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Extra Credit Union


Overview / Commentary
www.extracreditunion.org
586-276-3000
6611 Chicago Road
Warren, MI 48092

Extra Credit Union is headquartered in Warren and is the 52nd largest credit union in the state of Michigan. It is also the 927th largest credit union in the nation. It was established in 1954 and as of March of 2021, it had grown to 79 employees and 19,284 members at 1 location. Extra Credit Union has an A+ health rating.

Field of Membership Restrictions

Extra Credit Union of Michigan is open individuals who live, work, worship, or attend school anywhere in the state of Michigan.
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Health
A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #60428
Year Chartered1954
Employees79
Primary Regulator
Profit Margin
Return on Assets - YTD1.87%
Return on Equity - YTD16.53%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$315.8MM$249.3MM
LoansQ1 2021vs Q1 2020$131.5MM$141.1MM
DepositsQ1 2021vs Q1 2020$279.7MM$220.5MM
Equity CapitalQ1 2021vs Q1 2020$34.2MM$27.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$3.3MM$3.7MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$492.00K$1.6MM
Real Estate OwnedQ1 2021vs Q1 2020$40.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Extra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Primary Savings
0.05%--Youth Savings
0.05%--Organizational Savings Account.
0.05%$100-Futurity Savings Account
0.05%$100-Extra Savings Account

Extra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market Account
OTHER TIERS: 0.15% → $5k - $20k | 0.20% → $20k - $50k
0.25%*$50k*-Youth Money Market
OTHER TIERS: 0.15% → $2k - $20k | 0.20% → $20k - $50k

Extra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$500-60 Month Fixed-Rate Certificate
0.80%$500-36 Month Fixed-Rate Certificate
0.70%$500-24 Month Fixed-Rate Certificate
0.60%$500-12 Month Fixed-Rate Certificate
0.40%$500-6 Month Fixed-Rate Certificate
Locations


Extra Credit Union Locations
Branch Office6611 Chicago RdWarren, MI 48092-1685

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