Extra Credit Union

Overview / Commentary
6611 Chicago Road
Warren, MI 48092

Extra Credit Union is headquartered in Warren and is the 52nd largest credit union in the state of Michigan. It is also the 980th largest credit union in the nation. It was established in 1954 and as of September of 2019, it had grown to 86 employees and 19,656 members at 2 locations. Extra Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Extra Credit Union of Michigan is open to the residents, church members, registered students and the people maintaining employment within these qualified counties: Macomb, Oakland, Wayne, and St. Clair, anyone affiliated with the field of education in Macomb County, and the family and/or household members of current members.
See current membership details

Related Posts

View all posts from:


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #60428
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD11.35%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$231.9MM$229.3MM
LoansQ3 2019vs Q3 2018$137.6MM$131.8MM
DepositsQ3 2019vs Q3 2018$204.0MM$206.6MM
Equity CapitalQ3 2019vs Q3 2018$25.7MM$20.8MM
Loan Loss AllowanceQ3 2019vs Q3 2018$3.8MM$3.6MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$1.5MM$2.3MM
Real Estate OwnedQ3 2019vs Q3 2018$136.00K$159.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Extra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Extra Credit Union Savings Account Rates

0.10%$100-Primary Savings
0.10%--Youth Savings
0.10%--Organizational Savings Account.
0.10%$100-Futurity Savings Account
0.10%$100-Extra Savings Account

Extra Credit Union Money Market Rates

0.50%*$50k*-Money Market Account
OTHER TIERS: 0.35% $5k - $20k | 0.45% $20k - $50k
0.50%*$50k*-Youth Money Market
OTHER TIERS: 0.35% $2k - $20k | 0.45% $20k - $50k

Extra Credit Union CD Rates

2.78%$500$50k60 Month Fixed-Rate Certificate
2.27%$500$50k36 Month Fixed-Rate Certificate
1.51%$500$50k24 Month Fixed-Rate Certificate
1.00%$500$50k12 Month Fixed-Rate Certificate
0.75%$500$50k6 Month Fixed-Rate Certificate

Extra Credit Union Locations
Branch Office37700 Van Dyke AveSterling Heights, MI 48312-1839
Branch Office6611 Chicago RdWarren, MI 48092-1685

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected]ts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.