Fall River Municipal Credit Union

Overview / Commentary
333 Milliken Blvd
Fall River, MA 02721

Fall River Municipal Credit Union is headquartered in Fall River and is the 37th largest credit union in the state of Massachusetts. It is also the 1,092nd largest credit union in the nation. It was established in 1930 and as of June of 2022, it had grown to 45 employees and 13,858 members at 4 locations. Fall River Municipal Credit Union has a B+ health rating.

Field of Membership Restrictions

Fall River Municipal Credit Union is open to those who live, work, worship, or go to school in Barnstable Bristol or Plymouth in Massachusetts, or Newport and Bristol counties in Rhode Island. Immediate family and household members are also eligible.
See current membership details

Reviews (1)


Posted by: |

This bank is a nuisance. I am the proxy for my 96 yr old mother. Occasionally I have to go inside for my mother to deposit checks into her account. Every visit is a hassle. The staff fully expect a 96 yr old wheelchair bound woman who requires round the clock nurse's care to go inside and visit them. Every single time. Plus, they charge a $3 fee to receive a paper copy of her bank statement in the mail- which I don't always receive, yet the fee is always deducted. And if I need to speak with someone on the phone, there's a fee for that as well. This isn't a huge chain either. They only have 4 locations in the city. What's the excuse? After every visit I promise myself I will close the account because of the unnecessary hassle. They are unreasonable.


Health Grade Components

NCUA #67894
Year Chartered1930
Primary Regulator
Profit Margin
Return on Assets - YTD-0.16%
Return on Equity - YTD-2.08%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$259.6MM$261.2MM
LoansQ2 2022vs Q2 2021$120.7MM$109.9MM
DepositsQ2 2022vs Q2 2021$215.5MM$210.0MM
Equity CapitalQ2 2022vs Q2 2021$19.9MM$26.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$698.00K$782.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$305.00K$203.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Fall River Municipal Credit Union are currently being reviewed.


Fall River Municipal Credit Union Locations
Branch Office1110 Robeson StFall River, MA 02720
Branch Office333 Milliken BlvdFall River, MA 02721
Branch Office58 S Main StAssonet, MA 02702
Branch Office1208 Dwelly StFall River, MA 02724

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