Fairmont Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.50% | Reward Checking | 2.02% - National Average |
| 1.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.75% | 1-year CD | 2.55% - Barclays 12 Month Online CD |
Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 717th largest credit union in the nation. It was established in 1939 and as of June of 2018, it had grown to 126 employees and 40,762 members at 9 locations. Fairmont Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Marion, Monongalia, Harrison and Taylor Counties and several select employee groups (SEGs) in Preston County of West Virginia.
See current membership details
Related Posts
Fairmont Credit Union Moveing To New Branch
I feel the move closing other branches is a bad idea . Fairmont is inconvent enough there present branches are in accable for customers don't have cars now there moveing to a place whare buses don't run the buses that travel down the connector is pleasant valley mall it's to and from pleasant Valley Road edgemont loop comes from arbers and Mt Harmany comes from side road from Morgantown Ave and they only aloud to stop at the 4 bus booths on the gate way there's no bus goes up there but gateway mall no one knows times when it stops at the depot in town if you have to walk the highway is to more dangerous than universty ave in Morgantown to cross
VERY DIFFICULT TO CONTACT VIA PHONE & CUSTOMER SERVICE WAS UNSURE HOW TO HELP...SAD
I am very dis-pleased with the the lack of customer service provided. This credit union was great but they have gone down hill in regards to customer service. When I tried to reach a live representative 38 minutes had passed and it took me three attempts...then I was transferred to a dead connection because the live agent said that she could not help!?!...VERY SAD
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3439 |
| Year Chartered | 1939 |
| Employees | 126 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 7.28% |
| Annual Interest Income | $5.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $354.2MM$339.8MM |
| Loans | Q2 2018vs Q2 2017 | $257.0MM$248.6MM |
| Deposits | Q2 2018vs Q2 2017 | $318.3MM$307.1MM |
| Equity Capital | Q2 2018vs Q2 2017 | $30.0MM$28.6MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $531.00K$469.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $1.5MM$1.1MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $35.00K$53.00K |
Always verify rates and promotions with the bank or credit union. We are not Fairmont Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Fairmont Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Traditional Club | |
| 0.50% | - | - | IRA Roth Club | |
| 0.50% | - | - | IRA Education Club | |
| 0.10% | $50 | - | Share Savings | |
| 0.10% | - | - | Holiday Club | |
| 0.10% | - | - | Other Clubs | |
| 0.10% | $50 | - | Business Share Savings |
Fairmont Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Money Manager Checking | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.25% → $10k - $25k | 0.35% → $25k - $100k | |||||
Fairmont Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
| 0.25%* | $2k* | - | Priority Choice Checking | ||
| OTHER TIERS: 0.10% → Up to $2k | |||||
| 0.10%* | $100k* | - | Basic Business Checking | ||
| OTHER TIERS: 0.01% → Up to $50k | 0.05% → $50k - $100k | |||||
| 0.10%* | $100k* | - | Business Checking II | ||
| OTHER TIERS: 0.01% → Up to $50k | 0.05% → $50k - $100k | |||||
| 0.10%* | $100k* | - | Business Checking Exempt | ||
| OTHER TIERS: 0.01% → Up to $50k | 0.05% → $50k - $100k | |||||
Fairmont Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1.5k | - | 24 Month Premier Share Draft Membership Certificate | |
| 1.50% | $100k | - | 24 Month Jumbo Certificate | |
| 1.25% | $1.5k | - | 24 Month Certificate | |
| 1.25% | $1.5k | - | 15 Month Premier Share Draft Membership Certificate | |
| 1.25% | $1.5k | - | 60 Month Premier Share Draft Membership Certificate | |
| 1.25% | $100k | - | 15 Month Jumbo Certificate | |
| 1.25% | $100k | - | 60 Month Jumbo Certificate | |
| 1.00% | $1.5k | - | 15 Month Certificate | |
| 1.00% | $1.5k | - | 60 Month Certificate | |
| 1.00% | $1.5k | - | 12 Month Premier Share Draft Membership Certificate | |
| 1.00% | $100k | - | 12 Month Jumbo Certificate | |
| 1.00% | $1.5k | - | 48 Month Premier Share Draft Membership Certificate | |
| 1.00% | $100k | - | 48 Month Jumbo Certificate | |
| 0.75% | $1.5k | - | 12 Month Certificate | |
| 0.75% | $1.5k | - | 48 Month Certificate | |
| 0.40% | $500 | - | 3 - 5 Month Premier Share Draft Membership Certificate | |
| 0.40% | $500 | - | 6 - 11 Month Premier Share Draft Membership Certificate | |
| 0.40% | $100k | - | 3 - 5 Month Jumbo Certificate | |
| 0.40% | $100k | - | 6 - 11 Month Jumbo Certificate | |
| 0.15% | $500 | - | 3 - 5 Month Certificate | |
| 0.15% | $500 | - | 6 - 11 Month Certificate |
Fairmont Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $2k | - | 48 Month IRA Premier Share Draft Membership Certificate | |
| 1.50% | $2k | - | 48 Month IRA Jumbo Certificate | |
| 1.25% | $2k | - | 48 Month IRA Certificate | |
| 1.25% | $2k | - | 36 Month IRA Premier Share Draft Membership Certificate | |
| 1.25% | $2k | - | 36 Month IRA Jumbo Certificate | |
| 1.00% | $2k | - | 36 Month IRA Certificate | |
| 1.00% | $2k | - | 12 Month IRA Premier Share Draft Membership Certificate | |
| 1.00% | $2k | - | 12 Month IRA Jumbo Certificate | |
| 0.75% | $2k | - | 12 Month IRA Certificate |
| Fairmont Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 652 Pennsylvania Ave | Fairmont, WV 26554 |
| Branch Office | 9912 Mall Loop | Fairmont, WV 26554 |
| Branch Office | 12 Lawless Rd | Morgantown, WV 26501-2018 |
| Branch Office | 1254 Pineview Dr | Morgantown, WV 26505-2731 |
| Branch Office | 5160 Husky Hwy | Mannington, WV 26582-7154 |
| Branch Office | 680 Genesis Blvd | Bridgeport, WV 26330 |
| Branch Office | 1201 Beverly Rd | Fairmont, WV 26554 |
| Branch Office | 2 The Credit Union Way | Fairmont, WV 26554-1567 |
| Branch Office | 600 Rosebud Plz | Clarksburg, WV 26301-9386 |