Excite Credit Union

Overview / Commentary
3315 Almaden Expy
San Jose, CA 95118

Excite Credit Union is headquartered in San Jose and is the 82nd largest credit union in the state of California. It is also the 576th largest credit union in the nation. It was established in 1952 and as of December of 2019, it had grown to 115 employees and 40,515 members at 6 locations. Excite Credit Union's savings rates are 10X the national average, and it has an A health rating.

Field of Membership Restrictions

Excite Credit Union is open to anyone who lives, works, worships, or goes to school in Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, or San Mateo counties in California or Brunswick, Pender, or New Hanover counties in North Carolina. Membership also extends to family members, and employees of any one of the more than 400 SEGs.
See current membership details

Related Posts

Excite Credit Union Offers High CD Rates, Short- and Long-Term - 3/5/2020

Excite Credit Union (CA/NC) has competitive CD rates: 12-month (2.20% APY), 24-month (2.25% APY), 48-month (2.50% APY), and 60-month (2.65% APY), $500 min deposit.

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #68441
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD2.48%
Return on Equity - YTD24.83%
Annual Interest Income$19.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$513.8MM$483.3MM
LoansQ4 2019vs Q4 2018$430.9MM$429.2MM
DepositsQ4 2019vs Q4 2018$450.4MM$430.2MM
Equity CapitalQ4 2019vs Q4 2018$50.3MM$37.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.0MM$3.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$3.2MM$2.7MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Excite Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Excite Credit Union Savings Account Rates

5.00%*-$2.5kYouth Savings
OTHER TIERS: 0.50% $25k+
5.00%*$100*$2.5kGO Savings - New Members Bonus
OTHER TIERS: 0.10% $2.5k+
0.25%$100-IRA Share
0.10%$100-Regular Share
0.10%$100-Holiday Club
0.10%$100-Vacation Club
0.10%$100-GO Savings

Excite Credit Union Money Market Rates

0.50%*$200k*-High Yield Money Market
OTHER TIERS: 0.15% Up to $50k | 0.30% $50k - $100k | 0.40% $100k - $200k

Excite Credit Union Checking Account Rates

2.25%*-$20kGo Checking
OTHER TIERS: 0.10% $20k+

Excite Credit Union CD Rates

2.00%$500-60 Month Share Certificate
2.00%$250-60 Month Youth Share Certificate
1.85%$500-48 Month Share Certificate
1.85%$250-48 Month Youth Share Certificate
1.65%$500-36 Month Share Certificate
1.65%$250-36 Month Youth Share Certificate
1.50%$500-24 Month Share Certificate
1.50%$250-24 Month Youth Share Certificate
1.25%$500-12 Month Share Certificate
1.25%$250-12 Month Youth Share Certificate
0.75%$500-6 Month Share Certificate
0.75%$250-6 Month Youth Share Certificate

Excite Credit Union IRA Rates

2.00%$500-60 Month IRA
1.85%$500-48 Month IRA
1.65%$500-36 Month IRA
1.50%$500-24 Month IRA
1.25%$500-12 Month IRA
0.75%$500-6 Month IRA

Excite Credit Union Locations
Branch Office848A Blossom Hill RdSan Jose, CA 95123
Branch Office265 Curtner AveSan Jose, CA 95125
Branch Office3315 Almaden ExpySan Jose, CA 95118
Branch Office540 Lawrence Expy Ste 1Sunnyvale, CA 94085
Branch Office237 Racine DrWilmington, NC 28403
Branch Office2465 S 17th StWilmington, NC 28401

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.