20k \| 3.45% → $20k - $80k
3.50%^*	$80k^*	-	9 Month Online CD
OTHER TIERS: 3.20% → $3k - $20k \| 3.35% → $20k - $80k
3.50%^*	$80k^*	-	1 Year Online CD
OTHER TIERS: 3.10% → $3k - $20k \| 3.30% → $20k - $80k

Locations

EverTrust Bank Locations
Arcadia Branch	1228 S. Baldwin Ave	Arcadia, CA 91007
Irvine Branch	14250 Culver Drive, Suite C	Irvine, CA 92604
Evertrust Bank	2 N Lake Ave	Pasadena, CA 91101
Alhambra Branch	333 E. Main Street, Suite #d	Alhambra, CA 91801
Cupertino Branch	20568 Stevens Creek Blvd.	Cupertino, CA 95014
Cerritos Branch	11458 South Street	Cerritos, CA 90703
City Of Industry	18645 East Gale Avenue Suite 110	City Of Industry, CA 91746
Milpitas Branch	390 Barber Lane	Milpitas, CA 95035

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