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Extra Credit Union


Overview / Commentary
www.extracreditunion.org
586-276-3000
6611 Chicago Road
Warren, MI 48092

Extra Credit Union is headquartered in Warren and is the 52nd largest credit union in the state of Michigan. It is also the 943rd largest credit union in the nation. It was established in 1954 and as of June of 2020, it had grown to 73 employees and 19,306 members at 1 location. Extra Credit Union has an A+ health rating.

Field of Membership Restrictions

Extra Credit Union of Michigan is open individuals who live, work, worship, or attend school anywhere in the state of Michigan.
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Health
A+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #60428
Year Chartered1954
Employees73
Primary Regulator
Profit Margin
Return on Assets - YTD1.63%
Return on Equity - YTD14.41%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$274.8MM$238.8MM
LoansQ2 2020vs Q2 2019$136.9MM$132.4MM
DepositsQ2 2020vs Q2 2019$243.3MM$212.4MM
Equity CapitalQ2 2020vs Q2 2019$29.7MM$24.5MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.4MM$3.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.4MM$1.5MM
Real Estate OwnedQ2 2020vs Q2 2019$0$171.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Extra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Primary Savings
0.05%--Youth Savings
0.05%--Organizational Savings Account.
0.05%$100-Futurity Savings Account
0.05%$100-Extra Savings Account

Extra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market Account
OTHER TIERS: 0.15% → $5k - $20k | 0.20% → $20k - $50k
0.25%*$50k*-Youth Money Market
OTHER TIERS: 0.15% → $2k - $20k | 0.20% → $20k - $50k

Extra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$500-60 Month Fixed-Rate Certificate
0.80%$500-36 Month Fixed-Rate Certificate
0.70%$500-24 Month Fixed-Rate Certificate
0.60%$500-12 Month Fixed-Rate Certificate
0.40%$500-6 Month Fixed-Rate Certificate
Locations


Extra Credit Union Locations
Branch Office6611 Chicago RdWarren, MI 48092-1685

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