Family First Credit Union (GA)

Overview / Commentary

www.ffcuga.org

404-768-4980

3604 Atlanta Ave
Hapeville, GA 30354

Family First Credit Union (GA) is headquartered in Hapeville and is the 29^th largest credit union in the state of Georgia. It is also the 1,597^th largest credit union in the nation. It was established in 1930 and as of June of 2020, it had grown to 32 employees and 13,075 members at 2 locations. Family First Credit Union (GA) has an A+ health rating.

Field of Membership Restrictions

Family First Credit Union is open to Fulton County School Board of Education and Atlanta Public School System employees as well as employees of private and municipal educational institutions that are listed on the credit union's website. Immediate family are also welcome to join.
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Health

A+

Data as of Q2 2020

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Health Grade Components

Overall
NCUA #	61831
Year Chartered	1930
Employees	32
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	3.03%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$115.8MM$106.9MM
Loans	Q2 2020vs Q2 2019	$56.8MM$58.9MM
Deposits	Q2 2020vs Q2 2019	$100.1MM$91.1MM
Equity Capital	Q2 2020vs Q2 2019	$13.5MM$13.0MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$677.00K$711.00K
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$594.00K$794.00K
Real Estate Owned	Q2 2020vs Q2 2019	$0$96.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Family First Credit Union (GA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$100k^*	-	IRA Savings
OTHER TIERS: 0.25% → Up to $100k
0.15%^*	$5k^*	-	Share Savings
OTHER TIERS: 0.05% → $50 - $250 \| 0.10% → $250 - $5k
0.15%	$5	$250	Minor Savings
0.15%	-	-	Christmas Club Account
0.15%	-	-	Vacation Club Accounts
0.15%	-	-	Ten Month Club Account

Family First Credit Union (GA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k

Family First Credit Union (GA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	-	-	Share Draft Account

Family First Credit Union (GA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.66%^*	$50k^*	-	2 Year CD
OTHER TIERS: 0.61% → $1k - $50k
0.51%^*	$50k^*	-	12 Month CD
OTHER TIERS: 0.45% → $1k - $50k
0.25%	$1k	-	6 Month CD

Family First Credit Union (GA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.66%^*	$50k^*	-	2 Year IRA
OTHER TIERS: 0.61% → $1k - $50k
0.51%^*	$50k^*	-	12 Month IRA
OTHER TIERS: 0.45% → $1k - $50k
0.25%	$1k	-	6 Month IRA

Locations

Family First Credit Union (GA) Locations
Branch Office	1560 Holcomb Bridge Rd	Roswell, GA 30076-2518
Branch Office	3604 Atlanta Ave	Hapeville, GA 30354

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