Overview / Commentary
Everyone's Federal Credit Union is headquartered in Tucumcari and is the 23rd largest credit union in the state of New Mexico. It is also the 2,488th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 13 employees and 4,521 members at 3 locations. Everyone's Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Everyone's Federal Credit Union is open to anyone who lives, works, or worships in the New Mexico counties of Guadalupe, Union, or Quay.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Everyone's Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9370 |
| Year Chartered | 1954 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.32% |
| Return on Equity - YTD | 9.67% |
| Annual Interest Income | $528K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $46.4MM$45.7MM |
| Loans | Q1 2025vs Q1 2024 | $26.4MM$24.2MM |
| Deposits | Q1 2025vs Q1 2024 | $39.2MM$39MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.1MM$5.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $570K$541K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$1,000 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |