Overview / Commentary
523 Delaware Street
Perry, OK 73077

Exchange Bank (OK) is headquartered in Perry and is the 62nd largest bank in the state of Oklahoma. It is also the 2,345th largest bank in the nation. It was established in 1896 and as of September of 2018, it had grown to 67 employees at 2 locations. Exchange Bank (OK) has an A health rating.


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Health Grade Components

FDIC Certificate #13366
Year Established1896
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD15.37%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$272.8MM$270.8MM
LoansQ3 2018vs Q3 2017$178.2MM$181.2MM
DepositsQ3 2018vs Q3 2017$238.3MM$237.3MM
Equity CapitalQ3 2018vs Q3 2017$29.7MM$30.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.3MM$2.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.7MM$3.0MM
Real Estate OwnedQ3 2018vs Q3 2017$16.00K$41.00K

Rates for Exchange Bank (OK) are currently being reviewed.


Exchange Bank (OK) Locations
Stillwater Branch4301 W. 6thStillwater, OK 74074
Exchange Bank and Trust Company523 Delaware StreetPerry, OK 73077
Stillwater Branch316 North Main StreetStillwater, OK 74075

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