Extra Credit Union


Overview / Commentary
586-276-3000
6611 Chicago Road
Warren, MI 48092

Extra Credit Union is headquartered in Warren and is the 59th largest credit union in the state of Michigan. It is also the 977th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 90 employees and 19,067 members at 2 locations. Extra Credit Union has an A health rating.

Field of Membership Restrictions

Extra Credit Union of Michigan is open individuals who live, work, worship, or attend school anywhere in the state of Michigan.
See current membership details

Reviews (1)

Extra CU Lowers Rates

Posted by: |

4.5% 3yr lowered to 4%
4.75% 5yr lowered to 4.25%



Health

Health Grade Components

Overall
NCUA #60428
Year Chartered1954
Employees90
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD8.83%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$332.7MM$318.2MM
LoansQ1 2025vs Q1 2024$186.8MM$183.6MM
DepositsQ1 2025vs Q1 2024$283.9MM$276.8MM
Equity CapitalQ1 2025vs Q1 2024$46.4MM$38.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.6MM$5.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.8MM$1.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Extra Credit Union are currently being reviewed.

Locations


Extra Credit Union Locations
Branch Office6611 Chicago RdWarren, MI 48092-1685
Branch Office59321 Van Dyke RdWashington Township, MI 48094-2542

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