Overview / Commentary
800-580-0330
1011 N Michigan Ave
Saginaw, MI 48602-4326

Family First Credit Union (MI) is headquartered in Saginaw and is the 116th largest credit union in the state of Michigan. It is also the 1,852nd largest credit union in the nation. It was established in 1939 and as of June of 2018, it had grown to 26 employees and 6,471 members at 3 locations. Family First Credit Union (MI)'s CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Family First Credit Union of Michigan is open to the residents, church members, registered students, retirees 55+ receiving income compensation, and the people that maintain employment in these eligible counties: Saginaw, Bay, Midland, and Genesee as well as the family and/or household members of these eligible people.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Family First Credit Union (MI) has a relatively low asset base.

Health Grade Components

Overall
NCUA #61909
Year Chartered1939
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.41%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$79.1MM$79.7MM
LoansQ2 2018vs Q2 2017$49.3MM$47.9MM
DepositsQ2 2018vs Q2 2017$71.2MM$70.1MM
Equity CapitalQ2 2018vs Q2 2017$6.9MM$7.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$524.00K$548.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$318.00K$326.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Family First Credit Union (MI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Family First Credit Union (MI) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%--Coverdell ESA Share
0.25%*$50k*-IRA Passbook Account
OTHER TIERS: 0.05% $101 - $1k | 0.15% $1k - $25k | 0.20% $25k - $50k
0.10%$5-Youth Savings
0.10%*$10k*-Adult Savings
OTHER TIERS: 0.05% $500 - $10k
0.05%--Christmas Club

Family First Credit Union (MI) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market w/ Active Checking Account & Direct Deposit
OTHER TIERS: 0.05% Up to $1k | 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k
0.15%*$100k*-Money Market w/o Active Checking Account & Direct Deposit
OTHER TIERS: 0.05% $1k - $50k | 0.10% $50k - $100k

Family First Credit Union (MI) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Business Checking
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $50k
0.15%*$50k*-Premium Checking
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k
0.05%$2.5k-Basic Checking

Family First Credit Union (MI) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$1k-60 Month CD
2.25%$1k-48 Month CD
2.25%$1k-18 Month CD Special
2.10%$1k-36 Month CD
2.00%$100-4 Month Youth CD
1.80%$1k-24 Month CD
1.00%$1k-12 Month CD
0.75%$25-12 Month Save to Win CD
0.35%$500-6 Month CD
0.25%$500-3 Month CD

Family First Credit Union (MI) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$1k-60-Month IRA
2.25%$1k-48-Month IRA
2.10%$1k-36-Month IRA
1.80%$1k-24-Month IRA
1.00%$1k-12-Month IRA
Locations


Family First Credit Union (MI) Locations
Branch Office6900 Midland RdFreeland, MI 48623-8759
Branch Office1011 N Michigan AveSaginaw, MI 48602-4326
Branch Office3550 Tittabawassee RdSaginaw, MI 48604-9428

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.