Fairfield Community Credit Union
Fairfield Community Credit Union
Overview / Commentary
Fairfield Community Credit Union is headquartered in Pine Bluff and is the 6th largest credit union in the state of Arkansas. It is also the 1,855th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 26 employees and 9,566 members at 4 locations. Fairfield Community Credit Union has a B+ health rating.
Field of Membership Restrictions
Fairfield Community Credit Union is open to those who own a business or live, work, worship or attend school in Jefferson County, Arkansas and to immediate family of current members.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fairfield Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12305 |
| Year Chartered | 1958 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 3.96% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $97.6MM$98.4MM |
| Loans | Q1 2025vs Q1 2024 | $35.1MM$31MM |
| Deposits | Q1 2025vs Q1 2024 | $75.9MM$77.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $21.6MM$20.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $476K$182K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $781K$509K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |