Excite Credit Union is headquartered in San Jose and is the 81st largest credit union in the state of California. It is also the 575th largest credit union in the nation. It was established in 1952 and as of December of 2021, it had grown to 117 employees and 42,628 members at 5 locations. Excite Credit Union's savings rates are 5X the national average, and it has an A health rating.
Excite Credit Union is open to anyone who lives, works, worships, or goes to school in Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, or San Mateo counties in California or Brunswick, Pender, or New Hanover counties in North Carolina. Membership also extends to family members, and employees of any one of the more than 400 SEGs.
See current membership details
Overall | |
---|---|
NCUA # | 68441 |
Year Chartered | 1952 |
Employees | 117 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.3% |
Return on Equity - YTD | 3.94% |
Annual Interest Income | $18.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $666.1MM$624.2MM |
Loans | Q4 2021vs Q4 2020 | $415.5MM$430.8MM |
Deposits | Q4 2021vs Q4 2020 | $612.8MM$565.6MM |
Equity Capital | Q4 2021vs Q4 2020 | $50.8MM$50.5MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $2.4MM$3.2MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.7MM$2.2MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Excite Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $200k* | - | High Yield Money Market | ||
OTHER TIERS: 0.10% → Up to $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.50%* | - | $20k | Go Checking | ||
OTHER TIERS: 0.10% → $20k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.20% | $500 | - | 60 Month IRA | |
1.00% | $500 | - | 48 Month IRA | |
0.95% | $500 | - | 36 Month IRA | |
0.90% | $500 | - | 24 Month IRA | |
0.75% | $500 | - | 12 Month IRA | |
0.45% | $500 | - | 6 Month IRA |
Excite Credit Union Locations | ||
---|---|---|
Branch Office | 848A Blossom Hill Rd | San Jose, CA 95123 |
Branch Office | 265 Curtner Ave | San Jose, CA 95125 |
Corporate Office | 151 Bernal Rd | San Jose, CA 95119-1306 |
Branch Office | 237 Racine Dr | Wilmington, NC 28403 |
Branch Office | 2465 S 17th St | Wilmington, NC 28401 |