Overview / Commentary
Exchange State Bank (IA) is headquartered in Ames and is the 171st largest bank in the state of Iowa. It is also the 3,552nd largest bank in the nation. It was established in 1902 and as of March of 2022, it had grown to 16 employees at 3 locations. Exchange State Bank (IA) has a B health rating.
Health
B
Data as of Q1 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Exchange State Bank (IA) has a negative return on equity.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10132 |
| Year Established | 1902 |
| Employees | 16 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.83% |
| Return on Equity - YTD | -23.13% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $146.8MM$132.0MM |
| Loans | Q1 2022vs Q1 2021 | $95.3MM$92.4MM |
| Deposits | Q1 2022vs Q1 2021 | $125.5MM$106.4MM |
| Equity Capital | Q1 2022vs Q1 2021 | $10.7MM$11.9MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $968.00K$967.00K |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $0$0 |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |