Excite Credit Union

Overview / Commentary
151 Bernal Rd
San Jose, CA 95119

Excite Credit Union is headquartered in San Jose and is the 81st largest credit union in the state of California. It is also the 590th largest credit union in the nation. It was established in 1952 and as of December of 2023, it had grown to 119 employees and 46,225 members at 6 locations. Excite Credit Union has a C+ health rating.

Field of Membership Restrictions

Excite Credit Union is open to anyone who lives, works, worships, or goes to school in Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, or San Mateo counties in California or Brunswick, Pender, or New Hanover counties in North Carolina. Membership also extends to family members, and employees of any one of the more than 400 SEGs.
See current membership details


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Health Grade Components

NCUA #68441
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD5.35%
Annual Interest Income$29.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$702.7MM$720.5MM
LoansQ4 2023vs Q4 2022$519.9MM$534.6MM
DepositsQ4 2023vs Q4 2022$571.5MM$592.6MM
Equity CapitalQ4 2023vs Q4 2022$44.4MM$41.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$3.2MM$2.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$5.3MM$1.9MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

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Excite Credit Union Locations
Branch Office848A Blossom Hill RdSan Jose, CA 95123
Branch Office265 Curtner AveSan Jose, CA 95125
Corporate Office151 Bernal RdSan Jose, CA 95119-1306
Branch Office237 Racine DrWilmington, NC 28403
Branch Office2465 S 17th StWilmington, NC 28401
Branch Office1695 Alum Rock Ave Ste 50San Jose, CA 95116-2471

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