Family Financial Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.22% | 5-year CD | |
| 0.25% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
Family Financial Credit Union is headquartered in Norton Shores and is the 95th largest credit union in the state of Michigan. It is also the 1,538th largest credit union in the nation. It was established in 1959 and as of June of 2018, it had grown to 27 employees and 16,074 members at 3 locations. Family Financial Credit Union's CD rates are 46% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Family Financial Credit Union of Michigan is open to the residents, church members, registered students, and the people that maintain employment in these eligible counties: Muskegon, Ottawa, Oceana, Mason, and Newaygo along with the family members of the current credit union members.
See current membership details
Related Posts
BEST CREDIT UNION AROUND!
I have been a member of this credit union for a little over 12 years now. It's a huge improvement compared to my previous bank/credit union. They never give us unnecessary overdraft charges. Whenever I have had to call to speak with someone regarding questionable transactions I have always been pleased with the results. Their customer service is really superb, and they were very patient with my problems. Their site/mobile banking is really easy to handle as well. I like that I can transfer money without charges or an issue between my accounts. Overall I am very happy with this credit union and recommend them to anyone!
TERRIBLE CUSTOMER SERVICE
Member for 10 years in good standing, paid off 3 loans EARLY, when my info was stolen and I had fraudulent charges on my account, I was treated like a criminal. No courtesy , or even follow up calls, I had to call each time ti find out what was going on, and they were not even nice. Over the years my card has been compromised numerous times, through no fault of my own.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61633 |
| Year Chartered | 1959 |
| Employees | 27 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 5.78% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $110.2MM$108.2MM |
| Loans | Q2 2018vs Q2 2017 | $70.9MM$60.3MM |
| Deposits | Q2 2018vs Q2 2017 | $94.5MM$92.8MM |
| Equity Capital | Q2 2018vs Q2 2017 | $14.4MM$14.3MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $244.00K$263.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $554.00K$357.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Family Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Family Financial Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $25k* | - | High Yield Savings Account | ||
| OTHER TIERS: 0.15% → $2.5k - $5k | 0.20% → $5k - $10k | 0.25% → $10k - $25k | |||||
| 0.25% | - | - | Individual Retirement Account | ||
| 0.10% | $105 | - | Regular Savings Account | ||
| 0.10% | - | - | Christmas Club Account | ||
| 0.10% | - | - | Dream Club Account | ||
| 0.10% | - | - | Special Purpose Savings Account | ||
| 0.10% | - | - | Earnie Youth Account | ||
Family Financial Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.32% | $25k | - | 60 Month Jumbo CD | |
| 2.22% | $500 | - | 60 Month CD | |
| 2.22% | $25k | - | 48 Month Jumbo CD | |
| 2.12% | $500 | - | 48 Month CD | |
| 2.02% | $25k | - | 36 Month Jumbo CD | |
| 1.92% | $500 | - | 36 Month CD | |
| 1.71% | $25k | - | 24 Month Jumbo CD | |
| 1.61% | $500 | - | 24 Month CD | |
| 1.31% | $25k | - | 12 Month Jumbo CD | |
| 1.21% | $500 | - | 12 Month CD | |
| 0.95% | $500 | - | 6 Month CD | |
| 0.50% | $100 | - | 6 Month CD Plus | |
| 0.30% | $500 | - | 3 Month CD | |
| 0.25% | $25 | - | 1 Year Save to Win CD |
Family Financial Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.32% | $25k | - | 60 Month Jumbo IRA Certificate | |
| 2.22% | $500 | - | 60 Month IRA Certificate | |
| 2.22% | $25k | - | 48 Month Jumbo IRA Certificate | |
| 2.12% | $500 | - | 48 Month IRA Certificate | |
| 2.02% | $25k | - | 36 Month Jumbo IRA Certificate | |
| 1.92% | $500 | - | 36 Month IRA Certificate | |
| 1.71% | $25k | - | 24 Month Jumbo IRA Certificate | |
| 1.61% | $500 | - | 24 Month IRA Certificate | |
| 1.31% | $25k | - | 12 Month Jumbo IRA Certificate | |
| 1.21% | $500 | - | 12 Month IRA Certificate | |
| 0.95% | $500 | - | 6 Month IRA Certificate | |
| 0.30% | $500 | - | 3 Month IRA Certificate |
| Family Financial Credit Union Locations | ||
|---|---|---|
| Branch Office | 3575 Henry St | Norton Shores, MI 49441 |
| Branch Office | 4075 W Polk Rd | Hart, MI 49420-8177 |
| Branch Office | 1798 Holton Rd | N Muskegon, MI 49445-1473 |