Fairmont Federal Credit Union


Overview / Commentary
304-363-5320
2 The Credit Union Way
Fairmont, WV 26554

Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 722nd largest credit union in the nation. It was established in 1939 and as of September of 2022, it had grown to 116 employees and 39,230 members at 9 locations. Fairmont Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Marion, Monongalia, Harrison and Taylor Counties and several select employee groups (SEGs) in Preston County of West Virginia.
See current membership details

Reviews (2)

Fairmont Credit Union Moveing To New Branch

I feel the move closing other branches is a bad idea . Fairmont is inconvent enough there present branches are in accable for customers don't have cars now there moveing to a place whare buses don't run the buses that travel down the connector is pleasant valley mall it's to and from pleasant Valley Road edgemont loop comes from arbers and Mt Harmany comes from side road from Morgantown Ave and they only aloud to stop at the 4 bus booths on the gate way there's no bus goes up there but gateway mall no one knows times when it stops at the depot in town if you have to walk the highway is to more dangerous than universty ave in Morgantown to cross

VERY DIFFICULT TO CONTACT VIA PHONE & CUSTOMER SERVICE WAS UNSURE HOW TO HELP...SAD

Posted by: |

I am very dis-pleased with the the lack of customer service provided. This credit union was great but they have gone down hill in regards to customer service. When I tried to reach a live representative 38 minutes had passed and it took me three attempts...then I was transferred to a dead connection because the live agent said that she could not help!?!...VERY SAD



Health
B+

Health Grade Components

Overall
NCUA #3439
Year Chartered1939
Employees116
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD6.48%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$493.1MM$473.0MM
LoansQ3 2022vs Q3 2021$304.5MM$273.9MM
DepositsQ3 2022vs Q3 2021$458.3MM$433.0MM
Equity CapitalQ3 2022vs Q3 2021$29.7MM$35.4MM
Loan Loss AllowanceQ3 2022vs Q3 2021$353.00K$382.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$1.4MM$871.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$20.00K
Rates

Rates for Fairmont Federal Credit Union are currently being reviewed.

Locations


Fairmont Federal Credit Union Locations
Branch Office652 Pennsylvania AveFairmont, WV 26554
Branch Office9912 Mall LoopFairmont, WV 26554
Branch Office12 Lawless RdMorgantown, WV 26501-2018
Branch Office1254 Pineview DrMorgantown, WV 26505-2731
Branch Office5160 Husky HwyMannington, WV 26582-7154
Branch Office680 Genesis BlvdBridgeport, WV 26330
Branch Office1201 Beverly RdFairmont, WV 26554
Branch Office2 The Credit Union WayFairmont, WV 26554-1567
Branch Office600 Rosebud PlzClarksburg, WV 26301-9386

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