Exchange Bank & Trust

Exchange Bank & Trust

Overview / Commentary
600 Commercial Street
Atchison, KS 66002

Exchange Bank & Trust is headquartered in Atchison and is the 29th largest bank in the state of Kansas. It is also the 1,625th largest bank in the nation. It was established in 1856 and as of December of 2019, it had grown to 88 employees at 9 locations. Exchange Bank & Trust has an A health rating.

Reviews (1)

Great Bank, Great Service

Posted by: |

We have been with Exchange Bank since 1990. We could not be happier with a bank and the service they give. The staff in the Military Accounts Department is superior. We had a check copied and used to open accounts. Linda at the bank notified us before we even had a clue anything was happening with our account. The account was closed instantly, however, they let us have access to our funds until we received all of the new cards and checks. A friend had a similar thing happen with her account. The "Big Name, Well Known" bank, closed their main account only after money and various other online drafts had been set up and the bank had been called by the customer. She was not able to access any of her funds for over three weeks. Exchange Bank gives us the Home Town service and conveniences of a large bank minus all of the charges.


Health Grade Components

FDIC Certificate #4619
Year Established1856
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.38%
Return on Equity - YTD13.32%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$444.4MM$433.8MM
LoansQ4 2019vs Q4 2018$280.8MM$275.1MM
DepositsQ4 2019vs Q4 2018$388.4MM$379.0MM
Equity CapitalQ4 2019vs Q4 2018$46.3MM$41.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.9MM$3.9MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$288.00K$478.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0

Sorry, we do not have rate data for Exchange Bank & Trust.


Exchange Bank & Trust Locations
Troy State Branch121 South Main StreetTroy, KS 66087
Rushville State Bank Branch201 ValleyRushville, MO 64484
Easton Branch216 W RileyEaston, KS 66020
Lansing Branch - Towne Centre Branch399 Centre DriveLansing, KS 66043
Effingham Branch423 Main StreetEffingham, KS 66023
Exchange National Bank & Trust Co.600 Commercial StreetAtchison, KS 66002
630 Delaware Branch630 Delaware StreetLeavenworth, KS 66048
Drive-In Branch701 Shawnee StreetLeavenworth, KS 66048
Exchange Kansas Avenue Motor Branch712 Kansas Avenue Limited Service-DrAtchison, KS 66002

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