Overview / Commentary
Faith Community United Credit Union is headquartered in cleveland and is the 158th largest credit union in the state of Ohio. It is also the 3,404th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 5 employees and 4,585 members at 1 location. Faith Community United Credit Union's CD rates are 96% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in Faith Community United Credit Union is open to those who live, worship, or work in Cuyahoga County, Ohio.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Faith Community United Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 96706 |
| Year Chartered | 1952 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.16% |
| Return on Equity - YTD | 0.63% |
| Annual Interest Income | $234K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $14.8MM$15.4MM |
| Loans | Q1 2025vs Q1 2024 | $6.6MM$7.9MM |
| Deposits | Q1 2025vs Q1 2024 | $10.5MM$11MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.9MM$4.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $595K$403K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $447K$912K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |