Exchange Bank & Trust is headquartered in Atchison and is the 28th largest bank in the state of Kansas. It is also the 1,597th largest bank in the nation. It was established in 1856 and as of June of 2022, it had grown to 90 employees at 10 locations. Exchange Bank & Trust's CD rates are 28% higher than the national average, and it has an A health rating.
Great Bank, Great Service
We have been with Exchange Bank since 1990. We could not be happier with a bank and the service they give. The staff in the Military Accounts Department is superior. We had a check copied and used to open accounts. Linda at the bank notified us before we even had a clue anything was happening with our account. The account was closed instantly, however, they let us have access to our funds until we received all of the new cards and checks. A friend had a similar thing happen with her account. The "Big Name, Well Known" bank, closed their main account only after money and various other online drafts had been set up and the bank had been called by the customer. She was not able to access any of her funds for over three weeks. Exchange Bank gives us the Home Town service and conveniences of a large bank minus all of the charges.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4619 |
| Year Established | 1856 |
| Employees | 90 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 11.21% |
| Annual Interest Income | $8.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $557.7MM$537.9MM |
| Loans | Q2 2022vs Q2 2021 | $340.0MM$317.0MM |
| Deposits | Q2 2022vs Q2 2021 | $495.8MM$470.5MM |
| Equity Capital | Q2 2022vs Q2 2021 | $49.3MM$54.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $4.4MM$4.3MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $56.00K$30.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |