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Fairfield County Bank


Overview / Commentary
www.fairfieldcountybank.com
877-431-7431
150 Danbury Road
Ridgefield, CT 06877

Fairfield County Bank is headquartered in Ridgefield and is the 7th largest bank in the state of Connecticut. It is also the 547th largest bank in the nation. It was established in 1871 and as of December of 2019, it had grown to 275 employees at 16 locations. Fairfield County Bank has a B+ health rating.

Reviews (1)

Fairfield County Bank...Great Local Bank!

Posted by: |

The service at Fairfield County Bank in Ridgefield, CT is fantastic. I have had many opportunities to work with the branch workers on Main Street, and they are always friendly and helpful. It is very easy to access accounts, deposit money and checks, and make withdrawals from within the branch. There is rarely ever a wait time and most transactions are handled in minutes. I served as treasurer for an organization whose accounts were held there. Often, I would have several transactions at a time. Many of those transactions involved depositing large sums of cash or many checks. On each occasion, the transaction went smoothly and moneys were deposited accurately. The online system was very useful for verifying and reconciling accounts. It was also easy to order supplies such as checks straight from the website. Additionally, their phone support was very helpful and prompt. I would highly recommend Fairfield County Bank on Main Street in Ridgefield, CT for personal and business banking.

1


Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18213
Year Established1871
Employees275
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD4.94%
Annual Interest Income$60.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.56B$1.49B
LoansQ4 2019vs Q4 2018$1.13B$1.09B
DepositsQ4 2019vs Q4 2018$1.16B$1.17B
Equity CapitalQ4 2019vs Q4 2018$215.7MM$199.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$11.5MM$11.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$8.0MM$3.6MM
Real Estate OwnedQ4 2019vs Q4 2018$1.6MM$933.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Fairfield County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fairfield County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$100k*-Statement Savings
OTHER TIERS: 0.01% → Up to $2.5k | 0.02% → $2.5k - $20k | 0.03% → $20k - $50k | 0.04% → $50k - $100k
0.04%*$10k*-Health Savings Account
OTHER TIERS: 0.01% → Up to $2.5k | 0.02% → $2.5k - $5k | 0.03% → $5k - $10k

Fairfield County Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$500k*-Personal Money Market Savings
OTHER TIERS: 0.02% → $1k - $25k | 0.04% → $25k - $100k | 0.06% → $100k - $500k
0.08%*$500k*-Business Money Market Checking
OTHER TIERS: 0.02% → $2.5k - $25k | 0.04% → $25k - $100k | 0.06% → $100k - $500k

Fairfield County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Pinnacle Checking
OTHER TIERS: 0.04% → $1k - $25k | 0.06% → $25k - $50k | 0.07% → $50k - $100k
0.03%*$100k*-Non Profit NOW
OTHER TIERS: 0.01% → $1.5k - $25k | 0.02% → $25k - $100k
0.03%*$5k*-Charter Checking
OTHER TIERS: 0.01% → $500 - $2.5k | 0.02% → $2.5k - $5k

Fairfield County Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$100k*-5 Year CD
OTHER TIERS: 1.20% → $2.5k - $25k | 1.25% → $25k - $100k
1.10%*$100k*-4 Year CD
OTHER TIERS: 0.95% → $2.5k - $25k | 1.00% → $25k - $100k
0.80%*$100k*-3 Year CD
OTHER TIERS: 0.70% → $2.5k - $25k | 0.75% → $25k - $100k
0.60%*$100k*-2 Year CD
OTHER TIERS: 0.50% → $2.5k - $25k | 0.55% → $25k - $100k
0.40%*$100k*-18 Month CD
OTHER TIERS: 0.30% → $2.5k - $25k | 0.35% → $25k - $100k
0.30%*$100k*-12 Month CD
OTHER TIERS: 0.20% → $2.5k - $25k | 0.25% → $25k - $100k
0.25%*$100k*-9 Month CD
OTHER TIERS: 0.15% → $2.5k - $25k | 0.20% → $25k - $100k
0.20%*$100k*-182 Day CD
OTHER TIERS: 0.10% → $2.5k - $25k | 0.15% → $25k - $100k
0.15%*$100k*-91 Day CD
OTHER TIERS: 0.08% → $2.5k - $25k | 0.12% → $25k - $100k
Locations

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