Overview / Commentary
Falcon International Bank is headquartered in LAREDO and is the 56th largest bank in the state of Texas. It is also the 567th largest bank in the nation. It was established in 1986 and as of March of 2025, it had grown to 395 employees at 19 locations. Falcon International Bank has an A health rating.
Reviews (1)
FALCON BANK Worst BANK EVER!
FALCON BANK in Texas will steal from your account. Their overdraft system is designed for you to go in the negative so they can increase their $45 fee for each transaction. They will also close your account for non activity (They did this to thousands during Covid) who were unable to use their accounts. Then they kept the money! OH! AND.. if you live out ot State they will close down your account. WORST BANK EVER!!
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 26856 |
| Year Established | 1986 |
| Employees | 395 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.49% |
| Return on Equity - YTD | 13.22% |
| Annual Interest Income | $27.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $2.12B$2.05B |
| Loans | Q1 2025vs Q1 2024 | $1.32B$1.21B |
| Deposits | Q1 2025vs Q1 2024 | $1.87B$1.82B |
| Equity Capital | Q1 2025vs Q1 2024 | $237.3MM$210.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $13.7MM$13.5MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.8MM$7.4MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
