Fairfield County Bank

Overview / Commentary
150 Danbury Road
Ridgefield, CT 06877

Fairfield County Bank is headquartered in Ridgefield and is the 7th largest bank in the state of Connecticut. It is also the 572nd largest bank in the nation. It was established in 1871 and as of March of 2021, it had grown to 260 employees at 16 locations. Fairfield County Bank has an A+ health rating.

Reviews (1)

Fairfield County Bank...Great Local Bank!

The service at Fairfield County Bank in Ridgefield, CT is fantastic. I have had many opportunities to work with the branch workers on Main Street, and they are always friendly and helpful. It is very easy to access accounts, deposit money and checks, and make withdrawals from within the branch. There is rarely ever a wait time and most transactions are handled in minutes. I served as treasurer for an organization whose accounts were held there. Often, I would have several transactions at a time. Many of those transactions involved depositing large sums of cash or many checks. On each occasion, the transaction went smoothly and moneys were deposited accurately. The online system was very useful for verifying and reconciling accounts. It was also easy to order supplies such as checks straight from the website. Additionally, their phone support was very helpful and prompt. I would highly recommend Fairfield County Bank on Main Street in Ridgefield, CT for personal and business banking.


Health Grade Components

FDIC Certificate #18213
Year Established1871
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD8.53%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.85B$1.56B
LoansQ1 2021vs Q1 2020$1.29B$1.13B
DepositsQ1 2021vs Q1 2020$1.49B$1.18B
Equity CapitalQ1 2021vs Q1 2020$228.3MM$222.6MM
Loan Loss AllowanceQ1 2021vs Q1 2020$15.8MM$11.6MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$9.1MM$3.6MM
Real Estate OwnedQ1 2021vs Q1 2020$0$1.6MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fairfield County Bank Savings Account Rates

0.05%*$100k*-Statement Savings
OTHER TIERS: 0.01% Up to $2.5k | 0.02% $2.5k - $20k | 0.03% $20k - $50k | 0.04% $50k - $100k
0.04%*$10k*-Health Savings Account
OTHER TIERS: 0.01% Up to $2.5k | 0.02% $2.5k - $5k | 0.03% $5k - $10k

Fairfield County Bank Money Market Rates

0.08%*$500k*-Personal Money Market Savings
OTHER TIERS: 0.02% $1k - $25k | 0.04% $25k - $100k | 0.06% $100k - $500k
0.08%*$500k*-Business Money Market Checking
OTHER TIERS: 0.02% $2.5k - $25k | 0.04% $25k - $100k | 0.06% $100k - $500k

Fairfield County Bank Checking Account Rates

0.10%*$100k*-Pinnacle Checking
OTHER TIERS: 0.04% $1k - $25k | 0.06% $25k - $50k | 0.07% $50k - $100k
0.03%*$100k*-Non Profit NOW
OTHER TIERS: 0.01% $1.5k - $25k | 0.02% $25k - $100k
0.03%*$5k*-Charter Checking
OTHER TIERS: 0.01% $500 - $2.5k | 0.02% $2.5k - $5k

Fairfield County Bank CD Rates

0.95%*$100k*-5 Year CD
OTHER TIERS: 0.85% $2.5k - $25k | 0.90% $25k - $100k
0.85%*$100k*-4 Year CD
OTHER TIERS: 0.75% $2.5k - $25k | 0.80% $25k - $100k
0.70%*$100k*-3 Year CD
OTHER TIERS: 0.60% $2.5k - $25k | 0.65% $25k - $100k
0.60%*$100k*-2 Year CD
OTHER TIERS: 0.50% $2.5k - $25k | 0.55% $25k - $100k
0.40%*$100k*-18 Month CD
OTHER TIERS: 0.30% $2.5k - $25k | 0.35% $25k - $100k
0.30%*$100k*-12 Month CD
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $100k
0.25%*$100k*-9 Month CD
OTHER TIERS: 0.15% $2.5k - $25k | 0.20% $25k - $100k
0.20%*$100k*-182 Day CD
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $100k
0.15%*$100k*-91 Day CD
OTHER TIERS: 0.08% $2.5k - $25k | 0.12% $25k - $100k


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