Exchange Bank & Trust is headquartered in Atchison and is the 29th largest bank in the state of Kansas. It is also the 1,625th largest bank in the nation. It was established in 1856 and as of December of 2019, it had grown to 88 employees at 9 locations. Exchange Bank & Trust has an A health rating.
We have been with Exchange Bank since 1990. We could not be happier with a bank and the service they give. The staff in the Military Accounts Department is superior. We had a check copied and used to open accounts. Linda at the bank notified us before we even had a clue anything was happening with our account. The account was closed instantly, however, they let us have access to our funds until we received all of the new cards and checks. A friend had a similar thing happen with her account. The "Big Name, Well Known" bank, closed their main account only after money and various other online drafts had been set up and the bank had been called by the customer. She was not able to access any of her funds for over three weeks. Exchange Bank gives us the Home Town service and conveniences of a large bank minus all of the charges.
| Overall | |
|---|---|
| FDIC Certificate # | 4619 |
| Year Established | 1856 |
| Employees | 88 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.38% |
| Return on Equity - YTD | 13.32% |
| Annual Interest Income | $17.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $444.4MM$433.8MM |
| Loans | Q4 2019vs Q4 2018 | $280.8MM$275.1MM |
| Deposits | Q4 2019vs Q4 2018 | $388.4MM$379.0MM |
| Equity Capital | Q4 2019vs Q4 2018 | $46.3MM$41.6MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $3.9MM$3.9MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $288.00K$478.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |
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| Exchange Bank & Trust Locations | ||
|---|---|---|
| Troy State Branch | 121 South Main Street | Troy, KS 66087 |
| Rushville State Bank Branch | 201 Valley | Rushville, MO 64484 |
| Easton Branch | 216 W Riley | Easton, KS 66020 |
| Lansing Branch - Towne Centre Branch | 399 Centre Drive | Lansing, KS 66043 |
| Effingham Branch | 423 Main Street | Effingham, KS 66023 |
| Exchange National Bank & Trust Co. | 600 Commercial Street | Atchison, KS 66002 |
| 630 Delaware Branch | 630 Delaware Street | Leavenworth, KS 66048 |
| Drive-In Branch | 701 Shawnee Street | Leavenworth, KS 66048 |
| Exchange Kansas Avenue Motor Branch | 712 Kansas Avenue Limited Service-Dr | Atchison, KS 66002 |