Advertising Disclosure
  1. Home
  2. Banks
  3. Family Security Credit Union

Family Security Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.myfscu.com
256-340-2000
2204 Family Security Pl SW
Decatur, AL 35603

Family Security Credit Union is headquartered in Decatur and is the 13th largest credit union in the state of Alabama. It is also the 463rd largest credit union in the nation. It was established in 1953 and as of December of 2024, it had grown to 212 employees and 88,574 members at 25 locations. Family Security Credit Union's savings rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Family Security Credit Union is available to individuals and businesses who live, work, worship, or attend school in 29 Alabama counties. In addition, employees and retirees of Ruby Tuesday, Inc., employees and retirees of Specialty Restaurant Group, Inc., and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60605
Year Chartered1953
Employees212
Primary Regulator
Profit Margin
Return on Assets - YTD2.11%
Return on Equity - YTD12.42%
Annual Interest Income$42.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$974.8MM$930.5MM
LoansQ4 2024vs Q4 2023$438.9MM$455.3MM
DepositsQ4 2024vs Q4 2023$803.1MM$776.8MM
Equity CapitalQ4 2024vs Q4 2023$164.8MM$142.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3.5MM$2.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3MM$1.7MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Family Security Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Family Security Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.48%*$100k*-Daily Action Account
OTHER TIERS: 1.87% → $2k - $50k | 2.17% → $50k - $100k
2.48%$25-Educational IRA Share
2.48%$25-Health Savings Account
0.50%$25-Share Account
0.50%$25-Youth Share Account
0.50%$25-Club Account
0.50%$25-Business Share Savings

Family Security Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$100k-1 Year Super Jumbo Share Certificate
4.02%$50k-1 Year Jumbo Share Certificate
3.97%$1k-1 Year Share Certificate
3.87%$100k-6 Month Super Jumbo Share Certificate
3.82%$50k-6 Month Jumbo Share Certificate
3.76%$1k-6 Month Share Certificate
3.35%$100k-2 Year Super Jumbo Share Certificate
3.30%$50k-2 Year Jumbo Share Certificate
3.25%$1k-2 Year Share Certificate
3.14%$100k-5 Year Super Jumbo Share Certificate
3.09%$50k-5 Year Jumbo Share Certificate
3.04%$100k-4 Year Super Jumbo Share Certificate
3.04%$1k-5 Year Share Certificate
2.99%$100k-3 Year Super Jumbo Share Certificate
2.99%$50k-4 Year Jumbo Share Certificate
2.94%$50k-3 Year Jumbo Share Certificate
2.94%$1k-4 Year Share Certificate
2.89%$1k-3 Year Share Certificate

Family Security Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$100k-1 Year Super Jumbo IRA Certificate
4.07%$100k-1 Year Super Jumbo Roth IRA Certificate
4.02%$50k-1 Year Jumbo IRA Certificate
4.02%$50k-1 Year Jumbo Roth IRA Certificate
3.97%$1k-1 Year IRA Certificate
3.97%$1k-1 Year Roth IRA Certificate
3.97%$1k-1 Year Educational IRA
3.35%$100k-2 Year Super Jumbo IRA Certificate
3.35%$100k-2 Year Super Jumbo Roth IRA Certificate
3.30%$50k-2 Year Jumbo IRA Certificate
3.30%$50k-2 Year Jumbo Roth IRA Certificate
3.25%$1k-2 Year IRA Certificate
3.25%$1k-2 Year Roth IRA Certificate
3.25%$1k-2 Year Educational IRA
3.14%$100k-5 Year Super Jumbo IRA Certificate
3.14%$100k-5 Year Super Jumbo Roth IRA Certificate
3.09%$50k-5 Year Jumbo IRA Certificate
3.09%$50k-5 Year Jumbo Roth IRA Certificate
3.04%$100k-4 Year Super Jumbo IRA Certificate
3.04%$1k-5 Year IRA Certificate
3.04%$1k-5 Year Educational IRA
3.04%$1k-5 Year Roth IRA Certificate
3.04%$100k-4 Year Super Jumbo Roth IRA Certificate
2.99%$100k-3 Year Super Jumbo IRA Certificate
2.99%$50k-4 Year Jumbo IRA Certificate
2.99%$50k-4 Year Jumbo Roth IRA Certificate
2.99%$100k-3 Year Super Jumbo Roth IRA Certificate
2.94%$50k-3 Year Jumbo IRA Certificate
2.94%$1k-4 Year Roth IRA Certificate
2.94%$1k-4 Year IRA Certificate
2.94%$1k-4 Year Educational IRA
2.94%$50k-3 Year Jumbo Roth IRA Certificate
2.89%$1k-3 Year Roth IRA Certificate
2.89%$1k-3 Year IRA Certificate
2.89%$1k-3 Year Educational IRA
2.48%$25-IRA Share
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.