Exchange Bank (NE)

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.eb-us.com

308-237-7711

3110 2Nd Ave.
Kearney, NE 68847

Exchange Bank (NE) is headquartered in KEARNEY and is the 9^th largest bank in the state of Nebraska. It is also the 750^th largest bank in the nation. It was established in 1917 and as of March of 2025, it had grown to 137 employees at 8 locations. Exchange Bank (NE)'s CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	1435
Year Established	1917
Employees	137
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.65%
Return on Equity - YTD	17.5%
Annual Interest Income	$21.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.49B$1.4B
Loans	Q1 2025vs Q1 2024	$1.02B$1B
Deposits	Q1 2025vs Q1 2024	$1.17B$1.13B
Equity Capital	Q1 2025vs Q1 2024	$138MM$140.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$14.8MM$15MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$13.3MM$6.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$116K$125K

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Exchange Bank (NE) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$50k^*	-	Exchange Club Account
OTHER TIERS: 0.10% → $0 - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k

Exchange Bank (NE) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.60% → $0 - $2.5k \| 0.80% → $2.5k - $10k \| 1.05% → $10k - $50k \| 1.15% → $50k - $75k
1.25%^*	$75k^*	-	Advantage Money Market
OTHER TIERS: 0.60% → $0 - $5k \| 0.80% → $5k - $25k \| 1.05% → $25k - $50k \| 1.15% → $50k - $75k

Exchange Bank (NE) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$100k^*	-	Premium Business Checking
OTHER TIERS: 1.00% → $0 - $100k
1.35%^*	$25k^*	-	Advantage Checking
OTHER TIERS: 1.00% → $0 - $25k
1.25%^*	$75k^*	-	Exchange Club Checking
OTHER TIERS: 0.50% → $0 - $10k \| 0.90% → $10k - $25k \| 1.00% → $25k - $50k \| 1.15% → $50k - $75k
1.25%^*	$20k^*	-	Platinum Checking
OTHER TIERS: 0.50% → $0 - $2.5k \| 0.65% → $2.5k - $10k \| 1.00% → $10k - $20k

Exchange Bank (NE) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$2.5k	-	6 Month CD Special
4.00%	$2.5k	-	12 Month CD Special
3.90%	$2.5k	-	24 Month CD Special
3.70%	$2.5k	-	36 Month CD Special

Locations

Exchange Bank (NE) Locations
Exchange Bank, Grand Island Branch	1204 Allen Drive	Grand Island, NE 68803
Exchange Bank	3110 2nd Ave	Kearney, NE 68847
Exchange Bank Branch	7655 Pioneers Blvd	Lincoln, NE 68516
The First National Bank And Trust Company Of Junct	702 North Washington Street	Junction City, KS 66441
Exchange Bank	1720 South Ohio Street	Salina, KS 67401
Exchange Bank	8008 West Dodge Road	Omaha, NE 68114
Gibbon Branch	14 Labarre Street	Gibbon, NE 68840

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