Family Community Credit Union (IA)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.35% | 1-year CD | 12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.30% | Savings | Super Saver Account 1.00% - Ally Bank Online Savings Account |
| 0.15% | Savings | Share Savings Account 1.00% - Ally Bank Online Savings Account |
Family Community Credit Union (IA) is headquartered in Charles City and is the 56th largest credit union in the state of Iowa. It is also the 3,545th largest credit union in the nation. It was established in 1960 and as of June of 2016, it had grown to 9 employees and 2,919 members at 2 locations. Family Community Credit Union (IA) has a B+ health rating.
Field of Membership Restrictions
Family Community Credit Union of Iowa is open to the residents and the people that maintain employment in these eligible counties: Floyd, Butler, Mitchell, Chickasaw, Howard, and Worth, as well as the family members of the current credit union members.
See current membership details
Great credit union with friendly staff
Family Community Credit Union is a great place to bank. I've been banking there for several years, and have never had a single issue. The staff is incredibly friendly and willing to go out of their way to help you with concerns or questions. My savings account has had a couple of issues that were entirely my fault, and the bank has been very patient and willing to work with me to sort them out. I cash checks there frequently and they are always very quick and efficient. I also love that they are willing to go above and beyond. During their Christmas party last year, they were still open, and I went through the drive-through not knowing they were celebrating. They had no problem helping me, and even gave me a little stuffed snowman in honor of the celebration! I really like this credit union.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 64067 |
| Year Chartered | 1960 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 4.88% |
| Annual Interest Income | $233.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $18.5MM$17.4MM |
| Loans | Q2 2016vs Q2 2015 | $8.2MM$8.4MM |
| Deposits | Q2 2016vs Q2 2015 | $16.2MM$15.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $2.3MM$2.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $26.00K$24.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $20.00K$1,000 |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Family Community Credit Union (IA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Family Community Credit Union (IA) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02% | $50 | - | Outbacks Kid Club | ||
| 0.30% | $50 | - | IRA Savings | ||
| 0.30%* | $20k* | - | Super Saver Account | ||
| OTHER TIERS: 0.15% → $5k - $10k | 0.20% → $10k - $20k | |||||
| 0.30% | $50 | - | Educational IRA Savings | ||
| 0.15% | $50 | - | Share Savings Account | ||
| 0.15% | $50 | - | Christmas Club Account | ||
| 0.15% | $50 | - | Vacation Club Account | ||
Family Community Credit Union (IA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $1k | - | 12 Month Share Certificate | |
| 0.25% | $1k | - | 6 Month Share Certificate |
Family Community Credit Union (IA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $1k | - | 12 Month IRA Certificate | |
| 0.35% | $1k | - | 12 Month CESA | |
| 0.25% | $1k | - | 6 Month IRA Certificate | |
| 0.25% | $1k | - | 6 Month CESA |
| Family Community Credit Union (IA) Locations | ||
|---|---|---|
| Branch Office | 1211 N Grand Ave | Charles City, IA 50616-1320 |
| Branch Office | 923 N Linn Ave | New Hampton, IA 50659-1203 |