Exchange State Bank (IA)

Overview / Commentary
823 Wheeler St
Ames, IA 50010

Exchange State Bank (IA) is headquartered in AMES and is the 174th largest bank in the state of Iowa. It is also the 3,589th largest bank in the nation. It was established in 1902 and as of September of 2023, it had grown to 14 employees at 3 locations. Exchange State Bank (IA)'s CD rates are 4X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #10132
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.94%
Return on Equity - YTD21.59%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$129.9MM$131.8MM
LoansQ3 2023vs Q3 2022$104.8MM$103.5MM
DepositsQ3 2023vs Q3 2022$110.1MM$111.7MM
Equity CapitalQ3 2023vs Q3 2022$12MM$10.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$982K$968K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$0$25K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Exchange State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Exchange State Bank (IA) Savings Account Rates

0.65%$20-IRA Savings
0.20%$10-Safari Savings Club
0.15%$100-Regular Savings
0.15%*$2.5k*-Health Savings Account
OTHER TIERS: 0.10% Up to $2.5k

Exchange State Bank (IA) Money Market Rates

1.00%*$250k*-Money Market
OTHER TIERS: 0.50% Up to $25k | 0.60% $25k - $100k | 0.80% $100k - $250k

Exchange State Bank (IA) Checking Account Rates

0.10%$100-Checking with Interest

Exchange State Bank (IA) CD Rates

4.75%*$10k*-9 Month CD
OTHER TIERS: 2.00% $1k - $10k
4.00%*$10k*-6 Month CD
OTHER TIERS: 2.00% $1k - $10k
3.60%*$10k*-12 Month CD
OTHER TIERS: 2.00% $1k - $10k
3.50%*$10k*-18 Month CD
OTHER TIERS: 2.00% $1k - $10k
2.00%$1k-24 Month CD
2.00%$1k-30 Month CD
2.00%$1k-36 Month CD
2.00%$1k-42 Month CD
2.00%$1k-48 Month CD
2.00%$1k-60 Month CD

Exchange State Bank (IA) Locations
Exchange State Bank823 Wheeler StAmes, IA 50010
Exira Exchange Branch207 East WashingtonExira, IA 50076
Ames Branch104 Main StreetCollins, IA 50055

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