Excite Credit Union is headquartered in San Jose and is the 79th largest credit union in the state of California. It is also the 572nd largest credit union in the nation. It was established in 1952 and as of June of 2023, it had grown to 119 employees and 45,515 members at 6 locations. Excite Credit Union's savings rates are 5X the national average, and it has a B health rating.
Excite Credit Union is open to anyone who lives, works, worships, or goes to school in Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, or San Mateo counties in California or Brunswick, Pender, or New Hanover counties in North Carolina. Membership also extends to family members, and employees of any one of the more than 400 SEGs.
See current membership details
Overall | |
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NCUA # | 68441 |
Year Chartered | 1952 |
Employees | 119 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.33% |
Return on Equity - YTD | 5.5% |
Annual Interest Income | $14.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $716.8MM$708.2MM |
Loans | Q2 2023vs Q2 2022 | $532.8MM$509.8MM |
Deposits | Q2 2023vs Q2 2022 | $583.0MM$609.4MM |
Equity Capital | Q2 2023vs Q2 2022 | $42.6MM$44.6MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $2.6MM$2.3MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.9MM$1.8MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Excite Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $200k* | - | High Yield Money Market | ||
OTHER TIERS: 0.10% → Up to $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.00%* | - | $250k | Voltage Save & Spend | ||
OTHER TIERS: 2.00% → $250k+ | |||||
2.00%* | - | $20k | Go Checking | ||
OTHER TIERS: 0.10% → $20k+ |
Excite Credit Union Locations | ||
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Branch Office | 848A Blossom Hill Rd | San Jose, CA 95123 |
Branch Office | 265 Curtner Ave | San Jose, CA 95125 |
Corporate Office | 151 Bernal Rd | San Jose, CA 95119-1306 |
Branch Office | 237 Racine Dr | Wilmington, NC 28403 |
Branch Office | 2465 S 17th St | Wilmington, NC 28401 |
Branch Office | 1695 Alum Rock Ave Ste 50 | San Jose, CA 95116-2471 |