Excite Credit Union is headquartered in San Jose and is the 86th largest credit union in the state of California. It is also the 662nd largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 105 employees and 46,129 members at 6 locations. Excite Credit Union's savings rates are 10X the national average, and it has a B health rating.
Excite Credit Union is open to anyone who lives, works, worships, or goes to school in Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, or San Mateo counties in California or Brunswick, Pender, or New Hanover counties in North Carolina. Membership also extends to family members, and employees of any one of the more than 400 SEGs.
See current membership details
Overall | |
---|---|
NCUA # | 68441 |
Year Chartered | 1952 |
Employees | 105 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.2% |
Return on Equity - YTD | 3.96% |
Annual Interest Income | $7.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $618.8MM$687.6MM |
Loans | Q1 2025vs Q1 2024 | $460.4MM$510.6MM |
Deposits | Q1 2025vs Q1 2024 | $566MM$580.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $31.7MM$40.6MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.7MM$5.3MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.9MM$3.7MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Excite Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $200k* | - | High Yield Money Market | ||
OTHER TIERS: 0.10% → $0 - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $200k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | $0 | $250k | Voltage Save & Spend | ||
OTHER TIERS: 0.50% → $250k+ | |||||
1.00%* | $0 | $20k | Go Checking | ||
OTHER TIERS: 0.10% → $20k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.25% | $500 | - | 6 Month IRA | |
4.00% | $500 | - | 12 Month IRA | |
2.90% | $500 | - | 24 Month IRA | |
2.75% | $500 | - | 36 Month IRA | |
2.75% | $500 | - | 48 Month IRA | |
2.75% | $500 | - | 60 Month IRA | |
0.20% | $100 | - | IRA Share |
Excite Credit Union Locations | ||
---|---|---|
Branch Office | 848A Blossom Hill Rd | San Jose, CA 95123 |
Branch Office | 265 Curtner Ave | San Jose, CA 95125 |
Corporate Office | 151 Bernal Rd | San Jose, CA 95119-1306 |
Branch Office | 237 Racine Dr | Wilmington, NC 28403 |
Branch Office | 2465 S 17th St | Wilmington, NC 28401 |
Branch Office | 1695 Alum Rock Ave Ste 50 | San Jose, CA 95116-2471 |