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Fairmont Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%Reward CheckingKasasa Cash
1.76% - National Average
1.00%5-year CD60 Month Basic Certificate
1.85% - Synchrony Bank 60 Month CDAdvertisement
0.25%1-year CD12 Month Basic Certificate
0.48% - National Average
View all Fairmont Federal Credit Union rates »

Overview / Commentary
www.fairmontfcu.com
304-363-5320
2 The Credit Union Way
Fairmont, WV 26554

Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 712th largest credit union in the nation. It was established in 1939 and as of June of 2016, it had grown to 125 employees and 39,032 members at 9 locations. Fairmont Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Marion, Monongalia, Harrison and Taylor Counties and several select employee groups (SEGs) in Preston County of West Virginia.
See current membership details

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Reviews (2)

Fairmont Credit Union Moveing To New Branch

Posted by: Robert Spencer | Jan 17, 2016

I feel the move closing other branches is a bad idea . Fairmont is inconvent enough there present branches are in accable for customers don't have cars now there moveing to a place whare buses don't run the buses that travel down the connector is pleasant valley mall it's to and from pleasant Valley Road edgemont loop comes from arbers and Mt Harmany comes from side road from Morgantown Ave and they only aloud to stop at the 4 bus booths on the gate way there's no bus goes up there but gateway mall no one knows times when it stops at the depot in town if you have to walk the highway is to more dangerous than universty ave in Morgantown to cross

2

VERY DIFFICULT TO CONTACT VIA PHONE & CUSTOMER SERVICE WAS UNSURE HOW TO HELP...SAD

Posted by: Sammi | Sep 23, 2013

I am very dis-pleased with the the lack of customer service provided. This credit union was great but they have gone down hill in regards to customer service. When I tried to reach a live representative 38 minutes had passed and it took me three attempts...then I was transferred to a dead connection because the live agent said that she could not help!?!...VERY SAD

2


Health
B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #3439
Year Chartered1939
Employees125
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.86%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$320.9MM$316.6MM
LoansQ2 2016vs Q2 2015$242.5MM$232.9MM
DepositsQ2 2016vs Q2 2015$290.9MM$285.9MM
Equity CapitalQ2 2016vs Q2 2015$26.2MM$25.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$514.00K$438.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$985.00K$340.00K
Real Estate OwnedQ2 2016vs Q2 2015$527.00K$281.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fairmont Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--IRA Traditional Club
0.35%--IRA Roth Club
0.35%--IRA Education Club
0.10%$50-Share Savings
0.10%--Holiday Club
0.10%--Other Clubs
0.10%$50-Business Share Savings

Fairmont Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Manager Checking
OTHER TIERS: 0.15% → Up to $10k | 0.25% → $10k - $25k | 0.35% → $25k - $100k

Fairmont Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$10kKasasa Cash
OTHER TIERS: 0.15% → $10k+
0.25%*$2k*-Priority Choice Checking
OTHER TIERS: 0.10% → Up to $2k
0.10%*$100k*-Basic Business Checking
OTHER TIERS: 0.01% → Up to $50k | 0.05% → $50k - $100k
0.10%*$100k*-Business Checking II
OTHER TIERS: 0.01% → Up to $50k | 0.05% → $50k - $100k
0.10%*$100k*-Business Checking Exempt
OTHER TIERS: 0.01% → Up to $50k | 0.05% → $50k - $100k
0.00%--Kasasa Cash Back

Fairmont Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1,500-60 Month Premier Share Draft Membership Certificate
1.25%$100k-60 Month Jumbo Certificate
1.00%$1,500-60 Month Basic Certificate
1.00%$1,500-48 Month Premier Share Draft Membership Certificate
1.00%$100k-48 Month Jumbo Certificate
0.75%$1,500-48 Month Basic Certificate
0.75%$1,500-15 Month Premier Share Draft Membership Certificate
0.75%$100k-15 Month Jumbo Certificate
0.65%$1,500-24 Month Premier Share Draft Membership Certificate
0.65%$100k-24 Month Jumbo Certificate
0.50%$1,500-15 Month Basic Certificate
0.50%$500-12 Month Premier Share Draft Membership Certificate
0.50%$100k-12 Month Jumbo Certificate
0.40%$1,500-24 Month Basic Certificate
0.40%$500-3 - 5 Month Premier Share Draft Membership Certificate
0.40%$500-6 - 11 Month Premier Share Draft Membership Certificate
0.40%$100k-3 - 5 Month Jumbo Certificate
0.40%$100k-6 - 11 Month Jumbo Certificate
0.25%$500-12 Month Basic Certificate
0.15%$500-3 - 5 Month Basic Certificate
0.15%$500-6 - 11 Month Basic Certificate

Fairmont Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.24%$2k-48 Month IRA Premier Share Draft Membership Certificate
1.24%$2k-48 Month IRA Jumbo Certificate
1.00%$2k-48 Month IRA Basic Certificate
1.00%$2k-36 Month IRA Premier Share Draft Membership Certificate
1.00%$2k-36 Month IRA Jumbo Certificate
0.75%$2k-36 Month IRA Basic Certificate
0.75%$2k-12 Month IRA Premier Share Draft Membership Certificate
0.75%$2k-12 Month IRA Jumbo Certificate
0.50%$2k-12 Month IRA Basic Certificate
Locations


Fairmont Federal Credit Union Locations
Branch Office652 Pennsylvania AveFairmont, WV 26554
Branch Office540 S Pike St Shop-N-SaveShinnston, WV 26431-1128
Branch Office9912 Mall LoopFairmont, WV 26554
Branch Office12 Lawless RdMorgantown, WV 26501-2018
Branch Office1254 Pineview DrMorgantown, WV 26505-2731
Branch Office5160 Husky HwyMannington, WV 26582-7154
Branch Office680 Genesis BlvdBridgeport, WV 26330
Branch Office401 10th StFairmont, WV 26554-3601
Branch Office2 The Credit Union WayFairmont, WV 26554-1567