Evolve Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.evolvefcu.org

915-593-5866

8820 Gazelle Dr
El Paso, TX 79925

Evolve Federal Credit Union is headquartered in El Paso and is the 81^st largest credit union in the state of Texas. It is also the 997^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 75 employees and 14,611 members at 8 locations. Evolve Federal Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Evolve Federal Credit Union is open to those who live, work, worship or attend school in El Paso County, Texas or Dona Ana, New Mexico. Businesses and other legal entities located within El Paso County are also eligible for membership.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1792
Year Chartered	1936
Employees	75
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.17%
Return on Equity - YTD	-1.98%
Annual Interest Income	$3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$323MM$336MM
Loans	Q1 2025vs Q1 2024	$210.6MM$222.9MM
Deposits	Q1 2025vs Q1 2024	$285.7MM$300.9MM
Equity Capital	Q1 2025vs Q1 2024	$28.3MM$25.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$384K$380K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$152K$312K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Evolve Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.56%	$250k	-	High-Yield Money Market
1.36%^*	$100k^*	-	Money Market
OTHER TIERS: 0.50% → $2.5k - $25k \| 0.75% → $25k - $100k

Evolve Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
7.23%	$0	$10k	ePriority Checking - Qualifying

Evolve Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.59%	$500	-	6 Month Boost Term Share Certificate
4.59%	$500	-	1 Year Boost Term Share Certificate
4.59%	$50	-	1 Year Boost Advantage CD Saver
4.59%	$100k	-	12 Month Boost Term Jumbo Share Certificate
3.82%	$500	-	2 Year Boost Term Share Certificate
3.82%	$100k	-	24 Month Boost Term Jumbo Share Certificate
3.56%	$500	-	5 Year Boost Term Share Certificate
3.56%	$100k	-	60 Month Boost Term Jumbo Share Certificate
3.45%	$500	-	4 Year Boost Term Share Certificate
3.45%	$100k	-	48 Month Boost Term Jumbo Share Certificate
3.40%	$500	-	3 Year Boost Term Share Certificate
3.40%	$100k	-	36 Month Boost Term Jumbo Share Certificate
2.79%	$500	-	3 Month Boost Term Share Certificate

Evolve Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.59%	$500	-	6 Month Term Share IRA
4.59%	$500	-	1 Year Term Share IRA
3.82%	$500	-	2 Year Term Share IRA
3.56%	$500	-	5 Year Term Share IRA
3.45%	$500	-	4 Year Term Share IRA
3.40%	$500	-	3 Year Term Share IRA

Locations

Evolve Federal Credit Union Locations
Branch Office	8820 Gazelle Dr	El Paso, TX 79925
Branch Office	8840 Gazelle Dr	El Paso, TX 79925
Branch Office	909 Myrtle Ave	El Paso, TX 79901-1513
Branch Office	1710 Saul Kleinfeld Dr	El Paso, TX 79936-3742
Branch Office	13012 EASTLAKE BLVD	EL PASO, TX 79928
Branch Office	12945 EDGEMERE	EL PASO, TX 79938
Branch Office	7721 Paseo Del Norte	El Paso, TX 79912
Branch Office	4170 Northrise	Las Cruces, NM 88011

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