Fairmont Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fairmontfcu.com

304-363-5320

2 The Credit Union Way
Fairmont, WV 26554

Fairmont Federal Credit Union is headquartered in Fairmont and is the 3^rd largest credit union in the state of West Virginia. It is also the 702^nd largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 114 employees and 44,775 members at 9 locations. Fairmont Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Fairmont Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the West Virginia counties of Harrison, Marion, Monongalia, Preston, or Taylor. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	3439
Year Chartered	1939
Employees	114
Primary Regulator

Profit Margin
Return on Assets - YTD	0.7%
Return on Equity - YTD	8.91%
Annual Interest Income	$5.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$559.5MM$503.8MM
Loans	Q1 2025vs Q1 2024	$354.9MM$338.8MM
Deposits	Q1 2025vs Q1 2024	$510.5MM$458.5MM
Equity Capital	Q1 2025vs Q1 2024	$43.1MM$37.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1MM$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$443K
Real Estate Owned	Q1 2025vs Q1 2024	$0$271K

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Fairmont Federal Credit Union.

Locations

Fairmont Federal Credit Union Locations
Branch Office	652 Pennsylvania Ave	Fairmont, WV 26554
Branch Office	9912 Mall Loop	Fairmont, WV 26554
Branch Office	12 Lawless Rd	Morgantown, WV 26501-2018
Branch Office	1254 Pineview Dr	Morgantown, WV 26505-2731
Branch Office	5160 Husky Hwy	Mannington, WV 26582-7154
Branch Office	680 Genesis Blvd	Bridgeport, WV 26330
Branch Office	1201 Beverly Rd	Fairmont, WV 26554
Branch Office	2 The Credit Union Way	Fairmont, WV 26554-1567
Branch Office	600 Rosebud Plz	Clarksburg, WV 26301-9386

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