Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 721st largest credit union in the nation. It was established in 1939 and as of September of 2024, it had grown to 115 employees and 44,522 members at 9 locations. Fairmont Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.
Membership in Fairmont Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the West Virginia counties of Harrison, Marion, Monongalia, Preston, or Taylor. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details
Overall | |
---|---|
NCUA # | 3439 |
Year Chartered | 1939 |
Employees | 115 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.82% |
Return on Equity - YTD | 10.14% |
Annual Interest Income | $14.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2024vs Q3 2023 | $513.6MM$482.7MM |
Loans | Q3 2024vs Q3 2023 | $345MM$356.2MM |
Deposits | Q3 2024vs Q3 2023 | $465.9MM$441.4MM |
Equity Capital | Q3 2024vs Q3 2023 | $41.5MM$34MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $988K$1.1MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $1.1MM$1.9MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $32K$20K |
Always verify rates and promotions with the bank or credit union. We are not Fairmont Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | $100k* | - | Money Manager Checking | ||
OTHER TIERS: 0.25% → $0 - $10k | 0.30% → $10k - $25k | 0.35% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $2k | - | 48 Month IRA Certificate | |
2.75% | $2k | - | 36 Month IRA Certificate | |
2.25% | $2k | - | 12 Month IRA Certificate |
Fairmont Federal Credit Union Locations | ||
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Branch Office | 652 Pennsylvania Ave | Fairmont, WV 26554 |
Branch Office | 9912 Mall Loop | Fairmont, WV 26554 |
Branch Office | 12 Lawless Rd | Morgantown, WV 26501-2018 |
Branch Office | 1254 Pineview Dr | Morgantown, WV 26505-2731 |
Branch Office | 5160 Husky Hwy | Mannington, WV 26582-7154 |
Branch Office | 680 Genesis Blvd | Bridgeport, WV 26330 |
Branch Office | 1201 Beverly Rd | Fairmont, WV 26554 |
Branch Office | 2 The Credit Union Way | Fairmont, WV 26554-1567 |
Branch Office | 600 Rosebud Plz | Clarksburg, WV 26301-9386 |