Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 734th largest credit union in the nation. It was established in 1939 and as of December of 2023, it had grown to 117 employees and 43,937 members at 9 locations. Fairmont Federal Credit Union has a B health rating.
Membership in Fairmont Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the West Virginia counties of Harrison, Marion, Monongalia, Preston, or Taylor. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details
I feel the move closing other branches is a bad idea . Fairmont is inconvent enough there present branches are in accable for customers don't have cars now there moveing to a place whare buses don't run the buses that travel down the connector is pleasant valley mall it's to and from pleasant Valley Road edgemont loop comes from arbers and Mt Harmany comes from side road from Morgantown Ave and they only aloud to stop at the 4 bus booths on the gate way there's no bus goes up there but gateway mall no one knows times when it stops at the depot in town if you have to walk the highway is to more dangerous than universty ave in Morgantown to cross
I am very dis-pleased with the the lack of customer service provided. This credit union was great but they have gone down hill in regards to customer service. When I tried to reach a live representative 38 minutes had passed and it took me three attempts...then I was transferred to a dead connection because the live agent said that she could not help!?!...VERY SAD
Overall | |
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NCUA # | 3439 |
Year Chartered | 1939 |
Employees | 117 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.95% |
Return on Equity - YTD | 12.55% |
Annual Interest Income | $16.5MM |
Assets and Liabilities | ||
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Assets | Q4 2023vs Q4 2022 | $487.4MM$492.5MM |
Loans | Q4 2023vs Q4 2022 | $349.1MM$327.2MM |
Deposits | Q4 2023vs Q4 2022 | $442.3MM$453.2MM |
Equity Capital | Q4 2023vs Q4 2022 | $36.6MM$30.9MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $1.1MM$344K |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $2MM$1.4MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $271K$95K |
Rates for Fairmont Federal Credit Union are currently being reviewed.
Fairmont Federal Credit Union Locations | ||
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Branch Office | 652 Pennsylvania Ave | Fairmont, WV 26554 |
Branch Office | 9912 Mall Loop | Fairmont, WV 26554 |
Branch Office | 12 Lawless Rd | Morgantown, WV 26501-2018 |
Branch Office | 1254 Pineview Dr | Morgantown, WV 26505-2731 |
Branch Office | 5160 Husky Hwy | Mannington, WV 26582-7154 |
Branch Office | 680 Genesis Blvd | Bridgeport, WV 26330 |
Branch Office | 1201 Beverly Rd | Fairmont, WV 26554 |
Branch Office | 2 The Credit Union Way | Fairmont, WV 26554-1567 |
Branch Office | 600 Rosebud Plz | Clarksburg, WV 26301-9386 |