Family Trust Federal Credit Union


Overview / Commentary
803-367-4110
225 White St W
Rock Hill, SC 29730

Family Trust Federal Credit Union is headquartered in Rock Hill and is the 10th largest credit union in the state of South Carolina. It is also the 575th largest credit union in the nation. It was established in 1957 and as of March of 2024, it had grown to 127 employees and 55,215 members at 7 locations. Family Trust Federal Credit Union's money market rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Family Trust Federal Credit Union is open to individuals who live, work, worship, or attend school in the South Carolina counties of Anderson, Cherokee, Chester, Greenville, Greenwood, Lancaster, Laurens, Oconee, Pickens, Spartanburg, Union, or York, or the North Carolina counties of Cleveland, Gaston, Lincoln, or Mecklenburg.
See current membership details

Reviews (1)

Great Credit Union

Posted by: |

Been with Family Trust for over 10 years.
Always received excellent service.



Health
A+

Health Grade Components

Overall
NCUA #11554
Year Chartered1957
Employees127
Primary Regulator
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD12.04%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$733.5MM$686.5MM
LoansQ1 2024vs Q1 2023$548.5MM$514.6MM
DepositsQ1 2024vs Q1 2023$625.8MM$594.4MM
Equity CapitalQ1 2024vs Q1 2023$75.4MM$69MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.9MM$1.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.9MM$983K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Family Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Family Trust Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$100k*-PayBack Savings - Qualifying
OTHER TIERS: 0.75% $0 - $20k | 2.50% $20k - $100k
3.00%*$100k*-IRA PayBack Savings Account
OTHER TIERS: 0.75% $0 - $20k | 2.50% $20k - $100k
0.05%$5-Prime Share Savings
0.05%$0-Christmas Club
0.05%$5-IRA Share
0.05%$0-Special Club Savings
0.05%$5-Explorer’s Club Savings
0.05%$100-Education Savings
0.05%$1k-Health Savings Account

Family Trust Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$100k*-IRA Money Market Account
OTHER TIERS: 0.50% $1k - $20k | 2.25% $20k - $100k
2.50%*$100k*-Money Market Account
OTHER TIERS: 0.50% $1k - $20k | 2.00% $20k - $100k

Family Trust Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$0$20kLoyalty Checking
OTHER TIERS: 0.10% $20k+
0.00%$0-True Choice Checking

Family Trust Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-12 Month Share Certificate
4.00%$500-9 Month Share Certificate
4.00%$100-12 Month Explorer Club Certificate
3.50%$500-24 Month Share Certificate
3.25%$500-48 Month Share Certificate
3.25%$500-60 Month Share Certificate
3.25%$500-36 Month Bump Your Rate Share Certificate
0.10%$500-6 Month Share Certificate
0.05%$500-3 Month Share Certificate

Family Trust Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-12 Month IRA Certificate
3.50%$500-24 Month IRA Certificate
3.25%$500-48 Month IRA Certificate
3.25%$500-60 Month IRA Certificate
3.25%$500-36 Month Bump Your Rate IRA Certificate
0.10%$500-6 Month IRA Certificate
Locations


Family Trust Federal Credit Union Locations
Branch Office2700 Celanese RdRock Hill, SC 29732-9406
Branch Office1219 Highway 55 EClover, SC 29710
Branch Office430 Mercantile PlaceFort Mill, SC 29715
Branch Office1615 Progress WayRock Hill, SC 29730
Branch Office1690 Old York RdYork, SC 29745
Branch Office1490 Albright RdRock Hill, SC 29730
Corporate Office225 White St WRock Hill, SC 29730-4039

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