Featured Savings Rates
Featured Accounts

Extra Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.76%5-year CD60 Months Fixed-Rate Certificate
0.50%1-year CD12 Months Fixed-Rate Certificate
0.05%SavingsFiduciary Account

Overview / Commentary
586-276-3000
6611 Chicago Road
Warren, MI 48092

Extra Credit Union is headquartered in Warren and is the 52nd largest credit union in the state of Michigan. It is also the 969th largest credit union in the nation. It was established in 1954 and as of December of 2016, it had grown to 61 employees and 18,986 members at 2 locations. Extra Credit Union has an A health rating.

Field of Membership Restrictions

Extra Credit Union of Michigan is open to the residents, church members, registered students and the people maintaining employment within these qualified counties: Macomb, Oakland, Wayne, and St. Clair, anyone affiliated with the field of education in Macomb County, and the family and/or household members of current members.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #60428
Year Chartered1954
Employees61
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD8.27%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$214.1MM$202.4MM
LoansQ4 2016vs Q4 2015$111.1MM$100.6MM
DepositsQ4 2016vs Q4 2015$193.3MM$183.4MM
Equity CapitalQ4 2016vs Q4 2015$18.4MM$17.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.8MM$1.2MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.2MM$931.00K
Real Estate OwnedQ4 2016vs Q4 2015$122.00K$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Extra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Extra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Primary Savings
0.05%$100-Youth Savings
0.05%$100-Fiduciary Account

Extra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market Account
OTHER TIERS: 0.15% $5k - $20k | 0.20% $20k - $50k

Extra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$500$50k60 Months Fixed-Rate Certificate
1.11%$500$50k36 Months Fixed-Rate Certificate
0.80%$500$50k24 Months Fixed-Rate Certificate
0.50%$500$50k12 Months Fixed-Rate Certificate
0.30%$500$50k6 Month Fixed-Rate Certificate
Locations


Extra Credit Union Locations
Branch Office37700 Van Dyke AveSterling Heights, MI 48312-1839
Branch Office6611 Chicago RdWarren, MI 48092-1685