Family Community Credit Union (IA)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ccfccu.com

641-228-6612

1211 N Grand Ave
Charles City, IA 50616

Family Community Credit Union (IA) is headquartered in Charles City and is the 50^th largest credit union in the state of Iowa. It is also the 3,060^th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 6 employees and 2,062 members at 1 location. Family Community Credit Union (IA)'s CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Family Community Credit Union membership is open to those who reside in, or are employed by any business located in the following counties: Butler, Chickasaw, Floyd, Howard, Mitchell or Worth. Family of current credit union members are also eligible.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Family Community Credit Union (IA) has a low asset base.

Health Grade Components

Overall
NCUA #	64067
Year Chartered	1960
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	1.2%
Return on Equity - YTD	10.12%
Annual Interest Income	$257K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$24.6MM$22MM
Loans	Q1 2025vs Q1 2024	$8.6MM$8.3MM
Deposits	Q1 2025vs Q1 2024	$21.7MM$19.3MM
Equity Capital	Q1 2025vs Q1 2024	$2.9MM$2.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$14K$15K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Family Community Credit Union (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$50	-	Outbacks Kid Club
0.75%	$50	-	Christmas Club Account
0.75%^*	$20k^*	-	Super Saver Account
OTHER TIERS: 0.55% → $5k - $10k \| 0.65% → $10k - $20k
0.50%	$50	-	Share Savings Account
0.15%	$50	-	Vacation Club Account

Family Community Credit Union (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%	$1k	-	12 Month Share Certificate
3.50%	$1k	-	6 Month Share Certificate

Family Community Credit Union (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$50	-	IRA Savings

Locations

Family Community Credit Union (IA) Locations
Branch Office	1211 N Grand Ave	Charles City, IA 50616-1320

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