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Excite Credit Union


Overview / Commentary
www.excitecu.org
800-232-8669
3315 Almaden Expy
San Jose, CA 95118

Excite Credit Union is headquartered in San Jose and is the 79th largest credit union in the state of California. It is also the 558th largest credit union in the nation. It was established in 1952 and as of December of 2020, it had grown to 122 employees and 41,788 members at 6 locations. Excite Credit Union's savings rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Excite Credit Union is open to anyone who lives, works, worships, or goes to school in Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, or San Mateo counties in California or Brunswick, Pender, or New Hanover counties in North Carolina. Membership also extends to family members, and employees of any one of the more than 400 SEGs.
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Health
A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68441
Year Chartered1952
Employees122
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD1.2%
Annual Interest Income$20.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$624.2MM$513.8MM
LoansQ4 2020vs Q4 2019$430.8MM$430.9MM
DepositsQ4 2020vs Q4 2019$565.6MM$450.4MM
Equity CapitalQ4 2020vs Q4 2019$50.5MM$50.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.2MM$3.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.2MM$3.2MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Excite Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Excite Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$2.5kYouth Savings
OTHER TIERS: 0.50% → $25k+
2.50%*$100*$2.5kGO Savings - New Members Bonus
OTHER TIERS: 0.05% → $2.5k+
0.20%$100-IRA Share
0.05%$100-Regular Share
0.05%$100-Holiday Club
0.05%$100-Vacation Club
0.05%$100-GO Savings

Excite Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$200k*-High Yield Money Market
OTHER TIERS: 0.10% → Up to $50k | 0.25% → $50k - $100k | 0.30% → $100k - $200k

Excite Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$20kGo Checking
OTHER TIERS: 0.10% → $20k+

Excite Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-60 Month Share Certificate
0.85%$250-60 Month Youth Share Certificate
0.80%$500-48 Month Share Certificate
0.80%$250-48 Month Youth Share Certificate
0.75%$500-36 Month Share Certificate
0.75%$250-36 Month Youth Share Certificate
0.65%$500-24 Month Share Certificate
0.65%$250-24 Month Youth Share Certificate
0.55%$500-12 Month Share Certificate
0.55%$250-12 Month Youth Share Certificate
0.35%$500-6 Month Share Certificate
0.35%$250-6 Month Youth Share Certificate

Excite Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-60 Month IRA
0.80%$500-48 Month IRA
0.75%$500-36 Month IRA
0.65%$500-24 Month IRA
0.55%$500-12 Month IRA
0.35%$500-6 Month IRA
Locations


Excite Credit Union Locations
Branch Office848A Blossom Hill RdSan Jose, CA 95123
Branch Office265 Curtner AveSan Jose, CA 95125
Branch Office3315 Almaden ExpySan Jose, CA 95118
Branch Office540 Lawrence Expy Ste 1Sunnyvale, CA 94085
Branch Office237 Racine DrWilmington, NC 28403
Branch Office2465 S 17th StWilmington, NC 28401

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