Excite Credit Union is headquartered in San Jose and is the 79th largest credit union in the state of California. It is also the 564th largest credit union in the nation. It was established in 1952 and as of September of 2022, it had grown to 114 employees and 44,394 members at 5 locations. Excite Credit Union's savings rates are 5X the national average, and it has a B+ health rating.
Excite Credit Union is open to anyone who lives, works, worships, or goes to school in Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, or San Mateo counties in California or Brunswick, Pender, or New Hanover counties in North Carolina. Membership also extends to family members, and employees of any one of the more than 400 SEGs.
See current membership details
Overall | |
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NCUA # | 68441 |
Year Chartered | 1952 |
Employees | 114 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.58% |
Return on Equity - YTD | 10.11% |
Annual Interest Income | $15.5MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $715.3MM$657.6MM |
Loans | Q3 2022vs Q3 2021 | $527.3MM$411.6MM |
Deposits | Q3 2022vs Q3 2021 | $603.7MM$602.6MM |
Equity Capital | Q3 2022vs Q3 2021 | $40.6MM$50.8MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $2.2MM$2.5MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.8MM$2.0MM |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Excite Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $200k* | - | High Yield Money Market | ||
OTHER TIERS: 0.10% → Up to $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $20k | Go Checking | ||
OTHER TIERS: 0.10% → $20k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.50% | $500 | - | 12 Month Promo IRA | |
2.25% | $500 | - | 12 Month IRA | |
2.25% | $500 | - | 24 Month IRA | |
2.25% | $500 | - | 36 Month IRA | |
2.25% | $500 | - | 48 Month IRA | |
2.25% | $500 | - | 60 Month IRA | |
0.50% | $500 | - | 6 Month IRA |
Excite Credit Union Locations | ||
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Branch Office | 848A Blossom Hill Rd | San Jose, CA 95123 |
Branch Office | 265 Curtner Ave | San Jose, CA 95125 |
Corporate Office | 151 Bernal Rd | San Jose, CA 95119-1306 |
Branch Office | 237 Racine Dr | Wilmington, NC 28403 |
Branch Office | 2465 S 17th St | Wilmington, NC 28401 |