Falcon International Bank is headquartered in LAREDO and is the 59th largest bank in the state of Texas. It is also the 600th largest bank in the nation. It was established in 1986 and as of December of 2023, it had grown to 375 employees at 19 locations. Falcon International Bank has a B+ health rating.
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So Friendly
srsly don't know what these other reviews are talking about. i banked at wells fargo, they were awful so i moved to chase since i had a credit card from them. they dint care about me and it was impossible to talk to an actual person. so i decided to try the community bank thing and wow. never going back. i dont even have a lot in my account and i KNOW my banker.totally recommend this bank to anybody who likes feeling taken care of.
and i am not a lawyer. go figure!
FALCON BANK Worst BANK EVER!
FALCON BANK in Texas will steal from your account. Their overdraft system is designed for you to go in the negative so they can increase their $45 fee for each transaction. They will also close your account for non activity (They did this to thousands during Covid) who were unable to use their accounts. Then they kept the money! OH! AND.. if you live out ot State they will close down your account. WORST BANK EVER!!
They Steal
I found out that someone used my card to reserve a hotel room. I call the Marriott to get my money back. I never made the reservation. Marriott says. call your bank... I do they say.. we will put a fraud on your account come by fill out paperwork.... they apparently called the hotel that Stile my money and they made an agreement that I did make this reservation... this is called customer service. is this place supposed to protect their customers... well I am more upset with this bank that the Marriot... there is no.way out for them... they were wrong...... so be aware... they will never protect you or your money.
THEY SUCK !!!! They Will Be Cheating And Take Advantage Of YOU
Use ANY other bank, but I DO NOT recommend using this bank. They will take advantage of you and they will steal your money with fabricated fees and fine print that you will never understand unless you are a lawyer!
This is Falcon International Bank website.
http://www.falconbank.com/
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 26856 |
| Year Established | 1986 |
| Employees | 375 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.75% |
| Return on Equity - YTD | 17.78% |
| Annual Interest Income | $98.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $1.91B$1.92B |
| Loans | Q4 2023vs Q4 2022 | $1.16B$1.11B |
| Deposits | Q4 2023vs Q4 2022 | $1.7B$1.74B |
| Equity Capital | Q4 2023vs Q4 2022 | $207.7MM$178.7MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $13.4MM$14.6MM |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $7.7MM$2.8MM |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$559K |
