Fairmont Federal Credit Union


Overview / Commentary
304-363-5320
2 The Credit Union Way
Fairmont, WV 26554

Fairmont Federal Credit Union is headquartered in Fairmont and is the 3rd largest credit union in the state of West Virginia. It is also the 711th largest credit union in the nation. It was established in 1939 and as of December of 2024, it had grown to 113 employees and 44,414 members at 9 locations. Fairmont Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Fairmont Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the West Virginia counties of Harrison, Marion, Monongalia, Preston, or Taylor. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #3439
Year Chartered1939
Employees113
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD10.42%
Annual Interest Income$19.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$531.3MM$487.4MM
LoansQ4 2024vs Q4 2023$351.5MM$349.1MM
DepositsQ4 2024vs Q4 2023$483.7MM$442.3MM
Equity CapitalQ4 2024vs Q4 2023$41.4MM$36.6MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1MM$1.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.5MM$2MM
Real Estate OwnedQ4 2024vs Q4 2023$0$271K
Rates

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Locations


Fairmont Federal Credit Union Locations
Branch Office652 Pennsylvania AveFairmont, WV 26554
Branch Office9912 Mall LoopFairmont, WV 26554
Branch Office12 Lawless RdMorgantown, WV 26501-2018
Branch Office1254 Pineview DrMorgantown, WV 26505-2731
Branch Office5160 Husky HwyMannington, WV 26582-7154
Branch Office680 Genesis BlvdBridgeport, WV 26330
Branch Office1201 Beverly RdFairmont, WV 26554
Branch Office2 The Credit Union WayFairmont, WV 26554-1567
Branch Office600 Rosebud PlzClarksburg, WV 26301-9386

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