Family Trust Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.familytrust.org

803-367-4110

225 White St W
Rock Hill, SC 29730

Family Trust Federal Credit Union is headquartered in Rock Hill and is the 10^th largest credit union in the state of South Carolina. It is also the 573^rd largest credit union in the nation. It was established in 1957 and as of December of 2024, it had grown to 126 employees and 56,533 members at 8 locations. Family Trust Federal Credit Union's money market rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Family Trust Federal Credit Union is open to individuals who live, work, worship, or attend school in the South Carolina counties of Anderson, Cherokee, Chester, Greenville, Greenwood, Lancaster, Laurens, Oconee, Pickens, Spartanburg, Union, or York, or the North Carolina counties of Cleveland, Gaston, Lincoln, or Mecklenburg.
See current membership details

Reviews (1)

Write a Review

Great Credit Union

Posted by: DavidBean | Aug 3, 2023

Been with Family Trust for over 10 years.
Always received excellent service.

Comment

Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	11554
Year Chartered	1957
Employees	126
Primary Regulator

Profit Margin
Return on Assets - YTD	1.35%
Return on Equity - YTD	12.06%
Annual Interest Income	$40.4MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$743.7MM$698.2MM
Loans	Q4 2024vs Q4 2023	$570.7MM$545MM
Deposits	Q4 2024vs Q4 2023	$634.9MM$592.7MM
Equity Capital	Q4 2024vs Q4 2023	$83.2MM$73.2MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$6.3MM$5.8MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$4.3MM$3MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Family Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Family Trust Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$100k^*	-	PayBack Savings - Qualifying
OTHER TIERS: 0.75% → $0 - $20k \| 2.50% → $20k - $100k
0.05%	$5	-	Prime Share Savings
0.05%	$0	-	Christmas Club
0.05%	$0	-	Special Club Savings
0.05%	$5	-	Explorer’s Club Savings
0.05%	$100	-	Education Savings
0.05%	$1k	-	Health Savings Account

Family Trust Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%^*	$100k^*	-	IRA Money Market Account
OTHER TIERS: 0.50% → $1k - $20k \| 2.25% → $20k - $100k
2.50%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.50% → $1k - $20k \| 2.00% → $20k - $100k

Family Trust Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%^*	$0	$20k	Loyalty Checking
OTHER TIERS: 0.10% → $20k+

Family Trust Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$500	-	9 Month Share Certificate
3.75%	$500	-	12 Month Share Certificate
3.75%	$100	-	12 Month Explorer Club Certificate
3.25%	$500	-	24 Month Share Certificate
3.00%	$500	-	48 Month Share Certificate
3.00%	$500	-	60 Month Share Certificate
3.00%	$500	-	36 Month Bump Your Rate Share Certificate
0.10%	$500	-	6 Month Share Certificate
0.05%	$500	-	3 Month Share Certificate

Family Trust Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%	$500	-	12 Month IRA Certificate
3.25%	$500	-	24 Month IRA Certificate
3.00%	$500	-	48 Month IRA Certificate
3.00%	$500	-	60 Month IRA Certificate
3.00%	$500	-	36 Month Bump Your Rate IRA Certificate
3.00%^*	$100k^*	-	IRA PayBack Savings Account
OTHER TIERS: 0.75% → $0 - $20k \| 2.50% → $20k - $100k
0.10%	$500	-	6 Month IRA Certificate
0.05%	$0	-	IRA Savings

Locations

Family Trust Federal Credit Union Locations
Branch Office	2700 Celanese Rd	Rock Hill, SC 29732-9406
Branch Office	1219 Highway 55 E	Clover, SC 29710
Branch Office	430 Mercantile Place	Fort Mill, SC 29715
Branch Office	1615 Progress Way	Rock Hill, SC 29730
Branch Office	1690 Old York Rd	York, SC 29745
Branch Office	1490 Albright Rd	Rock Hill, SC 29730
Corporate Office	225 White St W	Rock Hill, SC 29730-4039
Branch Office	1800 Laurens Rd	Greenville, SC 29607-2911

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