Extra Credit Union

Overview / Commentary
6611 Chicago Road
Warren, MI 48092

Extra Credit Union is headquartered in Warren and is the 52nd largest credit union in the state of Michigan. It is also the 921st largest credit union in the nation. It was established in 1954 and as of June of 2021, it had grown to 79 employees and 19,165 members at 1 location. Extra Credit Union has an A+ health rating.

Field of Membership Restrictions

Extra Credit Union of Michigan is open individuals who live, work, worship, or attend school anywhere in the state of Michigan.
See current membership details


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Health Grade Components

NCUA #60428
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.66%
Return on Equity - YTD14.92%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$322.0MM$274.8MM
LoansQ2 2021vs Q2 2020$130.5MM$136.9MM
DepositsQ2 2021vs Q2 2020$285.0MM$243.3MM
Equity CapitalQ2 2021vs Q2 2020$35.4MM$29.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$3.3MM$3.4MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$709.00K$1.4MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Extra Credit Union Savings Account Rates

0.05%$100-Primary Savings
0.05%--Youth Savings
0.05%--Organizational Savings Account.
0.05%$100-Futurity Savings Account
0.05%$100-Extra Savings Account

Extra Credit Union Money Market Rates

0.20%*$50k*-Money Market Account
OTHER TIERS: 0.10% $5k - $20k | 0.15% $20k - $50k
0.20%*$50k*-Youth Money Market
OTHER TIERS: 0.10% $2k - $20k | 0.15% $20k - $50k

Extra Credit Union CD Rates

1.00%$500-60 Month Fixed-Rate Certificate
0.80%$500-36 Month Fixed-Rate Certificate
0.55%$500-24 Month Fixed-Rate Certificate
0.45%$500-12 Month Fixed-Rate Certificate
0.30%$500-6 Month Fixed-Rate Certificate

Extra Credit Union Locations
Branch Office6611 Chicago RdWarren, MI 48092-1685

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