Advertising Disclosure
  1. Banks
  2. Extra Credit Union

Extra Credit Union


Overview / Commentary
www.extracreditunion.org
586-276-3000
6611 Chicago Road
Warren, MI 48092

Extra Credit Union is headquartered in Warren and is the 53rd largest credit union in the state of Michigan. It is also the 936th largest credit union in the nation. It was established in 1954 and as of September of 2021, it had grown to 78 employees and 19,124 members at 1 location. Extra Credit Union has an A+ health rating.

Field of Membership Restrictions

Extra Credit Union of Michigan is open individuals who live, work, worship, or attend school anywhere in the state of Michigan.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #60428
Year Chartered1954
Employees78
Primary Regulator
Profit Margin
Return on Assets - YTD1.68%
Return on Equity - YTD14.69%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$319.1MM$276.1MM
LoansQ3 2021vs Q3 2020$132.6MM$136.0MM
DepositsQ3 2021vs Q3 2020$280.4MM$242.5MM
Equity CapitalQ3 2021vs Q3 2020$36.7MM$32.0MM
Loan Loss AllowanceQ3 2021vs Q3 2020$3.3MM$3.4MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.2MM$712.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Extra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Extra Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Primary Savings
0.05%--Youth Savings
0.05%--Organizational Savings Account.
0.05%$100-Futurity Savings Account
0.05%$100-Extra Savings Account

Extra Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.10% → $5k - $20k | 0.15% → $20k - $50k
0.20%*$50k*-Youth Money Market
OTHER TIERS: 0.10% → $2k - $20k | 0.15% → $20k - $50k

Extra Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Fixed-Rate Certificate
0.55%$500-24 Month Fixed-Rate Certificate
0.45%$500-12 Month Fixed-Rate Certificate
0.30%$500-6 Month Fixed-Rate Certificate
Locations


Extra Credit Union Locations
Branch Office6611 Chicago RdWarren, MI 48092-1685

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.