F & M Community Bank, National Association

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fmcommunity.com

507-765-3823

100 St. Anthony Street North
Preston, MN 55965

F & M Community Bank, National Association is headquartered in PRESTON and is the 112^th largest bank in the state of Minnesota. It is also the 3,012^th largest bank in the nation. It was established in 1911 and as of March of 2025, it had grown to 36 employees at 3 locations. F & M Community Bank, National Association has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	10967
Year Established	1911
Employees	36
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	10.08%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$205.8MM$204.5MM
Loans	Q1 2025vs Q1 2024	$142MM$142.8MM
Deposits	Q1 2025vs Q1 2024	$179.8MM$175.3MM
Equity Capital	Q1 2025vs Q1 2024	$15MM$13.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.8MM$1.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

F & M Community Bank, National Association Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$0	$20k	Reward Checking
OTHER TIERS: 0.15% → $20k+

Locations

F & M Community Bank, National Association Locations
F & M Community Bank, National Association	100 Saint Anthony St N	Preston, MN 55965
F & M Community Bank, Chatfield Branch	229 Main Street North	Chatfield, MN 55923
Rochester Branch	2768 Superior Drive Nw	Rochester, MN 55901

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