Fall River Municipal Credit Union

Overview / Commentary
333 Milliken Blvd
Fall River, MA 02721

Fall River Municipal Credit Union is headquartered in Fall River and is the 36th largest credit union in the state of Massachusetts. It is also the 1,072nd largest credit union in the nation. It was established in 1930 and as of March of 2022, it had grown to 44 employees and 13,804 members at 4 locations. Fall River Municipal Credit Union has an A health rating.

Field of Membership Restrictions

Fall River Municipal Credit Union is open to those who live, work, worship, or go to school in Barnstable Bristol or Plymouth in Massachusetts, or Newport and Bristol counties in Rhode Island. Immediate family and household members are also eligible.
See current membership details

Reviews (1)


Posted by: |

This bank is a nuisance. I am the proxy for my 96 yr old mother. Occasionally I have to go inside for my mother to deposit checks into her account. Every visit is a hassle. The staff fully expect a 96 yr old wheelchair bound woman who requires round the clock nurse's care to go inside and visit them. Every single time. Plus, they charge a $3 fee to receive a paper copy of her bank statement in the mail- which I don't always receive, yet the fee is always deducted. And if I need to speak with someone on the phone, there's a fee for that as well. This isn't a huge chain either. They only have 4 locations in the city. What's the excuse? After every visit I promise myself I will close the account because of the unnecessary hassle. They are unreasonable.


Health Grade Components

NCUA #67894
Year Chartered1930
Primary Regulator
Profit Margin
Return on Assets - YTD-0.26%
Return on Equity - YTD-3.05%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$267.1MM$258.4MM
LoansQ1 2022vs Q1 2021$110.7MM$120.5MM
DepositsQ1 2022vs Q1 2021$219.8MM$206.7MM
Equity CapitalQ1 2022vs Q1 2021$22.9MM$26.7MM
Loan Loss AllowanceQ1 2022vs Q1 2021$689.00K$759.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$285.00K$85.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0

Rates for Fall River Municipal Credit Union are currently being reviewed.


Fall River Municipal Credit Union Locations
Branch Office1110 Robeson StFall River, MA 02720
Branch Office333 Milliken BlvdFall River, MA 02721
Branch Office58 S Main StAssonet, MA 02702
Branch Office1208 Dwelly StFall River, MA 02724

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