Featured Savings Rates
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Extra Credit Union

Popular Accounts at this Credit Union

1.76%5-year CD60 Months Fixed-Rate Certificate
0.50%1-year CD12 Months Fixed-Rate Certificate
0.05%SavingsExtra Savings Account

Overview / Commentary
6611 Chicago Road
Warren, MI 48092

Extra Credit Union is headquartered in Warren and is the 52nd largest credit union in the state of Michigan. It is also the 968th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 64 employees and 19,561 members at 2 locations. Extra Credit Union has an A health rating.

Field of Membership Restrictions

Extra Credit Union of Michigan is open to the residents, church members, registered students and the people maintaining employment within these qualified counties: Macomb, Oakland, Wayne, and St. Clair, anyone affiliated with the field of education in Macomb County, and the family and/or household members of current members.
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Health Grade Components

NCUA #60428
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD7.52%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$223.2MM$209.6MM
LoansQ2 2017vs Q2 2016$120.5MM$104.9MM
DepositsQ2 2017vs Q2 2016$201.4MM$188.8MM
Equity CapitalQ2 2017vs Q2 2016$19.7MM$18.7MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.2MM$1.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.0MM$923.00K
Real Estate OwnedQ2 2017vs Q2 2016$68.00K$85.00K
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Extra Credit Union Savings Account Rates

0.05%$100-Primary Savings
0.05%--Youth Savings
0.05%--Organizational Savings Account.
0.05%$100-Futurity Savings Account
0.05%$100-Extra Savings Account

Extra Credit Union Money Market Rates

0.25%*$50k*-Money Market Account
OTHER TIERS: 0.15% $5k - $20k | 0.20% $20k - $50k
0.25%*$50k*-Youth Money Market
OTHER TIERS: 0.15% $2k - $20k | 0.20% $20k - $50k

Extra Credit Union CD Rates

1.76%$500$50k60 Months Fixed-Rate Certificate
1.11%$500$50k36 Months Fixed-Rate Certificate
0.80%$500$50k24 Months Fixed-Rate Certificate
0.50%$500$50k12 Months Fixed-Rate Certificate
0.30%$500$50k6 Month Fixed-Rate Certificate

Extra Credit Union Locations
Branch Office37700 Van Dyke AveSterling Heights, MI 48312-1839
Branch Office6611 Chicago RdWarren, MI 48092-1685