Fairfield County Bank is headquartered in Ridgefield and is the 5th largest bank in the state of Connecticut. It is also the 539th largest bank in the nation. It was established in 1871 and as of June of 2022, it had grown to 270 employees at 16 locations. Fairfield County Bank's CD rates are 2X the national average, and it boasts an A+ health rating.
The service at Fairfield County Bank in Ridgefield, CT is fantastic. I have had many opportunities to work with the branch workers on Main Street, and they are always friendly and helpful. It is very easy to access accounts, deposit money and checks, and make withdrawals from within the branch. There is rarely ever a wait time and most transactions are handled in minutes. I served as treasurer for an organization whose accounts were held there. Often, I would have several transactions at a time. Many of those transactions involved depositing large sums of cash or many checks. On each occasion, the transaction went smoothly and moneys were deposited accurately. The online system was very useful for verifying and reconciling accounts. It was also easy to order supplies such as checks straight from the website. Additionally, their phone support was very helpful and prompt. I would highly recommend Fairfield County Bank on Main Street in Ridgefield, CT for personal and business banking.
Overall | |
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FDIC Certificate # | 18213 |
Year Established | 1871 |
Employees | 270 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.68% |
Return on Equity - YTD | 6.09% |
Annual Interest Income | $29.9MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $2.02B$1.90B |
Loans | Q2 2022vs Q2 2021 | $1.24B$1.28B |
Deposits | Q2 2022vs Q2 2021 | $1.69B$1.55B |
Equity Capital | Q2 2022vs Q2 2021 | $202.5MM$234.8MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $16.1MM$16.0MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $3.2MM$6.6MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.