Fairfield County Bank

Overview / Commentary

www.fairfieldcountybank.com

800-776-6518

150 Danbury Road
Ridgefield, CT 06877

Fairfield County Bank is headquartered in Ridgefield and is the 8^th largest bank in the state of Connecticut. It is also the 537^th largest bank in the nation. It was established in 1871 and as of June of 2019, it had grown to 285 employees at 16 locations. Fairfield County Bank has an A health rating.

Reviews (1)

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Fairfield County Bank...Great Local Bank!

Posted by: Readerrest | Oct 28, 2017

The service at Fairfield County Bank in Ridgefield, CT is fantastic. I have had many opportunities to work with the branch workers on Main Street, and they are always friendly and helpful. It is very easy to access accounts, deposit money and checks, and make withdrawals from within the branch. There is rarely ever a wait time and most transactions are handled in minutes. I served as treasurer for an organization whose accounts were held there. Often, I would have several transactions at a time. Many of those transactions involved depositing large sums of cash or many checks. On each occasion, the transaction went smoothly and moneys were deposited accurately. The online system was very useful for verifying and reconciling accounts. It was also easy to order supplies such as checks straight from the website. Additionally, their phone support was very helpful and prompt. I would highly recommend Fairfield County Bank on Main Street in Ridgefield, CT for personal and business banking.

Comment

Health

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	18213
Year Established	1871
Employees	285
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	6.38%
Annual Interest Income	$30.9MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$1.57B$1.51B
Loans	Q2 2019vs Q2 2018	$1.08B$1.09B
Deposits	Q2 2019vs Q2 2018	$1.26B$1.20B
Equity Capital	Q2 2019vs Q2 2018	$212.1MM$190.4MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$11.4MM$12.5MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$6.2MM$12.3MM
Real Estate Owned	Q2 2019vs Q2 2018	$1.1MM$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fairfield County Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$100k^*	-	Statement Savings
OTHER TIERS: 0.01% → Up to $2.5k \| 0.02% → $2.5k - $20k \| 0.03% → $20k - $50k \| 0.04% → $50k - $100k
0.04%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.01% → Up to $2.5k \| 0.02% → $2.5k - $5k \| 0.03% → $5k - $10k

Fairfield County Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.08%^*	$500k^*	-	Personal Money Market Savings
OTHER TIERS: 0.02% → $1k - $25k \| 0.04% → $25k - $100k \| 0.06% → $100k - $500k
0.08%^*	$500k^*	-	Business Money Market Checking
OTHER TIERS: 0.02% → $2.5k - $25k \| 0.04% → $25k - $100k \| 0.06% → $100k - $500k

Fairfield County Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$100k^*	-	Pinnacle Checking
OTHER TIERS: 0.04% → $1k - $25k \| 0.06% → $25k - $50k \| 0.07% → $50k - $100k
0.03%^*	$100k^*	-	Non Profit NOW
OTHER TIERS: 0.01% → $1.5k - $25k \| 0.02% → $25k - $100k
0.03%^*	$5k^*	-	Charter Checking
OTHER TIERS: 0.01% → $500 - $2.5k \| 0.02% → $2.5k - $5k

Fairfield County Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.30%^*	$100k^*	-	5 Year CD
OTHER TIERS: 1.20% → $2.5k - $25k \| 1.25% → $25k - $100k
1.10%^*	$100k^*	-	4 Year CD
OTHER TIERS: 0.95% → $2.5k - $25k \| 1.00% → $25k - $100k
0.80%^*	$100k^*	-	3 Year CD
OTHER TIERS: 0.70% → $2.5k - $25k \| 0.75% → $25k - $100k
0.60%^*	$100k^*	-	2 Year CD
OTHER TIERS: 0.50% → $2.5k - $25k \| 0.55% → $25k - $100k
0.40%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.30% → $2.5k - $25k \| 0.35% → $25k - $100k
0.30%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.20% → $2.5k - $25k \| 0.25% → $25k - $100k
0.25%^*	$100k^*	-	9 Month CD
OTHER TIERS: 0.15% → $2.5k - $25k \| 0.20% → $25k - $100k
0.20%^*	$100k^*	-	182 Day CD
OTHER TIERS: 0.10% → $2.5k - $25k \| 0.15% → $25k - $100k
0.15%^*	$100k^*	-	91 Day CD
OTHER TIERS: 0.08% → $2.5k - $25k \| 0.12% → $25k - $100k

Locations

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