Family Community Credit Union (IA)


Overview / Commentary
641-228-6612
1211 N Grand Ave
Charles City, IA 50616

Family Community Credit Union (IA) is headquartered in Charles City and is the 50th largest credit union in the state of Iowa. It is also the 3,060th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 6 employees and 2,062 members at 1 location. Family Community Credit Union (IA)'s CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Family Community Credit Union membership is open to those who reside in, or are employed by any business located in the following counties: Butler, Chickasaw, Floyd, Howard, Mitchell or Worth. Family of current credit union members are also eligible.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Family Community Credit Union (IA) has a low asset base.

Health Grade Components

Overall
NCUA #64067
Year Chartered1960
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD10.12%
Annual Interest Income$257K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$24.6MM$22MM
LoansQ1 2025vs Q1 2024$8.6MM$8.3MM
DepositsQ1 2025vs Q1 2024$21.7MM$19.3MM
Equity CapitalQ1 2025vs Q1 2024$2.9MM$2.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$14K$15K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2K$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Family Community Credit Union (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$50-Outbacks Kid Club
0.75%$50-Christmas Club Account
0.75%*$20k*-Super Saver Account
OTHER TIERS: 0.55% $5k - $10k | 0.65% $10k - $20k
0.50%$50-Share Savings Account
0.15%$50-Vacation Club Account

Family Community Credit Union (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-12 Month Share Certificate
3.50%$1k-6 Month Share Certificate

Family Community Credit Union (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50-IRA Savings
Locations


Family Community Credit Union (IA) Locations
Branch Office1211 N Grand AveCharles City, IA 50616-1320

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