Fairmont Federal Credit Union


Overview / Commentary
304-363-5320
2 The Credit Union Way
Fairmont, WV 26554

Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 721st largest credit union in the nation. It was established in 1939 and as of September of 2024, it had grown to 115 employees and 44,522 members at 9 locations. Fairmont Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Fairmont Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the West Virginia counties of Harrison, Marion, Monongalia, Preston, or Taylor. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #3439
Year Chartered1939
Employees115
Primary Regulator
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD10.14%
Annual Interest Income$14.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$513.6MM$482.7MM
LoansQ3 2024vs Q3 2023$345MM$356.2MM
DepositsQ3 2024vs Q3 2023$465.9MM$441.4MM
Equity CapitalQ3 2024vs Q3 2023$41.5MM$34MM
Loan Loss AllowanceQ3 2024vs Q3 2023$988K$1.1MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.1MM$1.9MM
Real Estate OwnedQ3 2024vs Q3 2023$32K$20K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Fairmont Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fairmont Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$500Youth Savings Challenge Club
OTHER TIERS: 0.10% $500+
2.50%*$0$500Debit Card Round Up Savings Club
OTHER TIERS: 0.10% $500+
0.75%$0-IRA Traditional Club
0.75%$0-IRA Roth Club
0.75%$0-IRA Education Club
0.10%$50-Share Savings
0.10%$0-Holiday Club
0.10%$0-Other Clubs
0.10%$50-Business Share Savings

Fairmont Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Money Manager Checking
OTHER TIERS: 0.25% $0 - $10k | 0.30% $10k - $25k | 0.35% $25k - $100k

Fairmont Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$10kKasasa Cash
OTHER TIERS: 0.10% $10k+
0.25%*$2k*-Priority Choice Checking
OTHER TIERS: 0.10% $0 - $2k
0.15%*$100k*-Basic Business Checking
OTHER TIERS: 0.05% $0 - $50k | 0.10% $50k - $100k
0.15%*$100k*-Business Checking II
OTHER TIERS: 0.05% $0 - $50k | 0.10% $50k - $100k
0.15%*$100k*-Business Checking Exempt
OTHER TIERS: 0.05% $0 - $50k | 0.10% $50k - $100k

Fairmont Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$250k-12 Month Super Jumbo Share Certificate
5.00%$100k-12 Month Jumbo Share Certificate
4.75%$500-12 Month Share Certificate
3.50%$250k-60 Month Super Jumbo Share Certificate
3.25%$100k-60 Month Jumbo Share Certificate
3.25%$250k-48 Month Super Jumbo Share Certificate
3.00%$1.5k-60 Month Share Certificate
3.00%$100k-48 Month Jumbo Share Certificate
3.00%$250k-24 Month Super Jumbo Share Certificate
2.75%$1.5k-48 Month Share Certificate
2.75%$100k-24 Month Jumbo Share Certificate
2.50%$1.5k-24 Month Share Certificate
1.50%$250k-3 - 11 Month Super Jumbo Share Certificate
1.25%$100k-3 - 11 Month Jumbo Share Certificate
1.00%$500-3 - 11 Month Share Certificate

Fairmont Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$2k-48 Month IRA Certificate
2.75%$2k-36 Month IRA Certificate
2.25%$2k-12 Month IRA Certificate
Locations


Fairmont Federal Credit Union Locations
Branch Office652 Pennsylvania AveFairmont, WV 26554
Branch Office9912 Mall LoopFairmont, WV 26554
Branch Office12 Lawless RdMorgantown, WV 26501-2018
Branch Office1254 Pineview DrMorgantown, WV 26505-2731
Branch Office5160 Husky HwyMannington, WV 26582-7154
Branch Office680 Genesis BlvdBridgeport, WV 26330
Branch Office1201 Beverly RdFairmont, WV 26554
Branch Office2 The Credit Union WayFairmont, WV 26554-1567
Branch Office600 Rosebud PlzClarksburg, WV 26301-9386

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