Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 722nd largest credit union in the nation. It was established in 1939 and as of September of 2022, it had grown to 116 employees and 39,230 members at 9 locations. Fairmont Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Marion, Monongalia, Harrison and Taylor Counties and several select employee groups (SEGs) in Preston County of West Virginia.
See current membership details
Related Posts
Fairmont Credit Union Moveing To New Branch
I feel the move closing other branches is a bad idea . Fairmont is inconvent enough there present branches are in accable for customers don't have cars now there moveing to a place whare buses don't run the buses that travel down the connector is pleasant valley mall it's to and from pleasant Valley Road edgemont loop comes from arbers and Mt Harmany comes from side road from Morgantown Ave and they only aloud to stop at the 4 bus booths on the gate way there's no bus goes up there but gateway mall no one knows times when it stops at the depot in town if you have to walk the highway is to more dangerous than universty ave in Morgantown to cross
VERY DIFFICULT TO CONTACT VIA PHONE & CUSTOMER SERVICE WAS UNSURE HOW TO HELP...SAD
I am very dis-pleased with the the lack of customer service provided. This credit union was great but they have gone down hill in regards to customer service. When I tried to reach a live representative 38 minutes had passed and it took me three attempts...then I was transferred to a dead connection because the live agent said that she could not help!?!...VERY SAD
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3439 |
| Year Chartered | 1939 |
| Employees | 116 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 6.48% |
| Annual Interest Income | $8.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $493.1MM$473.0MM |
| Loans | Q3 2022vs Q3 2021 | $304.5MM$273.9MM |
| Deposits | Q3 2022vs Q3 2021 | $458.3MM$433.0MM |
| Equity Capital | Q3 2022vs Q3 2021 | $29.7MM$35.4MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $353.00K$382.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.4MM$871.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$20.00K |