Fairmont Federal Credit Union

Overview / Commentary
2 The Credit Union Way
Fairmont, WV 26554

Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 734th largest credit union in the nation. It was established in 1939 and as of September of 2023, it had grown to 117 employees and 44,282 members at 9 locations. Fairmont Federal Credit Union's CD rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Fairmont Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the West Virginia counties of Harrison, Marion, Monongalia, Preston, or Taylor. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details

Reviews (2)

Fairmont Credit Union Moveing To New Branch

I feel the move closing other branches is a bad idea . Fairmont is inconvent enough there present branches are in accable for customers don't have cars now there moveing to a place whare buses don't run the buses that travel down the connector is pleasant valley mall it's to and from pleasant Valley Road edgemont loop comes from arbers and Mt Harmany comes from side road from Morgantown Ave and they only aloud to stop at the 4 bus booths on the gate way there's no bus goes up there but gateway mall no one knows times when it stops at the depot in town if you have to walk the highway is to more dangerous than universty ave in Morgantown to cross


Posted by: |

I am very dis-pleased with the the lack of customer service provided. This credit union was great but they have gone down hill in regards to customer service. When I tried to reach a live representative 38 minutes had passed and it took me three attempts...then I was transferred to a dead connection because the live agent said that she could not help!?!...VERY SAD


Health Grade Components

NCUA #3439
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD14.06%
Annual Interest Income$12.2MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$482.7MM$493.1MM
LoansQ3 2023vs Q3 2022$356.2MM$304.5MM
DepositsQ3 2023vs Q3 2022$441.4MM$458.3MM
Equity CapitalQ3 2023vs Q3 2022$34MM$29.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.1MM$353K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.9MM$1.4MM
Real Estate OwnedQ3 2023vs Q3 2022$20K$95K
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Always verify rates and promotions with the bank or credit union. We are not Fairmont Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fairmont Federal Credit Union Savings Account Rates

5.00%*-$500Youth Savings Challenge Club
OTHER TIERS: 0.10% $500+
2.50%*-$500Debit Card Round Up Savings Club
OTHER TIERS: 0.10% $500+
0.75%--IRA Traditional Club
0.75%--IRA Roth Club
0.75%--IRA Education Club
0.10%$50-Share Savings
0.10%--Holiday Club
0.10%--Other Clubs
0.10%$50-Business Share Savings

Fairmont Federal Credit Union Money Market Rates

0.75%*$100k*-Money Manager Checking
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.35% $25k - $100k

Fairmont Federal Credit Union Checking Account Rates

1.00%*-$10kKasasa Cash
OTHER TIERS: 0.10% $10k+
0.25%*$2k*-Priority Choice Checking
OTHER TIERS: 0.10% Up to $2k
0.15%*$100k*-Basic Business Checking
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.15%*$100k*-Business Checking II
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.15%*$100k*-Business Checking Exempt
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k

Fairmont Federal Credit Union CD Rates

5.25%$500-12 Month Premier Share Draft Membership Certificate
5.25%$100k-12 Month Jumbo Share Certificate
5.00%$500-12 Month Share Certificate
3.25%$1.5k-60 Month Premier Share Draft Membership Certificate
3.25%$100k-60 Month Jumbo Share Certificate
3.00%$1.5k-60 Month Share Certificate
3.00%$1.5k-48 Month Premier Share Draft Membership Certificate
3.00%$100k-48 Month Jumbo Share Certificate
2.75%$1.5k-48 Month Share Certificate
2.75%$1.5k-24 Month Premier Share Draft Membership Certificate
2.75%$100k-24 Month Jumbo Share Certificate
2.50%$1.5k-24 Month Share Certificate
1.25%$500-3 - 5 Month Premier Share Draft Membership Certificate
1.25%$500-6 - 11 Month Premier Share Draft Membership Certificate
1.25%$100k-3 - 5 Month Jumbo Share Certificate
1.25%$100k-6 - 11 Month Jumbo Share Certificate
1.00%$500-3 - 5 Month Share Certificate
1.00%$500-6 - 11 Month Share Certificate

Fairmont Federal Credit Union IRA Rates

3.25%$2k-48 Month IRA Premier Share Draft Membership Certificate
3.25%$2k-48 Month IRA Jumbo Certificate
3.00%$2k-48 Month IRA Certificate
3.00%$2k-36 Month IRA Premier Share Draft Membership Certificate
3.00%$2k-36 Month IRA Jumbo Certificate
2.75%$2k-36 Month IRA Certificate
2.50%$2k-12 Month IRA Premier Share Draft Membership Certificate
2.50%$2k-12 Month IRA Jumbo Certificate
2.25%$2k-12 Month IRA Certificate

Fairmont Federal Credit Union Locations
Branch Office652 Pennsylvania AveFairmont, WV 26554
Branch Office9912 Mall LoopFairmont, WV 26554
Branch Office12 Lawless RdMorgantown, WV 26501-2018
Branch Office1254 Pineview DrMorgantown, WV 26505-2731
Branch Office5160 Husky HwyMannington, WV 26582-7154
Branch Office680 Genesis BlvdBridgeport, WV 26330
Branch Office1201 Beverly RdFairmont, WV 26554
Branch Office2 The Credit Union WayFairmont, WV 26554-1567
Branch Office600 Rosebud PlzClarksburg, WV 26301-9386

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